Incorrect.You have no idea if I'm affording it just fine. Just another example of how you don't get it
Actually a lot of Doctors like working for hospitals, less headaches with staffing & running a practice, less overhead & malpractice insurance gets added in as a benefit. If they are researchers, working in a place like MGH is ideal for them.
Do you understand that ACA offers your wife important protections? She won't be refused insurance or put in a sick pool? More importantly she won't face annual caps or lifetime limits on her care? If she gets sick again you won't lose your home?
I have a question, your wife has faced serious illness, how old is she & how is she insured now?
My health insurance costs are high for two reasons
1. I get private insurance through an employer
2. I chose the much more expensive PPO plan over the narrower network cheaper option because it allows me to continue cancer care at MGH with a care team I have been with for almost 3 yrs. Yes, I had a "choice" but in this situation feel I made the most logical decision.
Your costs are high because your state refused Medicaid expansion or you make more money than the limit to get a subsidy.
You don't understand how single payer works. Until you understand it you are not able to have a meaningful discussion about it. Educate yourself please.
All it really does is replace a bunch of private and for profit insurance companies with a 'single payer'. In the case of Canada, that is the govt. Note: the federal govt does not run a national plan. They simply set the basic guidelines, enforce issues like portability between provinces and provide part of the funding. The individual provinces and territories each run their own plan. As I said, the actual provision of health care is provided, for the vast majority of Canadians, by private sector medical practices.
She's 60 and yes we have insurance right now but I've been told that we live in an area where there will be no ins co's offering individual plans in 2018. None. There was only one last yr. So I have very little to lose at this point.
She's 60 and yes we have insurance right now but I've been told that we live in an area where there will be no ins co's offering individual plans in 2018. None. There was only one last yr. So I have very little to lose at this point.
I haven't talked to one who likes it. Typically it works like this: Drs are paid very well the first yr or two, then the pay goes down and the work goes up. The hospital cuts his staff and cuts the amount of time he's allowed per patient. It's really quite ugly.
As I already explained, if the gov't is making the decisions I outlined then it is a gov't takeover.
Do you understand that at age 60, unless she's been collecting SSDI as a lot of cancer patients do, for more than two years & has Medicare that she will be deemed uninsurable & placed in a sick pool if Ted Cruz gets his way? Add another 25K per year to your bill, not counting the cost of your plan. Oh yeah, and if you are over age 55 your plan will be 5X as much!
I was stupid, I should have bit the bullet & gone on disability when I was first diagnosed because now I would have Medicare. Work felt important to me though, a part of my identity. Also working kept my family insured, not just me, Foolish me, I could have gotten a COBRA extension based on disability, spent all of my 403B on premiums and been covered till Medicare kicked in but I didn't want to leave my family with nothing!
How old are you? Is your wife receiving SSDI due to her past issues with cancer & her heart?
Ted Cruz won't get his way and as for 5x as much, it all depends on what x is. If x goes down then 5x won't be anymore than it is now. If x doesn't go down then the Republicans have screwed up.
Ted Cruz won't get his way and as for 5x as much, it all depends on what x is. If x goes down then 5x won't be anymore than it is now. If x doesn't go down then the Republicans have screwed up.
So why did the income disparity get even worse under 8 yrs of Obama?
Actually my Republican state (Ohio) took the Medicaid expansion but regardless I'm not eligible for that or any other subsidies 'cause Obamacare doesn't care if health ins eats up a huge percentage of my income
Do you seriously think these guys are going to give a 60 year old woman with a history of cancer and heart problems cheaper insurance? Also you'll be hitting the magic age of 55 fairly soon, 5X premiums for you too!
Don't you understand? These guys want people like your wife & I to be priced out of the insurance market, the hope is that we will get sick & die before we are able to draw a single social security check. If we can be forced into losing everything we own in the process, all the better!
Read the last CBO score on expected savings through reduced social security benefits!
They of course get to keep their ACA plans!
We've been over this so many times that you're starting to look like a troll
It's because
1. Repubs refuse to fund risk corridor payments & others, as well.
2. Repubs control Congress & oppose the ACA actually working as intended. They want tax cuts for the wealthy at any price to the rest of us that will keep them in office.
3. Insurers are forcing the situation, simply refusing to offer coverage in high risk areas because experience with Repubs indicates that they won't get paid if they lose money in those areas.
Yes, you're getting screwed. You refuse to recognize that you're suffering from a form of Munchausen by proxy. You're being abused by the people you trust.
The House bill gave nice tax credits based on age. I prefer that to the Senate bill. I'm also counting on getting a cheaper plan by cutting out the Essential Benefits...but in the end, an expensive plan is better than no plan and that's what I'm facing for 2018.
I'm also counting on getting a cheaper plan by cutting out the Essential Benefits
You refuse to understand that denying those corridors was a bipartisan decision signed by Obama.
He doesn't even care about his wife. Not above his supposed principles. Someone figure out who she is and show him this. She ought to divorce him and rip his balls out through his wallet.
I won't say he doesn't care about his wife but before ACA divorces were fairly common as families were desperate to try to keep the family home from being taken to satisfy medical debt.He doesn't even care about his wife. Not above his supposed principles. Someone figure out who she is and show him this. She ought to divorce him and rip his balls out through his wallet.