- Oct 14, 2005
- 10,053
- 44
- 91
from 8.99% to 25%! For no reason whatsoever.
I have a small balance on the card that I should be able to pay off within a few months. They say I can either close the account now, or just opt-out and keep the account open but not use it. I'm almost afraid though that if I keep the account open, an auto-charge might hit and I might get screwed....
So here's the two options I forsee:
- Close the account so I can keep the old rate.
- Keep the account open, but mark the card as "lost" so they send me a new card with a new number, and immediately sock draw that card so it isn't accidentally used.
Thoughts?
I have a small balance on the card that I should be able to pay off within a few months. They say I can either close the account now, or just opt-out and keep the account open but not use it. I'm almost afraid though that if I keep the account open, an auto-charge might hit and I might get screwed....
So here's the two options I forsee:
- Close the account so I can keep the old rate.
- Keep the account open, but mark the card as "lost" so they send me a new card with a new number, and immediately sock draw that card so it isn't accidentally used.
Thoughts?