Preface: I always forget to fully look at the checks I get when I get paid. I always look at the amount, write up the deposit slip, and deposit the check. I never pay attention to the date.
I have may times had the teller tell me she could not deposit the check, since the day on the check has not come to pass. So, I go back on the date on the check or sometime after. Presto! Money.
Meat:
So, I wrote a check. I post-dated the check for the date the funds were due, the beginning of the month. I sent the check in early and was like,"Cool, I'm a responsible adult and took care of my shit early."
I check the account online. The check had already attempted to be deposited before the date on the check. I get charged a fee for bouncing a check.
The funds are there today like they should be for the check that was supposed to be drawn upon tomorrow.
Did something change in the last month where people can cash post-dated checks?
Cliffs:
1. Post-dated check
2. Attempted cashing before date on check
3. Get charged fee for bouncing check
4. Me = Huh, WTF?!
I have may times had the teller tell me she could not deposit the check, since the day on the check has not come to pass. So, I go back on the date on the check or sometime after. Presto! Money.
Meat:
So, I wrote a check. I post-dated the check for the date the funds were due, the beginning of the month. I sent the check in early and was like,"Cool, I'm a responsible adult and took care of my shit early."
I check the account online. The check had already attempted to be deposited before the date on the check. I get charged a fee for bouncing a check.
The funds are there today like they should be for the check that was supposed to be drawn upon tomorrow.
Did something change in the last month where people can cash post-dated checks?
Cliffs:
1. Post-dated check
2. Attempted cashing before date on check
3. Get charged fee for bouncing check
4. Me = Huh, WTF?!