I am my grandmother's P.O.A. (power of attorney) since she had a stroke. As a result i have taken over all her finances which are in a few choice words "a dumpster fire".
Since she had a stroke she hasn't been much help figuring out things as to why they are the way they are.
Recently I got a notice from the county she lives in that she is getting sued by Discover credit card for an unpaid balance.
As she was usually good about paying bills I was shocked...
upon investigation, and a lengthy fact finding mission...I realized she was the unfortunate recipient of a phone scam.
The time line still doesn't really make a ton of sense unless this individual was intending to really nail her on her personal account as well as her credit card account.
Cliffs
She had a person call her, gain her trust...
Dates simply to portray how fast this can happen.
June 22nd - convinced her to cash a bogus check mailed to her (6,995), and in the same day take a cash withdraw of 6,000 (how the bank didn't stop her is still in question).
Then she apparently mailed the money Fex Ex to 'someone'.
June 24-25th - Then the check bounced 2 days later, her account is now negative 5,100 dollars
June 24th - she took a 4,000 cash advance from a C.C.
June 26th - Then a day after that she deposited 3,900 dollars back into her account
This happened last June (I just found out about it via fact finding from the bank). Apparently there was some sort of investigation done by the police but nothing was able to be done.
I am guessing nothing can be done about the lost money...
If anyone has ever dealt with a scam situation, is there anything that you could recommend doing? My grandmother screwed her self by apparently taking cash advances on her C.C. and then for whatever reason never paying on the bill, which then defaulted and went to collections.
now my big hurdle is going to be trying to figure out what to do about this law suit in small claims court for a shade under 9 grand...
Since she took the money out on her own (Cash advance at her own bank) the C.C. company will still want their money back!
Word to the wise, when someone asks you to be a medical and / or financial power of attorney for someone...
Think long and hard about doing it, I did it simply because there was no one left in my family that would do it and my grandmother had a stroke (serious one).
Not all situations are like mine...I seriously could write a book on the shit I have uncovered...how people prey on the elderly is just sickening...
I would say divert some of these drone strikes over in the middle east and find some of these dirt bags that do these terrible things to senior citizens.
Since she had a stroke she hasn't been much help figuring out things as to why they are the way they are.
Recently I got a notice from the county she lives in that she is getting sued by Discover credit card for an unpaid balance.
As she was usually good about paying bills I was shocked...
upon investigation, and a lengthy fact finding mission...I realized she was the unfortunate recipient of a phone scam.
The time line still doesn't really make a ton of sense unless this individual was intending to really nail her on her personal account as well as her credit card account.
Cliffs
She had a person call her, gain her trust...
Dates simply to portray how fast this can happen.
June 22nd - convinced her to cash a bogus check mailed to her (6,995), and in the same day take a cash withdraw of 6,000 (how the bank didn't stop her is still in question).
Then she apparently mailed the money Fex Ex to 'someone'.
June 24-25th - Then the check bounced 2 days later, her account is now negative 5,100 dollars
June 24th - she took a 4,000 cash advance from a C.C.
June 26th - Then a day after that she deposited 3,900 dollars back into her account
This happened last June (I just found out about it via fact finding from the bank). Apparently there was some sort of investigation done by the police but nothing was able to be done.
I am guessing nothing can be done about the lost money...
If anyone has ever dealt with a scam situation, is there anything that you could recommend doing? My grandmother screwed her self by apparently taking cash advances on her C.C. and then for whatever reason never paying on the bill, which then defaulted and went to collections.
now my big hurdle is going to be trying to figure out what to do about this law suit in small claims court for a shade under 9 grand...
Since she took the money out on her own (Cash advance at her own bank) the C.C. company will still want their money back!
Word to the wise, when someone asks you to be a medical and / or financial power of attorney for someone...
Think long and hard about doing it, I did it simply because there was no one left in my family that would do it and my grandmother had a stroke (serious one).
Not all situations are like mine...I seriously could write a book on the shit I have uncovered...how people prey on the elderly is just sickening...
I would say divert some of these drone strikes over in the middle east and find some of these dirt bags that do these terrible things to senior citizens.