So why has Obamacare failed to live up to it's hype of cheap insurace?

JEDI

Lifer
Sep 25, 2001
30,160
3,302
126
"cheaper insurance for all"

I have insurance from my company. doesn't affect me what-so-ever.
$150 yearly deductible

but from what I've seen, Obamacare has HIGH deductibles/co-pays alongside HIGH premiums.

wasn't it suppose to be high deductibles OR high premiums?
ie: high deducdutible plan would have low premiums

so why did it fail to live up to that hype?


edit:
and obamacare caps theprofits insurance companies can have to 15%.
so wheres the extra $ going to? bigger bonuses to the execs?
 
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spidey07

No Lifer
Aug 4, 2000
65,469
5
76
Because Obamacare was never about cheaper insurance.

Bingo.

It's main objective is to fail. It's main objective is to make healthcare super expensive and consume resources and money of the middle class to make them poorer.

Making people poor is the only way democrats can be elected.
 

IronWing

No Lifer
Jul 20, 2001
69,505
27,802
136
Bingo.

It's main objective is to fail. It's main objective is to make healthcare super expensive and consume resources and money of the middle class to make them poorer.
.
That's what happens when politicians put the interests of the private insurance industry ahead of the national interest. The great screw job continues.
 

spidey07

No Lifer
Aug 4, 2000
65,469
5
76
That's what happens when politicians put the interests of the private insurance industry ahead of the national interest. The great screw job continues.

Bullshit. This is Obama's wet dream - to destroy the insurance companies, with fuckers like you thinking that is a good thing.

Do you really think insurance companies want their profit margin capped?

Go get a dose of reality you 99%er and fuck off with your bullshit.

"Oh, it's the corporations being all corporationy". You know I normally thing you are a sound individual but when you come off with crap like this I realize you're just another communist fuckwad. May great fuck be upon you and may god show no mercy on your commie soul.
 

IronWing

No Lifer
Jul 20, 2001
69,505
27,802
136
Bullshit. This is Obama's wet dream - to destroy the insurance companies, with fuckers like you thinking that is a good thing.

Do you really think insurance companies want their profit margin capped?

Go get a dose of reality you 99%er and fuck off with your bullshit.

"Oh, it's the corporations being all corporationy". You know I normally thing you are a sound individual but when you come off with crap like this I realize you're just another communist fuckwad. May great fuck be upon you and may god show no mercy on your commie soul.
God I love the smell of poked Spidey in the morning. It smells like victory.

All the cap does is guarantee that costs will go up. A gift to the healthcare industry and corporatism under the banner of reform.
 

OutHouse

Lifer
Jun 5, 2000
36,413
616
126
to destroy the insurance companies

how in the fuck is it going to destroy the insurance companies? they have a captured audience now, they either get paid by insurers who sign up or by the government. its a total win for them.
 

spidey07

No Lifer
Aug 4, 2000
65,469
5
76
God I love the smell of poked Spidey in the morning. It smells like victory.

All the cap does is guarantee that costs will go up. A gift to the healthcare industry and corporatism under the banner of reform.

So we agree then.

Great fuck upon Obama and any who voted for it.
 

compuwiz1

Admin Emeritus Elite Member
Oct 9, 1999
27,113
925
126
To answer the OP.....the president lied. Why are there so many people willing to deny that, when it's been proven beyond a shadow of a doubt. It's not about healthcare - it's about control. The program is to fuck with the lives of the many to cover the few. Most people do not want anything to do with this. The only ones supporting it are the ones who are: A) Getting a large subsidy or B) those who are getting it, or think they are getting it for free.

Oh and if you sign up and end up enrolled in medicaid, kiss your estate good bye. Government owns it. Look up estate recovery as it pertains to medicaid.
 

Sonikku

Lifer
Jun 23, 2005
15,752
4,562
136
It was basically a scheme to cover all the preexisting condition leeches that should just do us all a favor and drop dead to spare ourselves from having to foot the bill. Healthcare was fine in America before Obama came around. Only a screw ball liberal could come up with such a hair brained plan that actually rewards those people for not taking personal responsibility for their lives and taking care of themselves better.
 

compuwiz1

Admin Emeritus Elite Member
Oct 9, 1999
27,113
925
126
It was basically a scheme to cover all the preexisting condition leeches that should just do us all a favor and drop dead to spare ourselves from having to foot the bill. Healthcare was fine in America before Obama came around. Only a screw ball liberal could come up with such a hair brained plan that actually rewards those people for not taking personal responsibility for their lives and taking care of themselves better.

That's how socialism works.

It failed because Obama is a fucking asshat.

In it's simplest terms......true!
 

OverVolt

Lifer
Aug 31, 2002
14,278
89
91
how in the fuck is it going to destroy the insurance companies? they have a captured audience now, they either get paid by insurers who sign up or by the government. its a total win for them.

The insurance companies have almost zero bargaining power. They are taking on a whole bunch of sick/poor/old who probably can't afford the obamacare premiums nor the deductible anyway.

Less people have insurance right now than before the ACA so I'll let you give that a moment while you tabulate their super profits.
 

Hayabusa Rider

Admin Emeritus & Elite Member
Jan 26, 2000
50,879
4,266
126
Probably the impetus to single payer. Only real way to drive down the costs.

The same people who can't get easy things right are going to take over the most complicated and important thing they can get their hands on. Why not let Ted Bundy do surgery for free?
 

KB

Diamond Member
Nov 8, 1999
5,401
386
126
how in the fuck is it going to destroy the insurance companies? they have a captured audience now, they either get paid by insurers who sign up or by the government. its a total win for them.

The people signing up for obamacare are the sick ones who couldn't afford insurance in the first place because of pre-existing conditions. Once their coverage starts they will flood the hospitals, and rack up huge bills. In order to re-coup these costs, insurance premiums will have to skyrocket for everyone, thus pushing more people out of insurance because they can no longer afford it. Only the sick and costly will have insurance, which they will drop once they get healthy again. This is called the insurance death-spiral and it is what Obama wants. With insurance rates so unaffordable people will beg for universal coverage.
 

Scotteq

Diamond Member
Apr 10, 2008
5,276
5
0
It was never really about cheap insurance. But rather the Feds needed a supplemental Ponzi scheme to make up for Social Security's inability to provide a sufficient slush fund.
 

pauldun170

Diamond Member
Sep 26, 2011
9,138
5,074
136
My mother lives in Georgia and has been without insurance for the past 2 years because of cost (she is in early 60's)
She just signed up and the rates she will now pay are significantly cheaper than everything she has been looking at for the past 2 years with good coverage.

Those I know who are self employed (New York- shop owners, construction) haven't made a big deal about the exchanges either.
Exchanges are by state so if your market place sucks, maybe it has something to do with how your state government reacted to the health law vs the law itself?
 

Scotteq

Diamond Member
Apr 10, 2008
5,276
5
0
It was never really about cheap insurance. But rather the Feds needed a supplemental Ponzi scheme to make up for Social Security's inability to provide a sufficient slush fund.
Explain please.

On the theory this is an honest question, and you just didn't connect with the level of sarcasm I was relaying..

I'll presume you know what a Ponzi scheme is.

The surpluses which used to be generated by social security payroll taxes were placed into a trust called, logically enough, the Social Security Trust Fund. The purpose of the Social Security Trust was to provide the means to fund retirement benefits when revenues from SS taxes were insufficient. The government gave itself loans from this trust, which are now counted as part of the government's debt - something like two Trillion dollars.

Which the government spent.

Hence my 'slush fund' comment.

Now, the issues with SS not having enough funds to sustain itself are well known. Given that, it would be kind of nice to have a couple Trill about now, no?

What we have with the ACA is another, extremely large, and mandatory plan...
 
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IronWing

No Lifer
Jul 20, 2001
69,505
27,802
136
On the theory this is an honest question, and you just didn't connect with the level of sarcasm I was relaying..

I'll presume you know what a Ponzi scheme is.

What we have with the ACA is another, extremely large, and mandatory plan...

Okay, now given that we know what a ponzi scheme is and we know what the ACA is, how does the ACA qualify as a ponzi scheme?
 
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