Originally posted by: moochadime
Netspend used to be strictly a refillable credit card company about a year ago. I just signed up again so I can get a CC and open a PP account. Well to my suprise they have changed since the year ago.
First:
The credit cards no longer expire after a year but three years now
Second and my favorite and making it my duty to switch everyone to netspend:
You can transfer money from your card to other netspend users just like paypal. But the great thing is it goes directly on a credit card that can be used almost anywhere and not just where paypal is used.
AND the best part is it is FREE to send from one user to the other no matter the ammout!!! That means if you wanted to send a huge ammount through PP using your cc you would get stuck with a huge fee as well. With netspend there is no fee and you can put the funds on the card to send from your bank, cc, or wire transfer. BEAT THAT PAYPAL!!!!!
The credit card costs $20 and you can transfer you funds to it from antoher creditcard, bank transfer, and even your paypal ccount as well! I am so excited that I got another card knowing that I can take PP and add the funds to my card and use it for I dont have a bank account (Im too broke to keep funds in it).
There is a fee to use the card and load it. Over where I load its $1 no matter haow much is added to it and $1 everytime I use it. BUT they have an option for $69 you can get a year without charges except atm withdrawls. To me since my credit is not good and I have not a bank account this is perfect for me. And with the added features being able to add the PP funds right to my card AND the fact if everyone gets one you can transfer funds from one card holder to the next makes this card for me one I need to keep. Also I cant get in trouble with it because if the money is not in there i cant overspend and since its not attached to a bank account if it gets stolen they cant drain your account
Anyway everyone needs to get one and put PP in their place finnaly!!! And sorry for sounding like I work for the company Im just excited that there is someone else out there other then PP to transfer funds from one person to the other and the money with netspend is usable everywhere and not just online.
GET NETSPEND EVERYONE!!!!!!!! and if it matters I have the all acess netspend mastercard with a very nice Chicago Skyline on it
I just noticed on the site a referal form. If you decide to get the netspend card lmk I will email you the form and if you use it at time of sign up you will get $2 and I will get $5. We all win