Interesting, I didn't think about that. Someone who finds the discussion of metaphysics as moot. Do you find your apathy is universal to the subject or just certain parts, such as speculating on existance after death; the nature of good and evil; or morality and ethics.
This is not meant to be sarcastic just asking for more clarification.
Since I'd say you seem quite interest in how others see life, I'll give my response to that.
Man is just man, I see every culture as having their own version of good and their own interpretation of evil. We are capable of some truly disturbing things, and equally capable of feats that are incredibly heroic.
What happens after death? I have my own rather comforting way of approaching it. We are self-aware, something that life ultimately shouldn't have, but then again, life itself is a rather pointless affair. Since we can think about life itself, think within instead of just observing and reacting to the world, we know we will die. We know what it means. And we build our world up to make everything carry so much value, we demand from the gods that we must be special. We have to be, we see ourselves as unique and therefore there is no other way to explain it, we say we are special and worthy of immortality. We don't die, we merely transcend different realms of existence.
So what do I think? Well aside from accepting that after death is absolutely nothing, we can still have a valuable life, and reach immortality in a spiritual sense. We just have to continue doing what we do. People are remembered when they are worth remembering. People are held on tall pedestals for they have done, or cast into the deepest pit for their actions. Figuratively, of course. Unless it's a statue, than the figure is literal.
We should all strive for that. Everyone has to make life valuable in their own way, and religion has a way of breeding that in some individuals. They do it for the wrong cause, and some can go to the opposite and terrible lengths to spread their faith, but... in the end some people do some damn awesome things for their fellow brethren. I respect those, and only those, that actually do something for others. Sacrifice for the betterment of all is the only thing we should ultimately concern ourselves with.
We can still get rich, we can still have large free markets, but people just have to change their character. We have to instill the belief that we can all be remembered if we do something worth remembering. Take action when there is a call to arms, figuratively of course. Because quite honestly, that siren's song will always be there. There is a positive way to approach every moment you will ever live, a negative way, and the approach most individuals take, the apathetic approach of zero value.
Ultimately, I am apathetic to every little question of mankind. I long to understand the universe, but I have come to terms with my life quite a long time ago. There is zero value to the physical aspect of life, but we are here, there is no turning back. We can have nearly a century each of time spent on this Earth, we might as well all try and make something of that time trying to do everything possible to make life better for the future generations. Sadly, most people like to look at the problems we all face, and simply pass the problem to the next generation, figuring they'll be smarter and more capable of handling it. Inaction does nothing, at least failure will ultimately breed success in the end. That's how we learn, we always try. If you try something to change things for the better and fail, you won't be remembered as a failure, you'll be remembered as someone who wasn't afraid to try and paved the way for the future.