Absolutely. Cheap and 100% worth it - no matter what you own. Stuff adds up when you get down to the details.
This is how it is where my GF rents, required (and cheap).All of my tenants are required to have one as per the lease. Cheap and it gives them an avenue to pursue reimbursement from their own insurance company in the event of damages rather than from me.
Don't rent any more but when we did we always had Renter's Insurance. Inexpensive and completely worth it.
RI can also protect beyond theft: fires, water damage, and even give you liability insurance.I didn't carry it when I rented, but lived in a relatively safe complex (due to its rent pricing and neighborhood tenants). There were enough folks around that lived in the units that I knew people were watching my stuff when I wasn't around....not that I had much back then.
My cousin, however, lived in Ft. Lauderdale. He got robbed of just about everything. They packed his suitcases with his computer, silverware, dvd player, stereo (yeah, this was around 2000). My recommendation is to get the insurance. Depending on where you live, there may be people that show up and watch your door from 7:30am to 9am.
If they think you live alone, as soon as you leave, they break in.
Yes, but out of those, I feel like theft is more likely than the others based on the cases I know of.....though you never know.RI can also protect beyond theft: fires, water damage, and even give you liability insurance.
That sucks - I'm sorry that happened to you.Yes, but out of those, I feel like theft is more likely than the others based on the cases I know of.....though you never know.
I had about $10k of my belongings jacked from a storage container 12 years ago. I didn't have insurance and gave up on recovery from the way the police handled the report. I'm still traumatized and wish I could shoot the assholes in the head that did it and leave them for dead....just because it's wrong to steal.