Post Your Credit Score!

[SSSnail]

Cash.

 

[waggy]

Originally posted by: SonnyDaze

Originally posted by: waggy
mine is 420!

i worked very hard to get that number also.

:Q Wow. Bankruptcy?

no just a bad joke. sigh 420! sigh.

anyway lowest is what 450? not to mention people who file bankruptcy have higher then 450.

 

[slurmsmackenzie]

690.... that's after i bought a 2k truck a couple of months ago, and when i pay off a good portion of my c.c. debt with tax return i assume it'll go back up around 720.

 

[shortspanishguy]

Originally posted by: SSSnail
Cash.

sucker

 

[Vic]

The theoretical range is 300 to 850 for FICO. I've never seen below 400. Below 500 is straight-up horrendously bad credit (such a person would be used to collectors calling most every night). Below 600 would be damaged, possibly a bankruptcy. Average is roughly 680. Excellent credit is 720 and above. If you're young and have a high score without a lot of tradelines or much depth of history, that's known as a "Fake-O."

 

[SonnyDaze]

Originally posted by: waggy

Originally posted by: SonnyDaze

Originally posted by: waggy
mine is 420!

i worked very hard to get that number also.

:Q Wow. Bankruptcy?

no just a bad joke. sigh 420! sigh.

anyway lowest is what 450? not to mention people who file bankruptcy have higher then 450.

FICO starts at 400 and goes to 850, IIRC.

 

[amdskip]

24 years old, never had a loan, never had any cc debt, always paid cc on time, no idea what mine is.

 

[waggy]

Originally posted by: SonnyDaze

Originally posted by: waggy

Originally posted by: SonnyDaze

Originally posted by: waggy
mine is 420!

i worked very hard to get that number also.

:Q Wow. Bankruptcy?

no just a bad joke. sigh 420! sigh.

anyway lowest is what 450? not to mention people who file bankruptcy have higher then 450.

FICO starts at 400 and goes to 850, IIRC.

oh seen something on TV that said 450-850 guess one of the other ones.

I would think you would have to try hard to get a 420 score heh

 

[Stonesoldier]

792 2 yrs ago when i bought my truck

prob in the 800's now as said truck is paid for

1 mortage
1 credit card $0 balence
1 line of credit
0 (ZERO) bounced checks or late payments in 15 yrs

 

[ryan256]

730 last time I checked

 

[Nutdotnet]

732

 

[armstrda]

822 here, have a mortgage and a car payment plus ~10k in student loans. I have 3 credit cards that i rotate each month, that way the credit score can rise when it sees that i pay the card each month. I learned this the hard way about 4 years ago. I had 1 card that we paid everything on (~2500 each month) and paid each month, however, my credit score was falling because each month it would look like i just made the minimum payment as the balance always looked steady around 2500. So if you want credit cards to help your score, you need to pay off each month, and cycle the months you use them. Really lame, but people like us are the exception to most people out there.

 

[Mrfrog840]

727

 

[Capt Caveman]

799

 

[ponyo]

I'm too cheap to pay for my score.

 

[Fiat1]

851 The 1 was for extra credit.

 

[ScottFern]

761

 

[palswim]

Bankcard FICO (adjusted normal FICO): 726... thousand!

 

[waggy]

Originally posted by: Fiat1
851 The 1 was for extra credit.

hahah boo

 

[pontifex]

i think mine was 780 something

 

[Strk]

It's right around 700. I forget the exact number(s).

 

[Chapbass]

Originally posted by: armstrda
822 here, have a mortgage and a car payment plus ~10k in student loans. I have 3 credit cards that i rotate each month, that way the credit score can rise when it sees that i pay the card each month. I learned this the hard way about 4 years ago. I had 1 card that we paid everything on (~2500 each month) and paid each month, however, my credit score was falling because each month it would look like i just made the minimum payment as the balance always looked steady around 2500. So if you want credit cards to help your score, you need to pay off each month, and cycle the months you use them. Really lame, but people like us are the exception to most people out there.

is this for reals? maybe i should start doin that... im in a similar situation but 1200-1500 instead of 2500

 

[K1052]

790 when I got my mortgage a couple months ago.

 

[essasin]

I recently went to buy a truck and my credit score was a low 7xx (I think it was 715) and my parent's scored a 84x (I can't remember) The manager at Dublin Toyota said it was the highest score he has ever pulled in the 25 years he has worked. It was funny because everyone wanted to shake my Dad's hand but he didn't give a rats ass because he wanted to lower the price of the truck first.

 

[masterxfob]

628, i fvcked up a few years back