Post Your Credit Score

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tfinch2

Lifer
Feb 3, 2004
22,114
1
0
Last month with the myfico trial it was 720.

My short credit history hurts it, plus I have about an $1800 dollar balance on an AMEX card with a $2000 dollar limit. I could pay it off, but it has 0% APR until May 07.
 

spidey07

No Lifer
Aug 4, 2000
65,469
5
76
While we're on the "fake" scores....

Many of my loans' interest rates were dictated soley by the scores from any single of the 3 credit reporting agencies.

For example, my car rate was dictated directly by my transunion score and nothing else. That was the only thing checked and the rate on the loan was directly tied to it.
 

cubby1223

Lifer
May 24, 2004
13,518
42
86
One of them was 780 last time I checked, probably around last December. Might be lower now, I forgot a payment to a credit card this spring. But weird thing, a month after I forgot the payment, the company decided to upgrade my account to a diamond card instead of the platinum.
 

Rapidskies

Golden Member
May 27, 2003
1,165
0
0
I have 320 because of Mr. Dell and collegians going to Europe selling over pricing magazines. If it does not straighten soon I will be doing the bankruptcies to reset it.
 

Eltano1

Golden Member
Aug 6, 2000
1,897
0
0
I don't have debts in credits cards, and only two loans, my mortgage (that is getting and extra quote every year, so we will pay it off in about 7 years) and my wife's car.
I don't need to lie about the score, it does not make any differences for me.

Eltano

 

Neurorelay

Platinum Member
Jul 21, 2004
2,195
0
0
Originally posted by: Rapidskies
I have 320 because of Mr. Dell and collegians going to Europe selling over pricing magazines. If it does not straighten soon I will be doing the bankruptcies to reset it.


That makes no sense to me.
 

John

Moderator Emeritus<br>Elite Member
Oct 9, 1999
33,944
1
0
Originally posted by: Night201
Only True Free Credit Report Site

Yup, I went thru that link today and it's 100% legit. You get the credit reports for free (once per year) and have the option to pay for your FICO. I decided to pay a few bucks ($7) to Equifax to see my FICO and it was 740.

 

brtspears2

Diamond Member
Nov 16, 2000
8,659
1
81
667-700, somewhere in there. Poor account has a lot of queries in the last 6 months. (home loan from 2 different companies, title searches, auto insurance, auto loan)
 

Engineer

Elite Member
Oct 9, 1999
39,234
701
126
Last I saw was 785. Don't remember which one it was though.

Don't much care right now as I owe NOTHING (other than a few SAME AS CASH 0% deals) and am not looking at financing anything (unless at zero percent)!
 

jagec

Lifer
Apr 30, 2004
24,442
6
81
Anyone who wants a free credit report with legit credit score from all three companies can PM me with your name and SSN


Originally posted by: Rapidskies
I have 320 because of Mr. Dell and collegians going to Europe selling over pricing magazines. If it does not straighten soon I will be doing the bankruptcies to reset it.

I have a feeling that a bankruptcy on your record might do more damage than a poor credit score. But I'm no expert.
 
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