mattpegher
Platinum Member
- Jun 18, 2006
- 2,207
- 0
- 71
I have an interesting idea. And I wonder what you guys think.
We mandate car insurance to drive. And we include a tax break for money spent on health insurance. So lets combine the idea. If you buy health insurance it is directly deducted from the tax you owe, no from your gross but from your tax. This would mean that if you choose not to buy insurance you will have to pay the goverment the money anyway.
Sure the truely poor would not benefit but if you meet that criteria, you should be eligible for medicaid.
This makes buying insurance a no-lose proposition. You may need to put limits on the total so that everyone doesnt go out and buy the cadillac plans.
The tough part is you will have to regulate the insurance industry so as not to cause a greedy bubble effect similiar to the housing market event. I doubt any politician R or D has the balls to go after the insurance industry.
And lastly I will say again, decouple insurance from employement - totally. Make group discounts illegal and open up health insurance the same as auto insurance.
We mandate car insurance to drive. And we include a tax break for money spent on health insurance. So lets combine the idea. If you buy health insurance it is directly deducted from the tax you owe, no from your gross but from your tax. This would mean that if you choose not to buy insurance you will have to pay the goverment the money anyway.
Sure the truely poor would not benefit but if you meet that criteria, you should be eligible for medicaid.
This makes buying insurance a no-lose proposition. You may need to put limits on the total so that everyone doesnt go out and buy the cadillac plans.
The tough part is you will have to regulate the insurance industry so as not to cause a greedy bubble effect similiar to the housing market event. I doubt any politician R or D has the balls to go after the insurance industry.
And lastly I will say again, decouple insurance from employement - totally. Make group discounts illegal and open up health insurance the same as auto insurance.