I do understand about RAID 0, I just don't think that the average user will benefit from it and may actually be taking a risk by setting it up.
The Following is from an article about RAID on Tom's Hardware site:
"RAID 0 is by many not seen as a real RAID level, because it does not add any redundancy. As a matter of fact RAID 0 is even less reliable than a normal single hard drive, because all data of the array will be lost if only one drive should fail...."
"What you should know about RAID 0 or 'Stripe Sets'
The size of the array will always be the number of drives in the array times the size of the smallest drive in the array. This is because the data is distributed equally over the drives in the set. Therefore it's best to use identical drives or at least drives that have very similar sizes, unless you want to waste drive space.
The data transfer rate of the array is always the number of drives times the data transfer rate of the slowest drive, as long as the stripe size is small enough. This is also not too difficult to understand if you realize that the requested chunk needs to be read completely, before another chunk can be read. Therefore each drive has to deliver its stripe of the data chunk before the data can be sent to the processor or DMA-device and so the slowest drive defines the speed.
The data access time of a RAID 0 array is either the same as of the slowest drive, or in case of identical drives the access time is equal or slightly higher than of one drive in the array, because all drives need to access their data for the data transfer and unless they are synchronized (only possible with SCSI drives), one of the drives may take longer to access the data than the other.
If one drive in the array fails, all data will be lost, because if one stripe of a file is missing, the file cannot be retrieved anymore."
If you are primarily transfering large files like audio or video editing programs do, RAID 0 will probably speed things up a bit. Under normal conditions "an average everyday user" you will not see much of an improvement from the increased bandwidth.
BTW, RAID 5 is both striping and mirroring. You need a minimum of 3 drives to create a RAID 5 solution. It is a little more complex than RAID 0+1 because it uses 2/3 of the capacity of the sum of the 3 drives to create a mirror and a striped set on all three drives.
Wouldn't you be better saving the money you would have spent on a RAID controller or MB, and spend it on a faster processor, more RAM, or even a faster video card? I think the performance boost would be more noticable that if you bought a RAID controller.