<< I use my PC to bank, invest, surf and primarily play games. I have Windows 98SE running fine and only have stability problems when I screw with my CPU settings (FSB & clock speed). Apart from the fun of learning a new system, is there ANY reason for me to start messing with LINUX? >>
Trust me, you will regret even trying to install Linux. Not even counting the fact that Linux is not a game friendly operating system.
I had more problems with Linux that I EVER had with Windows. And I'm talking major headaches. It truely messed up my drives like nothing ever has before. When I did have it running, the apps were extremely lame for it. It even booted slower than Windows does. I even had a bigger problem trying to uninstall the dang thing.
You will also lose pretty much all Window apps that you use now, as there aren't many quality programs written for Linux.
You can try it if you want, but don't say someone didn't warn you.
I'm sure I'll get flamed for this comment, but I don't care cause I know I'm telling the truth. I'd would rather run a MAC than I would Linux.