Rent lake house w/Boat

Tweak155

Lifer
Sep 23, 2003
11,448
262
126
Anyone do this? I thought a site like HomeAway might have it as a combo feature / option where a boat might be an addon, but I either can't find it or it doesn't exist.

I'd like to do a weekend trip and get a boat with the deal... looks like I might have to do it separate? Anyone do something like this?
 

Bubblehappy

Senior member
Aug 14, 2010
521
29
91
Doubtful. You'd have better luck finding the house you want to rent then check out the marinas on the lake for the boat rental.
 

DrPizza

Administrator Elite Member Goat Whisperer
Mar 5, 2001
49,606
166
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www.slatebrookfarm.com
I've seen a couple places on smaller, non-vacation destination type lakes who had homes for rent that included the boat, but not very often. For example, Keuka lake (Finger Lakes in New York) https://www.vrbo.com/vacation-rentals/usa/new-york/finger-lakes/keuka-lake

You can add boat to the filter - zero have a boat included.

So, you may find a place, but it's probably much easier to rent the boat separately. I do know of one lake where it's fairly common to rent a boat and cottage together for a week. It's in upstate NY, near the Canadian border, 1000 Islands region. PM me if interested and I can give recommendations. By boat, I think there's 1 place that rents a pontoon, the rest are 16 foot john boats with 10-15hp motors with electric start. No one that I'm aware of rents anything that you could, for example, water ski behind.
 

skimple

Golden Member
Feb 4, 2005
1,295
3
81
I agree that you should check the marinas near the lake you are interested in visiting (since there's only a couple lakes in Michigan, anyway). I think most home owners will be unwilling to include a boat because of the insurance issues.
 
Sep 29, 2004
18,665
67
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I agree that you should check the marinas near the lake you are interested in visiting (since there's only a couple lakes in Michigan, anyway). I think most home owners will be unwilling to include a boat because of the insurance issues.

My inlaws rented their place.

What you have to do is sell your boat to the people, not rent it to them. Then upon inspection of no major damage occurring, you buy the boat back. If there is damage, you buy it back less damages. This way, it's on the renters to have insurance on the boat and whatnot. It's basically a legally way around the risks of renting.
 

Tweak155

Lifer
Sep 23, 2003
11,448
262
126
My inlaws rented their place.

What you have to do is sell your boat to the people, not rent it to them. Then upon inspection of no major damage occurring, you buy the boat back. If there is damage, you buy it back less damages. This way, it's on the renters to have insurance on the boat and whatnot. It's basically a legally way around the risks of renting.

Yeah sounds like too much hassle. I'm not against going to a separate location to rent, just thought it might be simpler if there were all inclusive options (even if it's run by a company).
 
Sep 29, 2004
18,665
67
91
Yeah sounds like too much hassle. I'm not against going to a separate location to rent, just thought it might be simpler if there were all inclusive options (even if it's run by a company).

I'm surprised that renters don't do this normally. It's not a complicated process. Perhaps some of the details are not here like DMV issues. And of course, sales tax. So ya, probably less hassle to rent a boat from a boat rental.

Meh, my father in law is a lawyer so who knows how this all worked in detail. I never bothered/cared to ask about the details. For all I know, when he said sold to them it could have meant "Cash held in escrow with signed option to buy boat"
 
Last edited:

DrPizza

Administrator Elite Member Goat Whisperer
Mar 5, 2001
49,606
166
111
www.slatebrookfarm.com
I'm surprised that renters don't do this normally. It's not a complicated process. Perhaps some of the details are not here like DMV issues. And of course, sales tax. So ya, probably less hassle to rent a boat from a boat rental.

Meh, my father in law is a lawyer so who knows how this all worked in detail. I never bothered/cared to ask about the details. For all I know, when he said sold to them it could have meant "Cash held in escrow with signed option to buy boat"

I doubt it was a sale, then a sale back. Are we talking a little john boat worth $1000 or so? Or a boat you can take a family on/a bass boat? The tax, in NY, on a $15,000 boat (fairly cheap) is $1200. And, there are two sales - so, $2400 just to "rent" a boat for a week, goes to the state. And, that's with no "rental" fee. Further, the buyer and seller would have to come to an agreement on the value of the boat. You'd be a fool to sign a contract indicating you'd pay $20k for the boat, only to find that the "renter" could decide to screw you over and not buy the boat back for some reason you overlooked in the paperwork. There is paperwork with renting a boat, I think it's something to do with the registration - not something to do with actually selling the boat - that the buyer needs to carry while in the boat. (At least, in NY.) But, paying the tax on the sale of a boat, twice, just to get around insurance issues would be insane, and would, many times over, exceed the cost of boaters insurance for a week or two.
 

Tweak155

Lifer
Sep 23, 2003
11,448
262
126
I'm surprised that renters don't do this normally. It's not a complicated process. Perhaps some of the details are not here like DMV issues. And of course, sales tax. So ya, probably less hassle to rent a boat from a boat rental.

Meh, my father in law is a lawyer so who knows how this all worked in detail. I never bothered/cared to ask about the details. For all I know, when he said sold to them it could have meant "Cash held in escrow with signed option to buy boat"

It's not a complications thing, just a convenience thing. If the boat is there sitting on the water, all I gotta do is show up!
 
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