paid off all my credit card debt!

SandEagle

Lifer
Aug 4, 2007
16,813
13
0
just sent the last check, yay!! by the grace of Almighty God, I have paid off the credit card debt that has burdened me for decades. 2014 is going to be a good year.

p.s., i am again permanently retiring in 5 more posts. you can start complimenting me and saying your goodbyes now.
 

OCGuy

Lifer
Jul 12, 2000
27,227
36
91
Even though this is a troll, I fail to see how that $20 minimum payment on your $600 limit CC would burden you.
 

SandEagle

Lifer
Aug 4, 2007
16,813
13
0
Even though this is a troll, I fail to see how that $20 minimum payment on your $600 limit CC would burden you.

i'm beginning to feel that you peasants and undesirables aren't appreciating my presence here. what do i gain from trolling, OC? i paid off 11k in the last month. i've carried a balance for over a decade....at one time owing 40K. my cc limit across all cards is > 75k. i am overjoyed and cannot tell you how great this feels. i feel like the invisible chains of slavery have been taken off of me. life is good.
 

Red Squirrel

No Lifer
May 24, 2003
67,931
12,383
126
www.anyf.ca
Congrats! Paid my credit line a few months ago as well, I had been carrying a balance on it for almost a year. I kept paying part of it, only to take more again. Construction work will do that.
 

PricklyPete

Lifer
Sep 17, 2002
14,714
164
106
Congrats OP.

Now be prudent and start directing that money to savings or other loans.

I am a fan of credit cards, but only if you have the self control to not allow them to let you overspend. If you don't feel you have the discipline, you might want to get rid of them.
 

Golgatha

Lifer
Jul 18, 2003
12,685
1,606
126
i'm beginning to feel that you peasants and undesirables aren't appreciating my presence here. what do i gain from trolling, OC? i paid off 11k in the last month. i've carried a balance for over a decade....at one time owing 40K. my cc limit across all cards is > 75k. i am overjoyed and cannot tell you how great this feels. i feel like the invisible chains of slavery have been taken off of me. life is good.

Don't let everyone get you down. Congratulations!
 

OCGuy

Lifer
Jul 12, 2000
27,227
36
91
I have to give you a 8/10 on your skills, since it seems some people fall for the "im being genuine" play once you are called on trolling.
 

OCGuy

Lifer
Jul 12, 2000
27,227
36
91
So in 2009, you paid off $50k in credit card debt to "buy a house"



Then in 2011 you stopped paying your bills and cancelled your CC and tanked your score.


Now you say you have carried a balance for a decade with $75k in limits, yet anyone with even basic knowledge about CCs knows that as soon as your score starts dropping, they all start freezing/lowering your limits during the account reviews.




Keep on trollin'
 
Last edited:

highland145

Lifer
Oct 12, 2009
43,563
5,966
136
So in 2009, you paid off $50k in credit card debt to "buy a house"



Then in 2011 you stopped paying your bills and cancelled your CC and tanked your score.


Now you say you have carried a balance for a decade with $75k in limits, yet anyone with even basic knowledge about CCs is that as soon as your score starts dropping, they all start freezing/lowering your limits during the account reviews.




Keep on trollin'
So does this mean we aren't getting a retirement post?
 

SandEagle

Lifer
Aug 4, 2007
16,813
13
0
So in 2009, you paid off $50k in credit card debt to "buy a house"



Then in 2011 you stopped paying your bills and cancelled your CC and tanked your score.


Now you say you have carried a balance for a decade with $75k in limits, yet anyone with even basic knowledge about CCs is that as soon as your score starts dropping, they all start freezing/lowering your limits during the account reviews.




Keep on trollin'

hey Sherlock Holmes,you're wasting my responses. i only got 2 left. i may have to push retirement to 17k posts if you dont stop.

40k, 50k....who's counting? i carried a high balance at the low point of my life. i did stop paying bills, they ended up dinging my report, so i started paying again. lol. and yes, no cc company has bothered to lower my limits. they know i am a good customer. now i will save my last responses for something worthwhile. hint: not you.

http://forums.anandtech.com/showthread.php?t=2178778
 

dr150

Diamond Member
Sep 18, 2003
6,571
24
81
So in 2009, you paid off $50k in credit card debt to "buy a house"



Then in 2011 you stopped paying your bills and cancelled your CC and tanked your score.


Now you say you have carried a balance for a decade with $75k in limits, yet anyone with even basic knowledge about CCs knows that as soon as your score starts dropping, they all start freezing/lowering your limits during the account reviews.




Keep on trollin'


I see a candidate for the Year End 2014 ATOT Ownage Awards.
 

halik

Lifer
Oct 10, 2000
25,696
1
0
So in 2009, you paid off $50k in credit card debt to "buy a house"



Then in 2011 you stopped paying your bills and cancelled your CC and tanked your score.


Now you say you have carried a balance for a decade with $75k in limits, yet anyone with even basic knowledge about CCs knows that as soon as your score starts dropping, they all start freezing/lowering your limits during the account reviews.




Keep on trollin'


Ownage of 2014, starting early
 

AznAnarchy99

Lifer
Dec 6, 2004
14,705
117
106
I just paid off one of my cards. I still have a small balance of about $2k on another card. I can pay that off in about a month.

Then I start on my school loans...
 
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