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Insomniak

Banned
Sep 11, 2003
4,836
0
0
Originally posted by: Ken90630
Actually, it doesn't come down to any such thing. What it comes down to in this particular case is the intent of the merchant, which is obviously to take advantage of unsophisticated computer buyers and, for all intents and purposes, steal from them by engaging in profiteering at their expense. This company, PC's for All, knows full well that if people know better, they won't buy anything from them -- they'll buy from Dell or any of dozens of other reputable PC vendors. So they put their products out there to knowingly take advantage of a certain number of people they know are out there: people who -- for reasons that most of the time won't be their fault -- don't know enough about PCs to recognize they're being ripped off. They are a predatory merchant, knowingly and intentionally ripping people off. They probably plan to milk this scam for as long as they can, then close up shop and ride off into their sunset with a wad of fleeced consumers' cash. This is dispicable.

And? I thought we already established this.

Originally posted by: Ken90630
No human being has the time or resources to be able to properly educate him or herself on every product out there. From cars to appliances to homes to insurance to health care to home furnishings to computers, and a zillion other products and services we need here in 2005, we should all have the RIGHT to expect all merchants and manufacturers to advertise honestly, treat us honestly, and conduct their business in an ethical manner. If I go to buy, say, a refrigerator for example, it should not be my responsibility to spend dozens or hundreds of hours learning everything about refrigerators so that I won't get ripped off by a dishonest merchant. It should be the merchant's responsibility to treat me, the customer, ethically by telling me the truth about the refrigerators on his showroom floor, educate me about them if I need it, and help me find the appropriate one for my needs and budget -- REGARDLESS of whether or not that choice makes him the most money or not on the sale. Is this reality nowadays? Of course not -- this world if full of corrupt, dishonest people who feel they have the right to take advantage of others and if people fall for it, it's their fault. This is morally and ethically indefensible.

Where are they lying? As far as I can tell they're offering a product at a price. Listen, I'm not defending them - the point I'm getting at is that the business world is trying to screw you, no matter who you are. They want your money, and that is all. Politics works in the same manner. They want your vote, and they will weasel, slime, lowball, etc. in any fashion to get it. You CANNOT expect them to behave ethically or morally, which is why you must take your defense into your own hands.

Is this cynical? Yes, but it's also very very practically effective.

As for not being able to educate yourself about purchases, that's a ludicrous claim. There are dozens of institutions out there, such as Consumer Reports, resellerratings.com, or the BBB which are nexuses of information on merchants, their prices, their service, etc. Finding the information you need to make an informed buying decision on nearly any product is not difficult, especially today during the information age.



Originally posted by: Ken90630
What a shockingly flawed point of view. So, Insomniak, let's say that tomorrow you start having severe headaches. You go to the doctor, and he refers you to a neurologist who tells you that you need brain surgery. You have the surgery, spend tens of thousands of dollars of your own money, then find out afterwards that a particular medication would have cured you and you didn't need the surgery at all ... AND, you find out the surgeon knew this but didn't tell you. I suppose this will have been YOUR fault, and that it was YOUR responsibility to do whatever it took to educate yourself about the brain, anatomy, medicine, etc., and then make the proper "buying decision" about your surgery? NO -- the responsibility lied with the doctor -- the responsibility to be not only competent but also honest and ethical so that you could make the "decision" WITHOUT having to "educate yourself."

1) Horrible analogy. More appropriate would be, someone develops a headache and goes to the doctor, who prescribes an expensive brand name painkiller instead of generic aspirin. The patient ends up paying more than they needed.

Or perhaps a doctor charges twice what another doctor would for a physical. Same procedure, three times the price.

Do doctors do this?

All the time. Now granted, sometimes it's related to insurance or facilities costs, or some other mitigating reason, but that's beside the point. The point is, "questionable ethics" are ingrained in our society. You may not like it, but simply sitting there not liking it isn't going to do anything for you. You have to get off your butt and do something about it.

You wonder why medicine will never be governmentalized in the US? It's big business.

2) Ethics are law in medicine. Medicine is not comparable to retail, as laws regarding ethical treatment are in place in the interest of preventing further bodily harm. There are laws regarding ethics in retail too, but none of them say that a merchant can't set whatever price they want for a product. If you don't want to pay that much, buy somewhere else.

Originally posted by: Ken90630
It is not only preposterous, but utterly impractical to expect every human that needs a computer to "educate" him or herself to the extent necessary to be able to protect him or herself from predatory PC merchants. Many senior citizens, housewives, teenagers, non-technically inclined people, people who work long hours to support their family, and a host of others may not have the time or aptitude to do what you're claiming is their "responsibility." The buying decision is theirs, but they have the right to expect ethical salespeople and merchants to aid them in that decision. This idea of "yeah, so I'm a crook, so what? If you fall for it, it's your fault" is utterly dispicable. The aforementioned people don't deserve to be ripped off -- they deserve to get a good computer at a good price from an honest merchant who can make an honest, reasonable profit on the sale. (Not a 10 zillion percent profit on the sale.)

So again, go to the resources that evaluate these things. Contact CR and see who they recommend. It is common knowledge that there are reputable bodies out there that provide information like this, and it's not at all time consuming to get it from them.

As for the "time or aptitude", life is not an even playing field, and it's no one's responsibility to make it so. If you want to even the playing field, you can try setting up your own Communist country - see how far that joke gets you.

Some people will always get the shaft, and some will always get more than they deserve. It's life. Some win, some lose. I'm sorry, but that's just the way it works.

Originally posted by: Ken90630
Another display of shockingly poor critical thinking skills. If, in fact, CompUSA marks up their USB cables 600% (which I kinda doubt), how does that make it okay for PCs for All to behave unethically?

CompUSA marks up their USB cables 600% just like my employer, OfficeMax, does. We charge between $20 and $30 (depending on length) for a USB cable, which cost us about $4 - $6 to put on the shelf.

Who said anything about behaving unethically being OK? I'm saying it's not uncommon, not that I endorse it.

Originally posted by: Ken90630
So if one merchant behaves unethically or engages in profiteering, then others can do the same and that somehow no longer makes it unethical? Justifying bad behavior by pointing to other bad behavior is the sign of a weak mind. I guess if some crack head breaks into your home, Insomniak, and steals your computer, that gives you the right to do the same and break into a neighbor's house and steal his computer, huh? You sound like the socialist political science teacher I had in college.


You're discussing something I never said, something you apparently created out of whimsy. Get back on topic.

My point is that you people seem to think this kind of unethical selling is something new or odd. It's all around you, it's just hidden well enough that you don't complain. How do you think Wal-Mart reaps billions in profits every year while still having the lowest prices around? There's a science to this - they make up that loss leader somewhere else in the store, many hundreds of percentages over.

Ignorance is bliss, it appears.

Originally posted by: Ken90630
Undoubtedly the most patently inaccurate statement so far (and that's saying something). Capitalism is the most just, fair, uplifiting and empowering economic system this planet has ever known. Socialism (which I assume you endorse?), communism and "progessivism"are exactly the opposite

If you think I endorse socialism or communism, you're an idiot. They're far worse than capitalism ever will be. But that's not to say capitalism isn't highly flawed as well.

Originally posted by: Ken90630
-- they are designed to enslave people by making them dependent on government, stifle their creativity and individuality, take their hard earned wealth away with crushing taxes and then redistribute it, and force everyone to have a standard of living determined by the lowest common human denominator. Take from the haves, give to the have-nots, and make everyone the same. Pathetic.

Good, I didn't have to explain this.

Originally posted by: Ken90630
Like any economic system, capitalism has its flaws because some humans are corrupt -- but that does not make the system itself "exploitationist." Wanna see the most "exploited" human beings? Take a look at a non-capitalistic society. This is way off topic, so that's all I'm gonna say on this tangent.

The system is the product of those who run it. Exploitationists run our economy, thus it IS exploitationist. How else do you explain shoddy products, scam "extended warranties" that many electronics retailers sell, the fine print at the bottom of contracts, and the "some restrictions may apply" clause?

Bad ethics? Fine, but that's talk, and it's cheap. The action is exploitation.

This is confusing theory with reality. I don't deal with what-ifs. I say communism does not work. It's been tried, it doesn't work. The opposition view says true communism hasn't been tried, that what Marx wrote would work.

I don't care. That's not what was done, so that's not communism. Communism is what Soviet bloc tried after World War 2 and it does not work. End of story.

Capitalism is exploitationist, because every country to use it has ended up with exploitationist and opportunistic business leaders. Why? They make the most money. They "win" as far as the shareholders are concerned. I don't care how uplifting the abstract idea of capitalism is - it's not reality. The reality is they will do anything to wring every last penny out of your pocket, so long as they can get away with it.


Originally posted by: Ken90630
True (to an extent). But wouldn't it be an amazing world if we didn't have to? As long as merchants like PCs for All can fleece unwitting or unsophisticated buyers and people like Insomniak will say it's the buyers' fault, we never will live in such an amazing world. And Insomniak will get the world he deserves. Unfortunately, the rest of us too will have to live in the world he deserves.

Wouldn't it, couldn't it, shouldn't it...if ifs and buts were candy and nuts, we'd all have a merry Christmas.

I get what they choose to sell - and so do you. If you don't like it, blaming me may make you feel better, but you're just shooting the messenger. I didn't create the system, I don't run the system, and I really don't much care for the system. But it's what we have to work with, and everyone out there has two options:

1) Do your best to better yourself and others and make the best out of situation that you can (i.e. educate yourself, spread education, provide advice, refer to reputable institutions, etc.)

2) Whine about it and hope someone fixes it (talk about the philosophy of ethics on an internet message board, etc.)

I don't get screwed on deals - because I take upon myself to ensure that I know exactly what I'm buying, and how it compares to the other options, and what the possible consequences are. Analogous to survival, I will do what I have to do to avoid being taken advantage of. You can do the same or not; it's really not my concern. But don't complain to me if you choose not to, and then become a victim.

 

Sunner

Elite Member
Oct 9, 1999
11,641
0
76
Originally posted by: Confusednewbie1552
^Who the hell has time to read all that?

Edit: Oh wait, I forgot, he's got insomnia. =P

I do, but I'm just waiting for my food to get ready.

And I agree with Insomniak.
 

VirtualLarry

No Lifer
Aug 25, 2001
56,452
10,120
126
Originally posted by: Ken90630
Actually, it doesn't come down to any such thing. What it comes down to in this particular case is the intent of the merchant, which is obviously to take advantage of unsophisticated computer buyers and, for all intents and purposes, steal from them by engaging in profiteering at their expense.
Hi. Welcome to AOL/BestBuy/your-local-car-dealer/etc...

Originally posted by: Ken90630
They are a predatory merchant, knowingly and intentionally ripping people off. They probably plan to milk this scam for as long as they can, then close up shop and ride off into their sunset with a wad of fleeced consumers' cash. This is dispicable.
Hi. As much as I absolutely hate fraud and intentionally-malicious dealings... as long as they provide what they promise, and advertise it accurately, I have to say that regretfully, I have to draw the line at allowing those sorts of merchants to exist. Just because they overcharge and don't offer a "good value" to their customers, isn't a crime. In a free society/economy, as long as the deal isn't coerced or fraudulent, it really is the customer's job to "comparison shop". Granted, this sort of thing does happen disturbingly often, but that's the price to pay for freedom. I can't say that I would be happy either, if too many laws designed to protect people from making their own bad choices got passed, because that would reduce the people's freedoms on the whole.

Now, if they promise the PC, but never provide it, and run off with the customer's money - that's enother thing entirely, that's purely criminal, and they should be investigated and prosecuted as such. But is there any evidence to suggest that in fact that case here? I dunno.
Originally posted by: Ken90630
No human being has the time or resources to be able to properly educate him or herself on every product out there.
True. And in exchange for that, we need to accept that we are human, and from time to time, make less than perfect choices on things.
Originally posted by: Ken90630
From cars to appliances to homes to insurance to health care to home furnishings to computers, and a zillion other products and services we need here in 2005, we should all have the RIGHT to expect all merchants and manufacturers to advertise honestly, treat us honestly, and conduct their business in an ethical manner. If I go to buy, say, a refrigerator for example, it should not be my responsibility to spend dozens or hundreds of hours learning everything about refrigerators so that I won't get ripped off by a dishonest merchant.
It shouldn't be your responsibility? Why not? Please, expound upon this, I'm curious as to your reasoning. Your time is so valuable, that someone else should be responsible for you? Well, that can happen too - pay a "professional" to make your purchase decisions for you then. But asking the seller to operate both in their best interests and in the best interests of the customer, in a capitalist society, is far too much to ask, and an impossible conflict-of-interest. (To say nothing of the affect it would have on the workings of the "invisible hand".)

As far as the vendors being outright criminal, that's something else. You do have a reasonable expectation of good-faith in dealings, and if that is not the case, then there are mechanisms in society to deal with that, however inefficient they may be at times. That inefficiency is a semi-unfortunate side-effect of the need to respect the rights of all individuals in a society. Would you like to live in a society, in which someone accused of a bad deal could be shot dead on sight, legally? Sure, that would clean up the problem of "bad dealers" fairly quickly, but it would have some horrible side-effects too.
Originally posted by: Ken90630
It should be the merchant's responsibility to treat me, the customer, ethically by telling me the truth about the refrigerators on his showroom floor, educate me about them if I need it, and help me find the appropriate one for my needs and budget -- REGARDLESS of whether or not that choice makes him the most money or not on the sale. Is this reality nowadays? Of course not -- this world if full of corrupt, dishonest people who feel they have the right to take advantage of others and if people fall for it, it's their fault. This is morally and ethically indefensible.
That's a bit of a complex question, and the general societal solution to that problem, is generally handled by communication and reputation. In fact, forums such as these act as an effective conduit for just that sort of information, that can help you educate yourself and learn which vendors/products to avoid, and which are good.

In fact, it seems slightly strange to me, that you are participating on these very forums, and yet argue against the need for their existance; perhaps in an ideal world where every human was perfect and selfless, that might be true, but unfortunately, it is not. Hence this very thread about the subject and that vendor.
Originally posted by: Ken90630
What a shockingly flawed point of view. So, Insomniak, let's say that tomorrow you start having severe headaches. You go to the doctor, and he refers you to a neurologist who tells you that you need brain surgery. You have the surgery, spend tens of thousands of dollars of your own money, then find out afterwards that a particular medication would have cured you and you didn't need the surgery at all ... AND, you find out the surgeon knew this but didn't tell you. I suppose this will have been YOUR fault, and that it was YOUR responsibility to do whatever it took to educate yourself about the brain, anatomy, medicine, etc., and then make the proper "buying decision" about your surgery? NO -- the responsibility lied with the doctor -- the responsibility to be not only competent but also honest and ethical so that you could make the "decision" WITHOUT having to "educate yourself."
Well, medical ethics are in a slightly different realm than ordinary consumer purchases, but I do somewhat agree, that the current health-care system is very topsy-turvy, and in fact, the only way that it could continue to operate ethically, IMHO, would be to be operated on a non-profit basis on the whole. (Non-profit does not mean no money - doctors and other people would continue to get paid. But there would be no third party that exists in the equation solely to profit off of both the medical care-giver's work, and of the patent's suffering.)

HMO's are evil profiteering corporations, far more evil than even regular profiteering corporatations, that often spread misleading information ("lies") under the guise of marketing to increase their profits. The pharmeceutical companies exist in kind of a nether-realm between the two - allowed to advertise things like prescription-only medication on television, freely to the public, without any intermediating health-industry professional (doctor) that can help you filter whether or not such things would even be applicable to your life.
Originally posted by: Ken90630
It is not only preposterous, but utterly impractical to expect every human that needs a computer to "educate" him or herself to the extent necessary to be able to protect him or herself from predatory PC merchants. Many senior citizens, housewives, teenagers, non-technically inclined people, people who work long hours to support their family, and a host of others may not have the time or aptitude to do what you're claiming is their "responsibility."
If they do not have that aptitude themselves, or the ability to call upon those that do, to act for them, then they will fail. That is the unfortunate raw nature of things. It becomes even more apparent when witnessing legal dealings between companies. Once one knows whether or not one has the "strength" advantage in the deal, then one knows whether to play the role of the appeaser or the exploiter. That's what business is about - if you have the upper hand, exploit it for all it's worth, if you don't, defend yourself as best as possible, given the situation. In this case, in the case of a company experienced in the business, versus an unsuspecting consumer, the company clearly has the upper hand.

Are you debating the point, that no party should be ethically allowed to have an upper hand in dealings such as these? How would a world/society like that work out, in practice? I'm curious as to your views.
Originally posted by: Ken90630
The aforementioned people don't deserve to be ripped off -- they deserve to get a good computer at a good price from an honest merchant who can make an honest, reasonable profit on the sale. (Not a 10 zillion percent profit on the sale.)
"Deserve"? Not "have the opportunity"?

No, only if you believe in state-controlled markets, in which the "value" of any purchase transaction is strictly regulated. That is not the situation with the vast majority of the markets in the US. If you don't like that, move. (Or get a communist/socialist elected to office, that would be a hoot.) Interestingly, the state of MA is perhaps one of the most socialist states in the US (either directly ahead or behind of CA) - for example, the prices for car insurance (and probably other types), are set down by a state commission, not subject to the whims of the free market. Why? I'm not really sure, but I think it would have something to do with the insurance companies gouging most of the residents of this state, because the state demands that all vehicle operators be insured, and the majority of the residents of this state, at least along the eastern half, have $$$. (Not exactly me though.)
Originally posted by: Ken90630
Does this company breach ethics? No more than CompUSA does with their 600% markup on USB cables.
Another display of shockingly poor critical thinking skills. If, in fact, CompUSA marks up their USB cables 600% (which I kinda doubt), how does that make it okay for PCs for All to behave unethically? So if one merchant behaves unethically or engages in profiteering, then others can do the same and that somehow no longer makes it unethical?
How is making a profit unethical? Is that your underlying belief/theme here? Even Jesus said in the Bible not to deny a man his fair profit, I believe. The idea being that everyone needs a little something to live on, materially, while we are in this world, and that no-one should deny that of them. (On the other hand, I don't believe that he was legitimizing profiteering either. I would have to go back and read about His statements about the 'tax collector', and viewpoints thereof.)

I admit that the amount of proft added on to the sale seems rather... exhorbitant... but it would also be a form of market ineffeciency. Given the presence of competition, it would seem that the number of sales to that sort of company would diminish, to the point that they would be forced to lower their price, or go out of business.

However, I conceed that the abstract theories of capitalism, are essentially predicated on both sides of the deal having "perfect knowledge" about that deal. That is generally not the case in the real world, and why there are so many profitable supply-side capitalist businessman around. Not to mention the extreme distortion of the capitalist marketplace, by things like "IP law", which are wholly against the very principles of the "free market".

Ironic, isn't it, that MS claims that Linux is somehow "un-capitalist", and yet they hide behind and exploit the very IP laws that are anti-capitalist, for their own profit.
Originally posted by: Ken90630
Justifying bad behavior by pointing to other bad behavior is the sign of a weak mind. I guess if some crack head breaks into your home, Insomniak, and steals your computer, that gives you the right to do the same and break into a neighbor's house and steal his computer, huh? You sound like the socialist political science teacher I had in college. :roll:
On the other hand, you just sound like an outright socialist, in which prices are not set by the market, and your purchases are not up to you to decide upon.
Originally posted by: Ken90630
Capitalism is an exploitationist economic system - people should realize this and act accordingly.
Undoubtedly the most patently inaccurate statement so far (and that's saying something). Capitalism is the most just, fair, uplifiting and empowering economic system this planet has ever known. Socialism (which I assume you endorse?), communism and "progessivism"are exactly the opposite -- they are designed to enslave people by making them dependent on government, stifle their creativity and individuality, take their hard earned wealth away with crushing taxes and then redistribute it, and force everyone to have a standard of living determined by the lowest common human denominator.
Interesting. Since you appear to believe that one should not have the inherent right to freely price your goods the way that you see fit, to sell into the marketplace.

Wouldn't forcing gov't-mandated pricing schemes, effectivelly essentially steal that extra potential profit from you, and re-distribute it among your customers? Isn't that socialism? Yet, isn't that what you are advocating?
Originally posted by: Ken90630
The buyer SHOULD beware!
True (to an extent). But wouldn't it be an amazing world if we didn't have to?
And a very scary one as well. Keep dreaming for your perfect world.
Originally posted by: Ken90630
As long as merchants like PCs for All can fleece unwitting or unsophisticated buyers and people like Insomniak will say it's the buyers' fault, we never will live in such an amazing world. And Insomniak will get the world he deserves. Unfortunately, the rest of us too will have to live in the world he deserves.
Call me crazy, but I would much rather have my freedom, than have the "deserving" right to purchase PCs at lower prices.

I'm thinking that you might be much happier, living in a country with a completely state-controlled economy. Somewhere in Europe, perhaps France would suit you better than here. Enjoy!
 

VirtualLarry

No Lifer
Aug 25, 2001
56,452
10,120
126
Originally posted by: Confusednewbie1552
^Who the hell has time to read all that?
Oops. Not only did I read, but I replied. The reminds me, I was supposed to leave and meet my friend an hour ago. :|
 

Ken90630

Golden Member
Mar 6, 2004
1,571
2
81
And? I thought we already established this.
You completely avoided the argument I made in my response to your claim that "This kind of comes down to who is responsible to make a good buying decision, the consumer or the merchant?" My response explained why that is not what this comes down to at all, and you apparently don't have a viable response. All you can do is agree with the part of my response that basically says these merchants are fleece artists. Nice try, but no cigar.

Where are they lying?
Where did I say they were? Please post evidence of where I said they were "lying."
"Lying" or not, what they are doing is intentionally deceiving buyers, which is just as bad as lying. If you check their link again, you'll notice the 3 systems they're touting all come with 256MB of RAM. And no -- I repeat, NO -- firewall or anti-virus software. Nah, no one needs those things on a PC today, right? :roll: But they give you supposedly "$600 of free software," which, if you were to install it all, would probably cripple a machine with only 256 MB of RAM. I doubt if the computer would even run at all. No, they're not lying, but they're intentionally deceiving the buyer.

As far as I can tell they're offering a product at a price.
Yes, they're doing that all right. :roll: And if people fall for it, that's their fault, right? Blame the victim rather than the perpetrator? Why?

You know, I started to type some more here, but I quickly realized that I could easily spend an hour or more and respond to every point you made tit-for-tat, then you'd respond back and do the same, then I'd respond back and do the same, and it will all be a complete waste of time for both of us. I don't think we're going to come to agreement here no matter how much we type, so why don't we just agree to disagree. No hard feelings on my part.

I can sum up as follows: I believe the perpetrators of unethical, dishonest business practices should be to blame for their behavior. As I understand your position, you believe that their victims are to blame for allowing themselves to be victimized and that the perpetrators should not be held accountable, or prevented from practicing unethical business behavior, if they can get away with it. As long as people fall for it, you say let the perpetrators keep doing what they're doing because we're living in an "exploitationist capitalist" society. And you believe that every consumer should take the time, and have the aptitude, to educate themselves thoroughly on every product and service they need or use, so that the poor perpetrators won't have the responsibility to behave ethically. And if a senior citizen can't comprehend everything they need to know about computers, and they get ripped off as a result, that's their fault. And if a working mom spends nearly every waking moment working in the day and then taking care of the kids and the house in evenings and on weekends and doesn't have the TIME to "educate herself" on every product & service, and if she then gets ripped off by an unethical businessperson as a result, well, that's just her own fault. You believe the responsibility should lie with the consumer, not the unethical businessperson. I profoundly disagree.

For what it's worth, I personally do educate myself about as many products and services as I can in order to avoid being ripped off. But my point is that not everyone has the time or aptitude that I (or you) might be fortunate to have. That doesn't give unethical businesspeople the right to rip them off and then place the blame on them (the victim).
How you can feel this way is beyond me.

I absolutely agree that there is an issue here of theory vs. reality. My point is that as long as people believe, as you seem to, that we should just "accept" a bad reality, or not hold those responsible for a bad reality accountable, then the 'bad reality' will never change. If you say that victims are solely responsible for their plight, then that is exactly what will happen -- the 'bad reality' will never change. That is unacceptable to me.

I have a million things to do today and need to bow out of this thread. I'll let you have the last word, amigo.

*Edited to fix a typo.*
 

halfadder

Golden Member
Dec 5, 2004
1,190
0
0
Too bad Kerry wasn't elected president, then companies like that wouldn't be overcharging so much.
 

VirtualLarry

No Lifer
Aug 25, 2001
56,452
10,120
126
Originally posted by: Ken90630
And? I thought we already established this.
You completely avoided the argument I made in my response to your claim that "This kind of comes down to who is responsible to make a good buying decision, the consumer or the merchant?" My response explained why that is notwhat this comes down to at all, and you apparently don't have a viable response. All you can do is agree with the part of my response that basically says these merchants are fleece artists. Nice try, but no cigar.
Yes, but all capitalist merchants are, more or less. It's a grey scale - where do you draw the line? Is it if one's pricing/profits are past a certain absolute value? Past a certain percentage of cost? Beyond some limit set by some other metric, say, the purchaser's ability to pay? Or based on the fact that the merchant has the free choice to set their prices to whatever they want, at all?
Originally posted by: Ken90630
Where are they lying?
Where did I say they were? Please post evidence of where I said they were "lying."
"Lying" or not, what they are doing is intentionally deceiving buyers, which is just as bad as lying. If you check their link again, you'll notice the 3 systems they're touting all come with 256MB of RAM. And no -- I repeat, NO -- firewall or anti-virus software. Nah, no one needs those things on a PC today, right? :roll: But they give you supposedly "$600 of free software," which, if you were to install it all, would probably cripple a machine with only 256 MB of RAM. I doubt if the computer would even run at all. No, they're not lying, but they're intentionally deceiving the buyer.
LOL. Do you belive that car dealers that don't sell vehicles with power door locks/power windows either, are somehow decieving buyers? ("Because all cars should come with those features. Because I decided that."). Well, you're not the buyer, are you?
Originally posted by: Ken90630
I can sum up as follows: I believe the perpetrators of unethical, dishonest business practices should be to blame for their behavior. As I understand your position, you believe that their victims are to blame for allowing themselves to be victimized
Well, collectively-speaking, yes, in a capitalist society, that is true. It's true in our representitive gov't as well - we share in the responsibility for the actions of our duly-elected officials. At least in theory, although it seems that they more often than not, feel that the power of gov't is best used to personally-exploit that position of power for one's own gain. And even if some other person is elected, the same thing happens. In that case - the only choice left - is to run for office oneself. That would be the proper thing to do.
Originally posted by: Ken90630
and that the perpetrators should not be held accountable, or prevented from practicing unethical business behavior, if they can get away with it. As long as people fall for it, you say let the perpetrators keep doing what they're doing because we're living in an "exploitationist capitalist" society.
Bottom line - is making a profit, absent coercion or fraud in the transaction, actually un-ethical?
Originally posted by: Ken90630
And you believe that every consumer should take the time, and have the aptitude, to educate themselves thoroughly on every product and service they need or use, so that the poor perpetrators won't have the responsibility to behave ethically. And if a senior citizen can't comprehend everything they need to know about computers, and they get ripped off as a result, that's their fault. And if a working mom spends nearly every waking moment working in the day and then taking care of the kids and the house in evenings and on weekends and doesn't have the TIME to "educate herself" on every product & service, and if she then gets ripped off by an unethical businessperson as a result, well, that's just her own fault.
Yes. It's Darwin at work here. If she is unable to make good decisions, then her offspring will be more likely to be economically disadvantaged as well, and so on. That's life.
Originally posted by: Ken90630
You believe the responsibility should lie with the consumer, not the unethical businessperson. I profoundly disagree.
I think it might be interesting to find out what you do for a living, then. Are you in sales, even indirectly, in any sort of capacity?
Originally posted by: Ken90630
I absolutely agree that there is an issue here of theory vs. reality. My point is that as long as people believe, as you seem to, that we should just "accept" a bad reality, or not hold those responsible for a bad reality accountable, then the 'bad reality' will never change.
Yes, please come back to "reality". Here's a question then - if the existing system is so bad, how to you propose to "fix" it? By removing any and all traces of individual freedoms, in order to force every exchange of value between two parties, to be "fair", and gov't-regulated? (Or do you propose some other overseeing administrative body to do this?)
Originally posted by: Ken90630
If you say that victims are solely responsible for their plight, then that is exactly what will happen -- the 'bad reality' will never change. That is unacceptable to me.
It seems pretty obvious, reading between the lines, that you have been "victimized" somehow in the past, or someone close to you has. I'm truely sorry to hear that, and I wouldn't be at all surprised to hear a horror story or two about the medical profession. I've had my run-ins with some of them too.
Originally posted by: Ken90630
I have a million things to do today and need to bow out of this thread. I'll let you have the last word, amigo.
That's too bad, I always enjoy an invigorating debate, although it appears that I am simply a third party that stepped into this already-existing one. Regardless, I am curious about your viewpoints and suggestions for answers to some of the existing problems that you describe - since no-one thus far has been able to come up with a markedly better model for society in generally, most things considered. It would be simple, of course, to guarantee certain things and certain parameters, were free will itself and the right to exercise it be abolished completely. But that is far too Orwellian for me to even contemplate at all.
 

Cheesetogo

Diamond Member
Jan 26, 2005
3,817
4
81
This is absoulutly horrible. 2300 for a celeron!? People buying these things are not generally the type of people that know about computers, and they are taking advatage of them, which is just awful.
 

Xab

Member
Dec 12, 2002
107
0
0
This is a total rip off, but sorry, I just don't see them as horrible people. A fool and his money are soon parted. That's just true in any case. I don't make ANY major purchase without looking into it majorly, doing research online on different types of similar products. If you are willing to throw out $2,400 without doing some poking around, you deserve to lose your money.
 

Insomniak

Banned
Sep 11, 2003
4,836
0
0
Originally posted by: Ken90630
You completely avoided the argument I made in my response to your claim that "This kind of comes down to who is responsible to make a good buying decision, the consumer or the merchant?" My response explained why that is not what this comes down to at all, and you apparently don't have a viable response. All you can do is agree with the part of my response that basically says these merchants are fleece artists. Nice try, but no cigar.

I'm not going to respond to that because it's not an objective measurement. The answer is different for each person. I myself, being fairly individualist, believe its up to you (whoever "you" may be - not neccesarily Ken90630) to make decisions in your best interest.

You, as in Ken90630, apparently feel otherwise. So be it. However, the fact that we have differing opinions just proves my point of view, I think.


Originally posted by: Ken90630
Where did I say they were? Please post evidence of where I said they were "lying."
"Lying" or not, what they are doing is intentionally deceiving buyers, which is just as bad as lying. If you check their link again, you'll notice the 3 systems they're touting all come with 256MB of RAM. And no -- I repeat, NO -- firewall or anti-virus software. Nah, no one needs those things on a PC today, right? :roll: But they give you supposedly "$600 of free software," which, if you were to install it all, would probably cripple a machine with only 256 MB of RAM. I doubt if the computer would even run at all. No, they're not lying, but they're intentionally deceiving the buyer.

Originally posted by: VirutalLarry
Hi. Welcome to AOL/BestBuy/your-local-car-dealer/etc...


Originally posted by: Ken90630
Yes, they're doing that all right. :roll: And if people fall for it, that's their fault, right? Blame the victim rather than the perpetrator? Why?

Because the victim was either too lazy or too irresponsible to go to http://www.dell.com, or simply didn't care.

This is the same reason why many reputable companies that offer risky adventures came up with things called "liability waivers". If you choose to climb Everest as part of an expedition and then unexpectedly die, I don't blame the company that set the whole thing up. There are no guarantees, and you knew what you were doing when you signed on.

Similarly, if you buy a $3000 item without bothering to investigate it to any degree, you deserve what you get, whether it be from stupidity or laziness.


Originally posted by: Ken90630
You know, I started to type some more here, but I quickly realized that I could easily spend an hour or more and respond to every point you made tit-for-tat, then you'd respond back and do the same, then I'd respond back and do the same, and it will all be a complete waste of time for both of us. I don't think we're going to come to agreement here no matter how much we type, so why don't we just agree to disagree. No hard feelings on my part.

Good - you're right - we'll all save some time.

Originally posted by: Ken90630
I can sum up as follows: I believe the perpetrators of unethical, dishonest business practices should be to blame for their behavior. As I understand your position, you believe that their victims are to blame for allowing themselves to be victimized and that the perpetrators should not be held accountable, or prevented from practicing unethical business behavior, if they can get away with it.

Then you misunderstand. While I agree that misleading business practices are unappealing, the fact is that they exist. Anyone who does not "do their homework" when getting ready to make a major purchase deserves whatever ends result from that lapse in judgement. I'm not abdicating blame from the merchant, but I'm not abdicating it from the purchaser either. If you don't bother to check the terms of a contract you sign (which is essentially what a payment plan like this is - a loan contract), especially at such a high dollar figure, then I have no pity for you if you get screwed. People with such lapses in functional ability in today's society shouldn't be making major decisions.

Originally posted by: Ken90630
As long as people fall for it, you say let the perpetrators keep doing what they're doing because we're living in an "exploitationist capitalist" society. And you believe that every consumer should take the time, and have the aptitude, to educate themselves thoroughly on every product and service they need or use, so that the poor perpetrators won't have the responsibility to behave ethically.

Again, you're making incorrect assumptions. Whether or not capitalism is exploitationist aside (it is, and you're wrong if you think otherwise, but putting it aside), what this business is doing is not illegal. If you don't like it, fair enough, but write a letter to your senator instead of shedding tears online.

I believe that if a consumer wants to be absolutely 100% sure they're not being taken advantage of, yes, they have to "do their homework". But you're making a gross overstatement in that this is every product or service they ever use. Do you check all your local grocery stores for the cheapest Snickers? No, because you lose more on gas, car depreciation, and lost time than you'd save on the Snickers.

It's the concept of net gain - you don't have to educate yourself for "every product and service" - just the ones that will result in a net gain, or prevent a net loss (they're really one in the same).

If you don't have the aptitude to do that, you're doomed to failure regardless. No matter how kind the system becomes, you can't win. As Larry said, raw nature.

Originally posted by: Ken90630
And if a senior citizen can't comprehend everything they need to know about computers, and they get ripped off as a result, that's their fault. And if a working mom spends nearly every waking moment working in the day and then taking care of the kids and the house in evenings and on weekends and doesn't have the TIME to "educate herself" on every product & service, and if she then gets ripped off by an unethical businessperson as a result, well, that's just her own fault. You believe the responsibility should lie with the consumer, not the unethical businessperson. I profoundly disagree.

I believe responsibility lies in BOTH, and I recommend AGAINST TRUSTING THE BUSINESSPERSON, because more often than not they are trying to take advantage of you. Does this place a disproportionate amount of the burden on the consumer? Yes, but it's the way the system works, so you can either mourn it or get over it and keep moving forward. One of those two is definitely more productive.

"If you want it done right, you have to do it yourself." I want it done right, so I do it myself. I have no complaints. You, apparently, do. I think that says something about our two different approaches.

Originally posted by: Ken90630
For what it's worth, I personally do educate myself about as many products and services as I can in order to avoid being ripped off. But my point is that not everyone has the time or aptitude that I (or you) might be fortunate to have. That doesn't give unethical businesspeople the right to rip them off and then place the blame on them (the victim).
How you can feel this way is beyond me.

It's quite simple: If you don't have the time or ability to make an informed decision, you shouldn't be making any decision. My modus operandi here is "if you're going to do it, don't do it half-assed."

If someone doesn't have the time to research buying a PC, how on earth will they have time to use it? I'm betting the poor, run-half-to-death mother in your example isn't in the market for a PC because she doesn't need or want one, and therefore has a very low chance of being nailed by PCsforall.com. She has bigger fish to fry, and I commend her for setting her priorities correctly.

Originally posted by: Ken90630
I absolutely agree that there is an issue here of theory vs. reality. My point is that as long as people believe, as you seem to, that we should just "accept" a bad reality, or not hold those responsible for a bad reality accountable, then the 'bad reality' will never change. If you say that victims are solely responsible for their plight, then that is exactly what will happen -- the 'bad reality' will never change. That is unacceptable to me.

You're thinking too small. I don't care about who is to blame for the plight - I take steps to remove the plight entirely. It takes a little extra work on my part, but again, I have no complaints, and that says something about......

 

KayKay

Senior member
Nov 17, 2004
692
0
0
Originally posted by: Chinoman
I think my friend's mom bought one of those, now she goes on sayng that it's better than my Athlon 64 3000+ cause it basically cost double. CELERON RULES!!!

This is the funniest thing i've heard. I wish you made a recording of her saying that.
 

slots

Member
Feb 8, 2005
90
0
0
"I always wanted a brand new computer but didn't have the money to buy one. Then I found BlueHippo. They worked with my pay schedule and created a payment plan perfect for me. Now I have that computer I've been wanting. Thank you BlueHippo."

Eve Johnson
Chicago, I



Blue hippo ?........Lol
 

Lifted

Diamond Member
Nov 30, 2004
5,752
2
0
It seems PC's For All (aka Financing Alternatives, Inc.?) has some disatisfied customers. Here's is what I pieced together over the last 5 minutes.

http://www.pcsforall.com/Privacy.aspx

"Our Privacy Commitment

Your privacy is important to us. That's why we at Financing Alternatives, Inc.? welcome this opportunity to describe our privacy policies and the steps we take to protect your customer information."



http://badbusinessbureau.com/reports/ripoff99745.htm

"I was rippoff by another company like Blue Hippo

I am so sorry for what happpened to you. This company called Financial Alternatives, did the same exact thing to me."


 

Zebo

Elite Member
Jul 29, 2001
39,398
19
81
Originally posted by: Ken90630
This kind of comes down to who is responsible to make a good buying decision, the consumer or the merchant?
Actually, it doesn't come down to any such thing. What it comes down to in this particular case is the intent of the merchant, which is obviously to take advantage of unsophisticated computer buyers and, for all intents and purposes, steal from them by engaging in profiteering at their expense. This company, PC's for All, knows full well that if people know better, they won't buy anything from them -- they'll buy from Dell or any of dozens of other reputable PC vendors, many of whom offer "payment plans" so poor people can finance the purchase. So they put their products out there to knowingly take advantage of a certain number of people they know are out there: people who -- for reasons that most of the time won't be their fault -- don't know enough about PCs to recognize they're being ripped off. They are a predatory merchant, knowingly and intentionally ripping people off. They probably plan to milk this scam for as long as they can, then close up shop and ride off into their sunset with a wad of fleeced consumers' cash. This is dispicable.

No human being has the time or resources to be able to properly educate him or herself on every product out there. From cars to appliances to homes to insurance to health care to home furnishings to computers, and a zillion other products and services we need here in 2005, we should all have the RIGHT to expect all merchants and manufacturers to advertise honestly, treat us honestly, and conduct their business in an ethical manner. If I go to buy, say, a refrigerator for example, it should not be my responsibility to spend dozens or hundreds of hours learning everything about refrigerators so that I won't get ripped off by a dishonest merchant. It should be the merchant's responsibility to treat me, the customer, ethically by telling me the truth about the refrigerators on his showroom floor, educate me about them if I need it, and help me find the appropriate one for my needs and budget -- REGARDLESS of whether or not that choice makes him the most money or not on the sale. Is this reality nowadays? Of course not -- this world if full of corrupt, dishonest people who feel they have the right to take advantage of others and if people fall for it, it's their fault. This is morally and ethically indefensible.
Bottom line, I see the world like this: Educating yourself is always an option. If you choose not to, then the consequences can't really be blamed on anyone else.
What a shockingly flawed point of view. So, Insomniak, let's say that tomorrow you start having severe headaches. You go to the doctor, and he refers you to a neurologist who tells you that you need brain surgery. You have the surgery, spend tens of thousands of dollars of your own money, then find out afterwards that a particular medication would have cured you and you didn't need the surgery at all ... AND, you find out the surgeon knew this but didn't tell you. I suppose this will have been YOUR fault, and that it was YOUR responsibility to do whatever it took to educate yourself about the brain, anatomy, medicine, etc., and then make the proper "buying decision" about your surgery? NO -- the responsibility lied with the doctor -- the responsibility to be not only competent but also honest and ethical so that you could make the "decision" WITHOUT having to "educate yourself."

It is not only preposterous, but utterly impractical to expect every human that needs a computer to "educate" him or herself to the extent necessary to be able to protect him or herself from predatory PC merchants. Many senior citizens, housewives, teenagers, non-technically inclined people, people who work long hours to support their family, and a host of others may not have the time or aptitude to do what you're claiming is their "responsibility." The buying decision is theirs, but they have the right to expect ethical salespeople and merchants to aid them in that decision. This idea of "yeah, so I'm a crook, so what? If you fall for it, it's your fault" is utterly dispicable. The aforementioned people don't deserve to be ripped off -- they deserve to get a good computer at a good price from an honest merchant who can make an honest, reasonable profit on the sale. (Not a 10 zillion percent profit on the sale.)
Does this company breach ethics? No more than CompUSA does with their 600% markup on USB cables.
Another display of shockingly poor critical thinking skills. If, in fact, CompUSA marks up their USB cables 600% (which I kinda doubt), how does that make it okay for PCs for All to behave unethically? So if one merchant behaves unethically or engages in profiteering, then others can do the same and that somehow no longer makes it unethical? Justifying bad behavior by pointing to other bad behavior is the sign of a weak mind. I guess if some crack head breaks into your home, Insomniak, and steals your computer, that gives you the right to do the same and break into a neighbor's house and steal his computer, huh? You sound like the socialist political science teacher I had in college. :roll:
Capitalism is an exploitationist economic system - people should realize this and act accordingly.
Undoubtedly the most patently inaccurate statement so far (and that's saying something). Capitalism is the most just, fair, uplifiting and empowering economic system this planet has ever known. Socialism (which I assume you endorse?), communism and "progessivism"are exactly the opposite -- they are designed to enslave people by making them dependent on government, stifle their creativity and individuality, take their hard earned wealth away with crushing taxes and then redistribute it, and force everyone to have a standard of living determined by the lowest common human denominator. Take from the haves, give to the have-nots, and make everyone the same. Pathetic. Like any economic system, capitalism has its flaws because some humans are corrupt -- but that does not make the system itself "exploitationist." Wanna see the most "exploited" human beings? Take a look at a non-capitalistic society. This is way off topic, so that's all I'm gonna say on this tangent.
The buyer SHOULD beware!
True (to an extent). But wouldn't it be an amazing world if we didn't have to? As long as merchants like PCs for All can fleece unwitting or unsophisticated buyers and people like Insomniak will say it's the buyers' fault, we never will live in such an amazing world. And Insomniak will get the world he deserves. Unfortunately, the rest of us too will have to live in the world he deserves.

Okay, Ethics 101 class dismissed. Flame away .... :laugh:

[Edited to fix a typo.]


hehe.. you think this is bad? Look around for some stories when REAL monies involved.. Like the Iraq grift being perpetrated by the powers that be.
 

Insomniak

Banned
Sep 11, 2003
4,836
0
0
Originally posted by: Lifted
It seems PC's For All (aka Financing Alternatives, Inc.?) has some disatisfied customers. Here's is what I pieced together over the last 5 minutes.

http://www.pcsforall.com/Privacy.aspx

"Our Privacy Commitment

Your privacy is important to us. That's why we at Financing Alternatives, Inc.? welcome this opportunity to describe our privacy policies and the steps we take to protect your customer information."



http://badbusinessbureau.com/reports/ripoff99745.htm

"I was rippoff by another company like Blue Hippo

I am so sorry for what happpened to you. This company called Financial Alternatives, did the same exact thing to me."


Yeah, but who has 5 minutes to spare to check out a company's reputation?

:laugh:

 
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