Progressive Insurance Review

Triforceofcourage

Platinum Member
Feb 21, 2004
2,911
0
71
I am thinking about switching to progressive because allstate is currently ripping me off.
How is progressive rated as an insurance company?

Thanks,

Tri
 
Oct 19, 2000
17,860
4
81
I'm not sure how they are rated, but as a Progressive customer, I've been pleased for the past year and a half for my auto insurance. Their customer service is also fantastic in my experiences, but that's limited to calling for different quotes and minor questions. I've yet to have to file a claim, and hope I never have to.
 

LookingGlass

Platinum Member
Jul 8, 2005
2,823
0
71
Have been with them for awhile, they are good, great rates, good customer service. Had to file a claim, no problems, it was done in a timely manner.
 

Old Hippie

Diamond Member
Oct 8, 2005
6,361
1
0
I've been with them 3 years. No claims but they answer their phones at any hour and the bills come on time.
 

CrackRabbit

Lifer
Mar 30, 2001
16,642
62
91
Progressive customer for 5 years now. Being able to do everything online is great, especialy at times when I was switching cars every two weeks due to breakdowns or other issues.
 

Kalvin00

Lifer
Jan 11, 2003
12,705
4
81
I'm with them for motorcycle insurance only right now....never had to make a claim, but i've called their customer service before and they're really helpful and nice.

Edit:
Originally posted by: orton
Find a local independent insurance agent in your area the service and price will be much better than going to one of the big companies.

Very good advice.
 

orton

Member
Aug 1, 2003
83
0
0
Find a local independent insurance agent in your area the service and price will be much better than going to one of the big companies.
 

hzl eyed grl

Super Moderator<br>Elite Member
Dec 28, 1999
13,106
64
91
We have Costco auto insurance. It's been the best and we pay half of what we did with our other insurance. I'm sorry, I don't know about Progressive, though.
 

LikeLinus

Lifer
Jul 25, 2001
11,518
670
126
Originally posted by: orton
Find a local independent insurance agent in your area the service and price will be much better than going to one of the big companies.

QFT. Agents can get better rates and know of discounts they can apply to your account.
 

JEDI

Lifer
Sep 25, 2001
29,391
2,736
126
Originally posted by: orton
Find a local independent insurance agent in your area the service and price will be much better than going to one of the big companies.

you mean like a middle man? like a travel agent.

so you gotta go thru them when u have problems instead of the 1-800 number?
 

ebaycj

Diamond Member
Mar 9, 2002
5,418
0
0
Originally posted by: JEDI
Originally posted by: orton
Find a local independent insurance agent in your area the service and price will be much better than going to one of the big companies.

you mean like a middle man? like a travel agent.

so you gotta go thru them when u have problems instead of the 1-800 number?


My mom is an IIA, so I have some knowledge about this.

1. Yes, like a middle man.

2. No you do not have to go through them, but it can be beneficial to do so. If you want to call the 800 number and get some random customer service rep who doesn't have a vested interest in keeping you happy, then go ahead. The other reason to call your agent first (instead of the 800 number), is that they are able to advocate for you with the insurance company.
 

BoomerD

No Lifer
Feb 26, 2006
64,230
12,562
136
I beat Progressive by over $500/year by using an independant agent. Got excellent coverage, (so far, no claims, <knock on wood>) good customer service, billing is timely, and we get all the appropriate discounts.
 

Jmman

Diamond Member
Dec 17, 1999
5,302
0
76
I have had Progressive since 1996, and they have been great. I am paying around $1250 a year for two expensive vehicles and a motorcycle. I only have $100 deductibles as well....
 

miri

Diamond Member
Jun 16, 2003
3,679
0
76
$45 a month for a 2005 Scion TC

100k/300k/100k coverage

$500 deductible
 

JEDI

Lifer
Sep 25, 2001
29,391
2,736
126
Originally posted by: walrus
I've saved a lot of money with esurance.com. I've never had to contact them in the 3 years I've used them, so I can't rate them in any other respect. http://www.esurance.com/

wow.. just tried esurance.com.

Mazda3:
clean record = $300/6months

1 reckless driving ticket = $600/month

I'm paying $600/month (1 speeding ticket), but have a home discount and have been w/same insurance company (Nationwide) for 10yrs!!!

reckless driving tix >> speeding tix

man.. makes me want to switch....................
 

nsafreak

Diamond Member
Oct 16, 2001
7,093
3
81
I've been insured with Progressive for a bit over a year and I have no problems with them. Part of the reason that I went with them (other than their low rates) was because one of their drivers hit my car while it was parked in a parking lot. Within about half an hour one of their claims agents was there to inspect the damage and gave me a list of body shops that Progressive worked with. I took it to one of the suggested body shops (did a great job on the work too) and they took care of all the payments to the shop for the work as well as the rental car with no hassle to me. I felt like I was one of their customers even though I was with another insurance company at the time. That kind of customer services gets a big :thumbsup: from me and when I was looking for a new insurance company they were my first pick.
 
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