Significant Other: Joint Accounts or Separate?

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Tweak155

Lifer
Sep 23, 2003
11,448
262
126
If there was something to get, you wouldn't have tried a bad one liner.

I've already indicated I understand you can't control the other person and things can go bad, which directly NEGATES your very first statement. I can only try so hard, you can't explain anything to a wall.
 

shadow9d9

Diamond Member
Jul 6, 2004
8,132
2
0
I've already indicated I understand you can't control the other person and things can go bad, which directly NEGATES your very first statement. I can only try so hard, you can't explain anything to a wall.

Tell me about it. Now you know how I feel! Did I do it right?

You don't have an argument, which is why you tried the taking the ball and going home method.

You subscribe to the superstitious method, where you feel that if you wish strong enough, it will become more likely to be reality.
 

shadow9d9

Diamond Member
Jul 6, 2004
8,132
2
0
More like they did a good job of disguising the ugly reality of who they are until it was too late for the unfortunate men who married them.

I don't see the need to use generalities. Mine lasted 9 years and I had one of the most insanely favorable divorces ever...It also was over in 2 weeks flat.
 

dank69

Lifer
Oct 6, 2009
35,597
29,300
136
More like they did a good job of disguising the ugly reality of who they are until it was too late for the unfortunate men who married them.
That can happen, too, but I'm talking more specifically about good girls who decide they are missing out on life or even worse, naughty girls that 'find Jesus.'
 
Nov 8, 2012
20,828
4,777
146
More like they did a good job of disguising the ugly reality of who they are until it was too late for the unfortunate men who married them.

In all honesty, I think it goes back to the ape-era of natural hormones/brain mechanics that tell them move on to the next dominant male... /shrug.
 

alkemyst

No Lifer
Feb 13, 2001
83,967
19
81
It's simple, Alky just values money over anything else. He's not unique. Many folks with money fear losing the control it gives them more than appreciate what it can not.

In reality, I was speaking more to giving my mate more control with her own funds.

Of course, I'd protect my assets.

If you don't have assets to lose (and an Xbox, PC, Home theater, a $10-20k car, and a few grand in the bank are not assets), then joint is fine and probably even dictated.
 
Nov 8, 2012
20,828
4,777
146
In reality, I was speaking more to giving my mate more control with her own funds.

Of course, I'd protect my assets.

If you don't have assets to lose (and an Xbox, PC, Home theater, a $10-20k car, and a few grand in the bank are not assets), then joint is fine and probably even dictated.

I have assets, but so does my fiancee. We make damn near equal paychecks. One we tie the knot where the dollar came from or where it went in our accounts makes absolutely 0 difference. Joint or not. Feel free to ask a legal expert on that one.

Assets before a marriage? You might have a case.

But meh, I'm normally a pessimist, and I would say the whole "protect your assets", but I can't walk into a marriage with that type of mindset.
 

Tweak155

Lifer
Sep 23, 2003
11,448
262
126
Tell me about it. Now you know how I feel! Did I do it right?

You don't have an argument, which is why you tried the taking the ball and going home method.

You subscribe to the superstitious method, where you feel that if you wish strong enough, it will become more likely to be reality.

I also stated I'm not saying I'm right and you're wrong, which indicates I'm not even arguing, thus never had an "argument". So you're at least right about one thing.
 

TerryMathews

Lifer
Oct 9, 1999
11,473
2
0
I have assets, but so does my fiancee. We make damn near equal paychecks. One we tie the knot where the dollar came from or where it went in our accounts makes absolutely 0 difference. Joint or not. Feel free to ask a legal expert on that one.

Assets before a marriage? You might have a case.

But meh, I'm normally a pessimist, and I would say the whole "protect your assets", but I can't walk into a marriage with that type of mindset.

Depends greatly on whether or not your state is a community property state.
 

alkemyst

No Lifer
Feb 13, 2001
83,967
19
81
I have assets, but so does my fiancee. We make damn near equal paychecks. One we tie the knot where the dollar came from or where it went in our accounts makes absolutely 0 difference. Joint or not. Feel free to ask a legal expert on that one.

Assets before a marriage? You might have a case.

But meh, I'm normally a pessimist, and I would say the whole "protect your assets", but I can't walk into a marriage with that type of mindset.

I don't think you really have assets bro.

If you did you'd have ALREADY had accounts.

You don't think we are talking about creating individual accounts after finding a girl right?

Many of us already had them.
 

alkemyst

No Lifer
Feb 13, 2001
83,967
19
81
Same here, and wife and I been together almost 20.

You guys are lying if in 16 - 20 years your joint accounts never caused issues or it's her that controls the money.

Shit I have my own accounts and occasionally either one of use do something joint that the other wasn't expecting. Paying a water bill twice and the like.

I handle the bills, occasionally my women have tried to help out when I am on the road or something.

I still pay the fucking bill on time.

Getting money back from these kinds of things is a PITA.
 

Blieb

Diamond Member
Apr 17, 2000
3,475
0
76
Not reading the whole thread.
JOINT. We are a single unit. We have to share goals financial and otherwise to succeed.

How does it work if one person makes significantly more than the other?
One drives a moped while the other has a Lexus?
One eats lentils while the other eats steak?
How do you pick where to live? The lower earner can't cover 1/2 of a super expensive place.

I think with kids it gets even more complicated.... pay for 1/2 their yearbook?

BUT - at the same time ... I am a big fan of whatever works for YOU. For some, joint works, others are separate ... I'm ok with that.
 
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