It actually makes sense to do this on the lower end mainstream chips, or when you're using a non Z370/390 mobo since they are limited to DDR4 2666 anyway.This made my day: people paying a considerable premium for the latest and greatest product from Intel, yet saving a few bucks on memory. The acrobatics are amazing, the savings are real!
On a 9900K though? I agree that it seems silly to penny pinch on RAM with a $450 CPU, especially as logic dictates a higher core count CPU also needs more memory bandwidth to keep those cores fed. These chips should be paired with high end B Die kits running at DDR4 4000 or higher speeds