Sometimes you have to swallow a bitter pill to keep from dying (pun intended).
Here is a good read on the reality of big pharma and the ACA.
http://www.politico.com/story/2016/07/obamacare-prescription-drugs-pharma-225444
So they bought and paid their way into ripping off every citizen of the US as well as bilk the hell out of the same government they bought and paid. You can see just how badly they were scared of it by how quickly they got out in front of it and how much they were willing to pay. And I don't buy the excuse that if they did put negotiation in the bill that Pharma would have bought off Democrats to go against Obama's landmark legislation.
You don't buy the excuse? Because? Feelings? Do you buy the excuse that we don't have gun control laws because of the NRA's influence and pressure? But you don't believe that same pressure exists with big pharma?
Ok, so the Democrats were paid off to completely fuck over the American public and the bilk the government out of billions upon billions of dollars and it's getting increasingly worse. Is that really your argument?
Either you didn't bother reading the article I supplied or you are attempting to buckshat this thread.
After the train wreck that is ObamaKare why would the Republicans put a car crash forward? Just repeal it, allow insurance groups to compete nationwide and be done with it.It's time for GOP to come up with their replacement, and in 2020 we will vote to keep it or go for universal Medicare.
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It's time for GOP to come up with their replacement, and in 2020 we will vote to keep it or go for universal Medicare.
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We must have missed that part. My wife's "free" wellness exam is costing us around $400. Before Obama and the Dems began helping us, her GP read all the results in house and the whole thing cost us $40. To add insult to injury, our health insurance could not conclude a contract with Memorial Health Initiative, so for every one of our doctors AND the hospitals where they have admitting privileges we have zero insurance, ever, with unlimited out of pocket expense and absolutely none of that applying to our deductible in case we ever use one of the in-network doctors or hospitals. Our health insurance now costs between $11k and $12k a year for two people, our cost and my company's cost, and for that the only possible benefits are turning a $40 paid exam into a $400 "free" exam, and providing the opportunity for doctors I've never met to treat me at hospitals I'd prefer not to visit if I need emergency treatment.I always found it kind of funny that Obamacare was so heavily opposed by Republican supporters, many of whom are older and consider touching social security and medicare to be a death sentence.
Other than allowing young adults to stay on their parents insurance plans until they reach 26 and accounting for pre-existing conditions, Obamacare is basically a transfer of wealth from the young to the old.
After the train wreck that is ObamaKare why would the Republicans put a car crash forward? Just repeal it, allow insurance groups to compete nationwide and be done with it.
After the train wreck that is ObamaKare why would the Republicans put a car crash forward? Just repeal it, allow insurance groups to compete nationwide and be done with it.
Uh...the president elect wants to keep the pre-existing condition requirement (among other things) from the ACA.
Frankly, you should be scared - there are multiple ways for you to get hosed. But really, isn't that the human condition?I believe the ACA needs overhauling but as a stage IV cancer patient who is still employed I am deeply worried. My insurance already costs close to 20k per year & I pay a fairly hefty premium,
I drag myself to work because COBRA will cost me 2K per month, about $200 a month more than my short term disability policy will pay me. I fear insurance caps, lifetime limits & policy termination.
If I have to leave work, I will get short & long term disability till my SSDI kicks in ( a five month wait after approval) because I am not yet 60 there will be no health insurance attached to that SSDI.
Keeping coverage for pre-existing conditions will do me no good as I won't be able to afford the premiums.
Honestly, I am scared, actually scared doesn't cover it really.
Agreed, but we already know how drug companies do such negotiations - by buying some of the people with control over how the gun is used. Congress should really be naming a bill requiring such negotiation as the "Enrich my war chest and family bill".How do you "negotiate" a price when only one party owns a gun? Drug companies negotiate with Europe because the cost of getting a drug on the market is mostly government approval, so something is better than nothing. Manufacturing is pennies. Drug design, on the other hand, has been on a long downhill slope in Europe. Maybe if people couldn't file billion dollar law suits when 0.01% of the population suffers an adverse reaction to an otherwise perfectly usable drug, we drug companies wouldn't need to charge obscene prices.
So he keeps what is most reasonable, repeals the rest. This isn't known as the "Preexisting Condition and Extended Access Care Act"
The vast majority of premium increases aren't due to those two.And who or how does he pay for those?
So he keeps what is most reasonable, repeals the rest. This isn't known as the "Preexisting Condition and Extended Access Care Act"
There are always winners and losers in life.While keep the good stuff and get rid of the bad is good politics that really doesn't answer the fundamental question of who/how are we going going to pay for the sick and the old who are driving cost up. High risk pools are one option that's been put forward but they certainly have their own problems plus could end up costing multiple times what has been estimated (based on state experience).
There are always winners and losers in life.
The vast majority of premium increases aren't due to those two.
A 2015 report from consulting firm McKinsey & Co. found that insurance companies lost $2.7 billion on the individual market, in part because they had to pay for more claims than expected.
Complicating forecasts is the fact that patients who are in the top 5 percent of health care spending account for 49 percent of health care expenditures, according to the Kaiser Family Foundation. Additionally, when people with illnesses know that they will need more health care, they have a tendency to buy more comprehensive health insurance.
Sure I did. You just don't get itDid you notice how you didn't answer the question.
http://abcnews.go.com/Health/health-care-premiums-rising-obamacare/story?id=43047190
Sure I did. You just don't get it
We in the US take far too many drugs. We use 80% of all the pain-killers produced in the world and we represent only 5% of the population. We consume 50% of all the drugs produced in the world.
We're an nation of addicts.
I think this is a lot of it. For decades, we had the most expensive health care in the world because uniquely, we could afford it. Now we increasingly cannot afford it since much of our wealth production has moved offshore and our wealth consumption, fueled by cheaper consumer goods, has exploded. Yet our medical industry continues to increase unabated, and government is consuming (mostly by mandate) an ever-increasing portion of the whole. Something has to give. We no longer generate the wealth to consume so much in medical expenses. We're going to have to become more like Canada, where if you probably don't need an MRI you won't get one. And if you are one of the tiny number who in hindsight turn out to have needed an MRI, sucks to be you.We in the US take far too many drugs. We use 80% of all the pain-killers produced in the world and we represent only 5% of the population. We consume 50% of all the drugs produced in the world.
We're an nation of addicts.