Stores asking for additional ID when using CC... I thought it wasn't allowed.

[Boztech]

Originally posted by: BigToque

Originally posted by: LoKe
Did you sign the back of your card?

Yes, my card is signed.

I just wrote to Mastercard. I'll see what they say.

Curious, why are you this concerned about it?

 

[potato28]

Don't they check the signature on the back of the card?

 

[smack Down]

Originally posted by: Capt Caveman

Originally posted by: smack Down

Originally posted by: marvdmartian
I actually THANK the checkout person when they ask me for identification. I look at it this way......how bad would it suck, if someone got ahold of your credit card, and was going around town on a shopping spree, and no one ever asked them to verify they were you?? Oh yeah, most of them don't, do they??

Far as I'm concerned, it should be required. No id, no sale, period.

I couldn't care less if some one stole my credit card and used it. It isn't may problem or my money.

And who pays for cc fraud? Everyone in higher prices.

Wrong, Merchants with lower profits.

Retailer's profits are not my problem.

 

[Itchrelief]

Originally posted by: marvdmartian
I actually THANK the checkout person when they ask me for identification. I look at it this way......how bad would it suck, if someone got ahold of your credit card, and was going around town on a shopping spree, and no one ever asked them to verify they were you?? Oh yeah, most of them don't, do they??

Far as I'm concerned, it should be required. No id, no sale, period.

100% agree.

Usually, I'll hand over my driver's license along with my credit card when I pay for something.

 

[thepd7]

Originally posted by: Capt Caveman

Originally posted by: smack Down

Originally posted by: marvdmartian
I actually THANK the checkout person when they ask me for identification. I look at it this way......how bad would it suck, if someone got ahold of your credit card, and was going around town on a shopping spree, and no one ever asked them to verify they were you?? Oh yeah, most of them don't, do they??

Far as I'm concerned, it should be required. No id, no sale, period.

I couldn't care less if some one stole my credit card and used it. It isn't may problem or my money.

And who pays for cc fraud? Everyone in higher prices.

Exactly. More credit card fraud = higher operating costs fro the companies = higher interest rates, more fees, maybe at some poine (hopefully not) a yearly fee for almost all cards, etc, etc.

As to the OP. Wow, dude. Seriously, get over it.

 

[Pepsi90919]

just use paypass and you won't have that problem =)

 

[Capt Caveman]

Originally posted by: smack Down

Originally posted by: Capt Caveman

Originally posted by: smack Down

Originally posted by: marvdmartian
I actually THANK the checkout person when they ask me for identification. I look at it this way......how bad would it suck, if someone got ahold of your credit card, and was going around town on a shopping spree, and no one ever asked them to verify they were you?? Oh yeah, most of them don't, do they??

Far as I'm concerned, it should be required. No id, no sale, period.

I couldn't care less if some one stole my credit card and used it. It isn't may problem or my money.

And who pays for cc fraud? Everyone in higher prices.

Wrong, Merchants with lower profits.

Retailer's profits are not my problem.

Wow. The educational system has let us down again.

 

[BigToque]

Originally posted by: Boztech

Originally posted by: BigToque

Originally posted by: LoKe
Did you sign the back of your card?

Yes, my card is signed.

I just wrote to Mastercard. I'll see what they say.

Curious, why are you this concerned about it?

The whole point of having a credit card is easy transactions. I know (or have a good reason to assume based on what Mastercard states on their website) that stores are not supposed to ask for identification.

Some people don't see this as a problem, and that's fine, but I find it a hassle because there are a number of times when I don't happen to have any additional ID on me and I get refused service. If Mastercard said it was at the merchants discretion to check ID, I'd have no reason to complain and make sure I always had ID with me. Mastercard states (AFAICT) that a merchant cannot refuse service because someone refused to show additional ID. Because of this, if I'm running out to make a quick purchase, I often only take my CC.

 

[Schfifty Five]

Originally posted by: BigToque

Originally posted by: Boztech

Originally posted by: BigToque

Originally posted by: LoKe
Did you sign the back of your card?

Yes, my card is signed.

I just wrote to Mastercard. I'll see what they say.

Curious, why are you this concerned about it?

The whole point of having a credit card is easy transactions. I know (or have a good reason to assume based on what Mastercard states on their website) that stores are not supposed to ask for identification.

Some people don't see this as a problem, and that's fine, but I find it a hassle because there are a number of times when I don't happen to have any additional ID on me and I get refused service. If Mastercard said it was at the merchants discretion to check ID, I'd have no reason to complain and make sure I always had ID with me. Mastercard states (AFAICT) that a merchant cannot refuse service because someone refused to show additional ID. Because of this, if I'm running out to make a quick purchase, I often only take my CC.

If you can carry a CC, how much harder is it to carry a driver's license?

:roll:

 

[Marinski]

when are they going to start asking for an anal cavity search?

 

[CTrain]

Logically I should be glad when they ask for ID but I get irked sometimes, its just nature.
Interestingly, living in Fla, I get IDed maybe 10% of the time.
When I was living in Cali, I got IDed maybe 80% of the time.

 

[BigToque]

Originally posted by: Schfifty Five

Originally posted by: BigToque

Originally posted by: Boztech

Originally posted by: BigToque

Originally posted by: LoKe
Did you sign the back of your card?

Yes, my card is signed.

I just wrote to Mastercard. I'll see what they say.

Curious, why are you this concerned about it?

The whole point of having a credit card is easy transactions. I know (or have a good reason to assume based on what Mastercard states on their website) that stores are not supposed to ask for identification.

Some people don't see this as a problem, and that's fine, but I find it a hassle because there are a number of times when I don't happen to have any additional ID on me and I get refused service. If Mastercard said it was at the merchants discretion to check ID, I'd have no reason to complain and make sure I always had ID with me. Mastercard states (AFAICT) that a merchant cannot refuse service because someone refused to show additional ID. Because of this, if I'm running out to make a quick purchase, I often only take my CC.

If you can carry a CC, how much harder is it to carry a driver's license?

:roll:

Roll your eyes if you want, but it happens sometimes. It's annoying as hell to be refused milk at 6am because you were stumbled out of bed and forgot to bring ID that they're not supposed to be asking for anyway.

 

[jlee]

For unique transactions processed in a face-to-face environment (with the
exception of truck stop transactions and card-read transactions where a
non-signature CVM is used), request personal identification of the
cardholder in the form of an unexpired, official government document.
Compare the signature on the personal identification with the signature on
the card.

http://www.mastercard.com/us/w...ard_Merchant_Rules.pdf

You were saying..?

 

[teddyv]

My card has my photo right on the front.

 

[mugs]

Originally posted by: BigToque

Originally posted by: Schfifty Five

Originally posted by: BigToque

Originally posted by: Boztech

Originally posted by: BigToque

Originally posted by: LoKe
Did you sign the back of your card?

Yes, my card is signed.

I just wrote to Mastercard. I'll see what they say.

Curious, why are you this concerned about it?

The whole point of having a credit card is easy transactions. I know (or have a good reason to assume based on what Mastercard states on their website) that stores are not supposed to ask for identification.

Some people don't see this as a problem, and that's fine, but I find it a hassle because there are a number of times when I don't happen to have any additional ID on me and I get refused service. If Mastercard said it was at the merchants discretion to check ID, I'd have no reason to complain and make sure I always had ID with me. Mastercard states (AFAICT) that a merchant cannot refuse service because someone refused to show additional ID. Because of this, if I'm running out to make a quick purchase, I often only take my CC.

If you can carry a CC, how much harder is it to carry a driver's license?

:roll:

Roll your eyes if you want, but it happens sometimes. It's annoying as hell to be refused milk at 6am because you were stumbled out of bed and forgot to bring ID that they're not supposed to be asking for anyway.

Man you suck at reading... you keep saying they are not allowed to ask you for ID. They ARE allowed to ask you for ID. They are not allowed to refuse service based on refusal to show ID. That's where they went wrong.

 

[Capt Caveman]

Buy a wallet, they're not expensive and can hold a cc and ID.

 

[KK]

While I think its stupid that the credit card company put that clause in their contracts with retailers, the retailers need to comply with the contract that they have. It's that simple. No ID is required to make a purchase with a mastercard/visa. Next time they refuse to sell you something because you won't show ID, hold up the line and call the credit card company and tell them your situation.

Personally I would show them ID, as I choose to pick my battles and that battle is running out the door and not showing the bastards MY receipt.

 

[Jumpem]

Originally posted by: BigToque
The whole point of having a credit card is easy transactions. I know (or have a good reason to assume based on what Mastercard states on their website) that stores are not supposed to ask for identification.

Some people don't see this as a problem, and that's fine, but I find it a hassle because there are a number of times when I don't happen to have any additional ID on me and I get refused service. If Mastercard said it was at the merchants discretion to check ID, I'd have no reason to complain and make sure I always had ID with me. Mastercard states (AFAICT) that a merchant cannot refuse service because someone refused to show additional ID. Because of this, if I'm running out to make a quick purchase, I often only take my CC.

You should have your license with you when you drive to the store anyway.

 

[BigToque]

Originally posted by: mugs
Man you suck at reading... you keep saying they are not allowed to ask you for ID. They ARE allowed to ask you for ID. They are not allowed to refuse service based on refusal to show ID. That's where they went wrong.

If a store is asking you for ID when you make a purchase, they're making that ID a requirement for the purchase.

I have yet to see a place that asked for ID that allowed me to make my purchase after refusing to show my ID.

 

[pstylesss]

all my cards says "SEE ID" where you're supposed to have your signature. I'm hardly ever asked for my ID and when I am I thank the person.

 

[jlee]

Originally posted by: KK
While I think its stupid that the credit card company put that clause in their contracts with retailers, the retailers need to comply with the contract that they have. It's that simple. No ID is required to make a purchase with a mastercard/visa. Next time they refuse to sell you something because you won't show ID, hold up the line and call the credit card company and tell them your situation.

Personally I would show them ID, as I choose to pick my battles and that battle is running out the door and not showing the bastards MY receipt.

....

http://www.mastercard.com/us/w...ard_Merchant_Rules.pdf

2.1.1.2 Determine if the Card is Valid
The card acceptor must complete the following steps to determine whether
each card presented is a valid MasterCard card:

For unique transactions processed in a face-to-face environment (with the
exception of truck stop transactions and card-read transactions where a
non-signature CVM is used), request personal identification of the
cardholder in the form of an unexpired, official government document.
Compare the signature on the personal identification with the signature on
the card.

 

[BigToque]

Originally posted by: Jumpem

Originally posted by: BigToque
The whole point of having a credit card is easy transactions. I know (or have a good reason to assume based on what Mastercard states on their website) that stores are not supposed to ask for identification.

Some people don't see this as a problem, and that's fine, but I find it a hassle because there are a number of times when I don't happen to have any additional ID on me and I get refused service. If Mastercard said it was at the merchants discretion to check ID, I'd have no reason to complain and make sure I always had ID with me. Mastercard states (AFAICT) that a merchant cannot refuse service because someone refused to show additional ID. Because of this, if I'm running out to make a quick purchase, I often only take my CC.

You should have your license with you when you drive to the store anyway.

I don't always drive to the store.

 

[sciencewhiz]

Originally posted by: ZeroIQ
all my cards says "SEE ID" where you're supposed to have your signature. I'm hardly ever asked for my ID and when I am I thank the person.

From the "Rules for Visa Merchants"

Some customers write ?See ID? or ?Ask for ID? in the signature panel, thinking
that this is a deterrent against fraud or forgery; that is, if their signature is not on
the card, a fraudster will not be able to forge it . In reality, criminals don?t take the
time to practice signatures: they use cards as quickly as possible after a theft and
prior to the accounts being blocked . They are actually counting on you not to look
at the back of the card and compare signatures?they may even have access to
counterfeit identification with a signature in their own handwriting .
?See ID? or ?Ask for ID? is not a valid substitute for a signature . The customer
must sign the card in your presence, as stated above .

 

[dudeman007]

Why wouldn't you want them to check your id?

 

[jlee]

Originally posted by: dudeman007
Why wouldn't you want them to check your id?

Because he wants to fight 'the man'? Who knows. They're just following Mastercard's policy - a fact he hasn't yet noticed.