PayDay Loan places

[DesiPower]

somewhere between 25% to 35% MONTHLY Interest rate anywhere between 800% to 800% annual interest rates

They will probably charge you $20 for the paperwork alone :laugh:

 

[Krazy4Real]

Credit card advance is infinitely better than a payday loan place.

 

[BurnItDwn]

Those payday places are pretty much a major scam.
Credit Card Advances are a rip off, but less of one than the payday loan places.
Hell, you are better off using a pawn shop than a payday loan.

 

[OCGuy]

Originally posted by: MrChad
Wow, that didn't take long did it. What happened to that startup business of yours?

You probably shoulda taken that 1.7million dollar offer.

 

[compman25]

Originally posted by: OCguy

Originally posted by: MrChad
Wow, that didn't take long did it. What happened to that startup business of yours?

You probably shoulda taken that 1.7million dollar offer.

So he has a start up that someone is willing to pay 1.75 mil for yet he hasn't got $400 cash anywhere????

 

[Whisper]

I'd say if possible, borrow the money from your parents. If you feel bad about asking, just offer to pay some amount of interest or a fee (maybe the $20 you were planning on handing over to the payday loan place).

 

[Dr. Detroit]

Originally posted by: JS80
with the friends i have they'd loan me $10k no questions asked.

Not a chance in hell I would loan "a friend" $10K - and I would hope that anyone that considers me their friend would never ask me for more than $15 for lunch because they left their wallet at home on accident.

 

[SlowSpyder]

Originally posted by: MrChad
Wow, that didn't take long did it. What happened to that startup business of yours?

It's starting to come together now. I don't suppose the people that were offering you $1.75 million were from Nigeria, would they be? But fist you have to send them another ~$400 soon if you want the money deposited?

 

[dainthomas]

Originally posted by: JS80
with the friends i have they'd loan me $10k no questions asked.

I'll give you two thousand now, and another ten when we reach Alderaan.

 

[Safeway]

Originally posted by: SlowSpyder

Originally posted by: MrChad
Wow, that didn't take long did it. What happened to that startup business of yours?

It's starting to come together now. I don't suppose the people that were offering you $1.75 million were from Nigeria, would they be? But fist you have to send them another ~$400 soon if you want the money deposited?

Caught in a massive, internet lie.

 

[OCGuy]

Originally posted by: SlowSpyder

Originally posted by: MrChad
Wow, that didn't take long did it. What happened to that startup business of yours?

It's starting to come together now. I don't suppose the people that were offering you $1.75 million were from Nigeria, would they be? But fist you have to send them another ~$400 soon if you want the money deposited?

Win. :laugh:

 

[wiredspider]

I got an ad from one of those type of the places in the mail, as I was tossing it out, I noticed the terms on the back was just a hair below 3000% APR if that gives you an idea of the raping you'll get.

 

[sciencewhiz]

Originally posted by: TechBoyJK
I need to come up with like $400 and I just don't have it right now. Have a nice big fatty paycheck coming on the 1st. Rather than hitting up my parents, I'm considering just getting it from a payday loan place. How much do they usually charge? Anybody? If its more than $20 I won't do it.

$20 interest for 2 weeks of borrowing $400 is 130% annual interest.

 

[Modelworks]

Bring some lubricant with you if you go to one.

Here it is $45 to borrow $300 for 14 days. APR is 391%

 

[Special K]

Originally posted by: compman25

Originally posted by: OCguy

Originally posted by: MrChad
Wow, that didn't take long did it. What happened to that startup business of yours?

You probably shoulda taken that 1.7million dollar offer.

So he has a start up that someone is willing to pay 1.75 mil for yet he hasn't got $400 cash anywhere????

I was about to post that link MrChad posted. The OP's threads don't seem very consistent. Something doesn't add up.

 

[TechBoyJK]

Originally posted by: Special K

Originally posted by: compman25

Originally posted by: OCguy

Originally posted by: MrChad
Wow, that didn't take long did it. What happened to that startup business of yours?

You probably shoulda taken that 1.7million dollar offer.

So he has a start up that someone is willing to pay 1.75 mil for yet he hasn't got $400 cash anywhere????

I was about to post that link MrChad posted. The OP's threads don't seem very consistent. Something doesn't add up.

I have a full time job. I also have a startup company I am working on in my spare time. Startup has been accepted to a Washington University sponsored incubator. I am supporting both myself and the startup (which has minimal costs). During an "elevator pitch" contest setup by the Incubator, my pitch was heard by a guy who was looking to buy a company. Over a few months, he made an offer, but after consulting the Incubator and my other investors, we declined.

It's been slow at work, and I earn salary+commission. For the past few months, things have been dry, so I am only getting salary. Between supporting the startup, moving, a car accident and a few other mishaps, I'm short this month by $400 and would rather not borrow money from my family.

I did get that offer, sorry, but I'm not going to go out of my way to prove it. This is a forum and I don't care to prove anything to you guys.

 

[LTC8K6]

You probably have $500 overdraft protection on your checking account...use that.

 

[TechBoyJK]

Originally posted by: LTC8K6
You probably have $500 overdraft protection on your checking account...use that.

$200... trying to avoid that too.

 

[SonnyDaze]

Originally posted by: MrChad
Wow, that didn't take long did it. What happened to that startup business of yours?

:laugh: Wow.

 

[DAPUNISHER]

Originally posted by: TechBoyJK


I did get that offer, sorry, but I'm not going to go out of my way to prove it. This is a forum and I don't care to prove anything to you guys.

In internet terminology this invariably means "I am full of shit."

 

[TechBoyJK]

Originally posted by: DAPUNISHER

Originally posted by: TechBoyJK


I did get that offer, sorry, but I'm not going to go out of my way to prove it. This is a forum and I don't care to prove anything to you guys.

In internet terminology this invariably means "I am full of shit."

Yep, full of it.

 

[FoBoT]

if you are a member of a credit union, you can likely get a short term signature loan for a reasonable rate

 

[Safeway]

Use your fucking credit card cash advance. I know why you won't borrow money from your family -- they lost all faith in you. All 19 of your shareholders are family members, and you wasted their money.

And anyone claiming to be smart enough to manage a company valued at $6,000,000 (BULLSHIT) would be smart enough to not even consider pay day cash advances.

You are a liar and a tool. You thought ATOT would be too stupid to see that? Haha, you're a laughing stock.

 

[BeauJangles]

Originally posted by: TechBoyJK

Originally posted by: LTC8K6
You probably have $500 overdraft protection on your checking account...use that.

$200... trying to avoid that too.

You're avoiding overdrafting your account, but considering a payday loan? If I didn't think you were full of shit about your ~$2 million start up company, I definitely think you're full of it now. Payday loans are awful, why the fuck wouldn't you use overdraft from your bank accounts instead?

 

[Don66]

Originally posted by: Safeway
DO. NOT. DO. IT.

The man speaks the truth!

A coworker of mine got caught up in that web, sucks when you can't pay anything else because you are trying to pay off the loan sharks.
Borrow responsibly.