Anyone who spends less time posting insults can find plenty of 'whole house' protectors such as one from
Lowes
or maybe one from
Lowes
or maybe from
Lowes .
Unfortunately it requires eyes and knowing how to use them.
He has two wire circuits. Even manufacturers of power strip protectors recommend not using their product on two wire circuits. Only effective protection for situation is one properly earthed 'whole house' protector. Next best protection, if not using a 'whole house' protector, already exists inside each appliance. Reasons why were explained previously and repeatedly.
Simplest is to enter a store and ask for it. Asking help from a salesmen is just too difficult? Others who actually want appliance protection earth one 'whole house' protector. Cost is typically about $1 per protected appliance. Best protection is also the least expensive. And the only solution available for a building with two wire circuits.
See, was that so hard? If you type 'cutler eaton' or 'cutler hammer' into the search box on lowes site, nothing comes up. So thanks for having better searchability on it. It would've helped if you ever even explained what it was, I might have been able to find it myself on the site.
That morris products one is affordable.
Meanwhile, getting a useful protector for $10 or $30 is like trying to buy a bar of gold for $1. It is just not going to happen. An earthed 'whole house' protector is the only solution for his two wire circuits.
I dont care. It's clear in the OP I don't care about protection. I care more about getting something, rather than nothing, and insurance, rather than protection.
I talked to the lowe's electric guy about whole house protectors and surge protectors, and he was infinitely more knowledgeable and helpful in 5 minutes than I've gotten here. He explained what a surge protector is, what they usually cost, where to get them, how to hook them up, he also explained surge protectors.
What was most helpful, was that he runs into a lot of customers who have things blow out, what products work and what don't, and how insurance claims usually go. He says utilitech, the lowes (re)brand has, to his knowledge, always paid out, he gave a couple examples of people having claims of ~$10,000. He said there's been a few rejects, but they were always so obviously bad (ie beer clearly spilled all over surge protector, etc).
He also mentioned that you need to be mindful of cable and phone lines, as electricity can go through them. So it's less a fine print item, and more like something that commonly happens, as he gave a few examples of times when people lost TVs hooked up to the coaxial.
I'll do a bit more research into whole house protectors, but I think my choice is going to come down to either a whole house protector and then using cheap power strips/protectors for more outlets, or using some cheap utilitech surge protectors that will likely blow out but will pay out.
I asked him if any brands were particular about being resistant to paying out, and he said they were like insurance companies, they want to make sure what's going on, they'll ask for the surge protector to be sent in, they often send someone out to the house, but he hadn't felt any company was resistant to claims, and he said he's always heard utilitech pay out (i think more so because most people coming into lowes buy the house brand, rather than him not being knowledgeable on belkin, tripplite, etc).
he also said the eaton whole house protector has an insurance. He said that's what he used personally, and then a couple surge protectors for completely redundant protection.
He also said a surge protector is way better than nothing at all, but, of course, a whole house protector is infinitely better.