Originally posted by: Extelleron
Originally posted by: jpeyton
Britain's NHS is brilliant. I wish we had that kind of universal health care here.
Britain is not a model by which you are going to convince anyone to adopt more government control of anything. Huge income taxes plus incredibly high VAT, cameras everywhere, tight gun control, the list goes on. That's not what America is about. America is about freedom and you don't have that in Europe. Freedom to make the right choices and live well and freedom to make the wrong choices and run into problems. You need a stable government to give limited support in times of trouble but some want the government to do everything for them. If they want that then they should be free to move. But America was not founded for those people.
Our NHS is OK. My family have never had any problems with it and it seems to work pretty well. There are defiantly problems with it and I am sure if you dig around you will find horror stores about it but the same could be said for the American system.
Our taxes are fairly high but I do not think they are as high as you believe them to be. Say I earned £66,500 (this is about 3x our national average so it is a fairly comfortable wage) I would pay about £23,000 in tax and national insurance if I had no tax credits to take out. This would be about 34% of my income and is a fairly large amount but I do not know how it compares to what you pay in America when you include Federal and State income tax. Bear in mind this includes my health insurance each year and even assuming all 11% of the National Insurance was for the NHS it would mean I paid £6,600 for health insurance.
So lets take that £6,600 figure as our medical insurance. For the same amount of money can you get the following in the USA?
Visit any hospital at any time for any reason without any additional costs to consult the doctor.
Visit your GP as many times as you need each year with no additional cost.
Get your medication at a subsidised price (£7.50)
Get your dental care subsidised (current top bracket is £100 but there are lower ones if you dont need as much work and a check up is £15)
From what I have read on the American system you are limited to what hospitals you can go to because not all hospitals are covered by all insurers. If you have an accident and are picked up in an ambulance and taken to the closest A&E but this particular A&E is not one that deals with your insurance company what exactly happens after they have treated any life threatening problems? (I really want to know so some feedback would be great)
In the UK we have none of those issues. I do not have to worry about filling in form xyz and I do not have to worry about the cost of treatment.
The last A&E I had was after an accident I had on my push bike. I came off and suffered some short term memory loss. I went to the A&E and due to the nature of my injury I saw a doctor within 10 minutes of arriving at the hospital. He did some tests and gave me an information packet and said that if I had any of the symptoms on the sheet I should come back in straight away.
I have never understood how health care can be provided by for profit companies. These two goals are at odds. To maximise your profit for your shareholders you need to make sure you can retrieve as much cash as possible from your customers but when they need any of that back you have to try and find a way to deny them coverage. If you do not do this then you are breaking the law because you are not maximising the shareholder value.
So for the CEO to do his job within the law he has to deny as many people as possible. How does this reconcile with providing good coverage for the customer?