Well, I just found out how bad the card situation is just now.
My MSI RX 580 I bought in late November had a bad fan bearing, so I sent it back to Newegg for a replacement (replacement only policy on all of their GPUs), and they just sent me an email telling me they don't have any more, and are refunding my payment instead.
Of course I scored that for $225 then, so if I had known they were going to do that, I would have RMA'd back to MSI instead. Now if I want to replace it with anything, I really can't. And if a RX 580 comes back in stock, I'm not getting anywhere near that amount.
"Replacement Only" by backside.
If it makes you feel any better, I RMA'd a card through MSI earlier last year, and they did the same thing. When they got the card I got this email:
"Dear customer,
Replacement is not available for your RMA. Would you accept below refund amount?
Please respond via email within 3-5 business days. If no response then, we will go ahead and process at our own discretion. Check processing takes 4 weeks."
With a chart below that showing my RX580 and a $188 price. I said no, I paid MORE than that for it, it was only a few months old, and if I wanted a new one it would be nearly $300 (mind you this was earlier last year before the craze drove prices even higher). Finally they said they could give me my purchase price - but not enough to buy a new one at the time. (Then they took 5 weeks, not 4, to mail the check to me).
So, even if you sent into MSI, they would have told you they don't repair them, don't have parts, and done the same as Newegg with a refund of the purchase price.