Premiums just shot up

[deustroop]

Have you guys seen the assholes that run our government? And you want them in charge of healthcare?

The govt does not run the health care system in Canada. What happened was they created a health care insurance system where everyone must participate and will benefit as I said. But having done that they have only one role--to pay for it.

Who runs it ? The Drs. Their charges and salaries , their decisions on what care a patient gets and how frequently, and especially on how many tests to require, these decisions run the system.


Politicians hate health care because costs are ever increasingly eating up all discretionary spending. They are just as reluctant to increase taxes to pay for DRs bills as Americans are to have governments create a national insurance program.

 

[XavierMace]

Well, fuck you too, company that I work for. Holy shit. Went from 100% coinsurance to 90%. Annual deductible went up 20%. Co-pay to visit a doctor went up 25%. Annual out of pocket max went up 75%. Monthly premium went up 20%.

Awesome. All the more reason to really start looking for a new job sooner than later.

Oh good, I was hoping we'd have another TridenT hates everywhere and is too good for every job thread to get us through the holidays. My premium just went down, not that I go to the doctor anyways.

 

[zinfamous]

Premiums went up 2% for me, still $0 deductible, copays up 0%

 

[boomerang]

What scares the American electorate is the notion of higher taxes to pay for medical care.

No, what scares us is the enormous amounts of corruption within our government that we know will not only not result in lower costs, but will result in worse care.

The VA has been embroiled in scandal for years. Unionized government workers have decided to do as little as they can for as long as they can. Higher ups have been removed from their positions to then be replaced by incompetents that were owed political favors or that were big contributors. When that tact didn't work out, our government resorted to the fallback fix-all for everything, they increased the budget of the VA. What did higher-ups in the VA spend that money on? Sculptures. Millions of dollars in sculptures. This has been a brief synopsis of one form of government run health care that exists within our borders.

We know our money will not be well spent. We have all the proof we need of this. The last thing our government needs is more money.

 

[BarkingGhostar]

It's really unsustainable. Will be interesting to see what happens when the bubble bursts.

Not for those making out like bandits in the insurance industry. They laugh at you. They laugh!

 

[SearchMaster]

Not for those making out like bandits in the insurance industry. They laugh at you. They laugh!

While I'm personally opposed to the concept, I'd love to see a serious discussion of single-payer and see if premiums suddenly drop across the board. "Magically, health care costs dropped and we're passing the savings onto YOU, our valued customers!"

 

[BarkingGhostar]

I read somewhere yesterday that the USA had the highest premiums and lowest coverages of the top 10 wealthiest nations. I was not surprised by that and didn't read any further. What I do not understand is why the top ten employers in the USA (by employee count) do not invent their own health network to mitigate the costs.

 

[child of wonder]

Premium went up ~$200 a month. Company ate it.

$0 premiums, $4,500 family deductible, $6,000 out of pocket max, employer pre-fills a HSA with $4,500 for me each year.

 

[IronWing]

I read somewhere yesterday that the USA had the highest premiums and lowest coverages of the top 10 wealthiest nations. I was not surprised by that and didn't read any further. What I do not understand is why the top ten employers in the USA (by employee count) do not invent their own health network to mitigate the costs.

On that note, I wonder why companies with the highest number of workers don't push for single payer? Shifting the burden off of employers and onto the taxpayers would be in their interests.

 

[JM Aggie08]

You probably work for a startup, don't you?

 

[zinfamous]

Premium went up ~$200 a month. Company ate it.

$0 premiums, $4,500 family deductible, $6,000 out of pocket max, employer pre-fills a HSA with $4,500 for me each year.

damn, that's actually pretty awesome with the free HSA!

I want that plan.

 

[Sonikku]

Single payer plz.

 

[K1052]

On that note, I wonder why companies with the highest number of workers don't push for single payer? Shifting the burden off of employers and onto the taxpayers would be in their interests.

Because socialism. The CFO types I know believe whole heartedly in a totally free market for healthcare. They, almost uniformly, want to kill Medicare/Medicaid/SS because from their perch they view them as nothing more than long term liabilities to be shed. The human cost in what they propose doesn't even enter the calculation.

 

[KB]

Same thing that always happens, the rich get richer, the poor will die outside the hospitals.

Hospitals can't turn away the poor. Even if they are uninsured or homeless, the hospital, by law, must stablize them before they can release them.
https://en.wikipedia.org/wiki/Emergency_Medical_Treatment_and_Active_Labor_Act


This is one of many reasons why those with insurance pay so much, to subsidize those that pay nothing. People with no insurance show up to an ER with advanced symptoms. Getting everyone insurance should relieve this by allowing people to see a general practitioner for cheaper before symptoms get worse and thus treatment gets more expensive. Unfortunately as we have seen with Obamacare, insurance alone is not working.

We need more doctors and nurses. We also need transparent pricing. Many other factors play into it and that is why it has been so difficult to solve.

 

[Homerboy]

Don't worry, the insurance companies will still have billions in profits to report at the end of year. They will be fine.
*whew*

 

[pauldun170]

Well, fuck you too, company that I work for. Holy shit. Went from 100% coinsurance to 90%. Annual deductible went up 20%. Co-pay to visit a doctor went up 25%. Annual out of pocket max went up 75%. Monthly premium went up 20%.

Awesome. All the more reason to really start looking for a new job sooner than later.

They gimped the vision insurance as well.

I've been with same company for 16 years+. Been with Aetna since the start.
Cost increases and general bullshit have been a given from the day I started.
I have seen zero difference in the rate of cost changes. I was seeing big cost increases and declining service pre ACA. I've see cost increase post ACA.
Only difference now is that we got HSA.
HSA are pretty awesome

 

[DrunkenSano]

Our PPO plan went up $300 a month and our company is switching from BCBS to Cigna. I heard horrible things about Cigna. They need to fully privatize health insurance, make it competitive. The current way, healthcare companies are either leaving Obamacare or merging so they can charge more. It's ridiculous.

 

[deustroop]

The VA has been embroiled in scandal for years.
We know our money will not be well spent. We have all the proof we need of this. The last thing our government needs is more money.

Easy now.

Leave aside : patients in the VA and those under pension/welfare health subsidies.

For the rest, it is the insurance or health care industry, subject to numerous exclusions of course, which provides normal medical payments . Think those excluded, or who cannot afford, deserve coverage anyway ? Considering the government as a single payer ? Sure the payee is the government but that clearly beats paying those rapacious, profit mongering, slime sucking insurance companies. With all due respect.

 

[IronWing]

Our PPO plan went up $300 a month and our company is switching from BCBS to Cigna. I heard horrible things about Cigna. They need to fully privatize health insurance, make it competitive. The current way, healthcare companies are either leaving Obamacare or merging so they can charge more. It's ridiculous.

Tried that, it failed.

 

[MustISO]

We're still waiting to hear what the plans for next year will be like. Kinda late this year. They did mention costs went up but that the company would be paying the bulk of the increase.

 

[gorcorps]

Boo fucking hoo

At the beginning of the year my deductible went from ZERO to $1500, max out of pocket went to $4,000 from $1,000... and my monthy premiums doubled

They had already taken away vision insurance years ago so they couldn't do anything to us that they hadn't already.

 

[Raduque]

C'mon Trump, repeal Obamacare!

 

[Homerboy]

C'mon Trump, repeal Obamacare!

And that will fuck over 20 Million Americans.

 

[zinfamous]

Our PPO plan went up $300 a month and our company is switching from BCBS to Cigna. I heard horrible things about Cigna. They need to fully privatize health insurance, make it competitive. The current way, healthcare companies are either leaving Obamacare or merging so they can charge more. It's ridiculous.

the fuck? lol--that is what he had prior to Obamacare and it was way worse for the majority of people

 

[JM Aggie08]

And that will fuck over 20 Million Americans.

But not me!