- Sep 4, 2006
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It's very unlikely you'll be able to collect lost wages because you're unemployed.
They very likely won't lowball you on your vehicle's value, but you'll still be able to negotiate a slightly higher amount without much trouble at all.
Pain and Suffering payouts are far less easy to estimate given they are extremely dependent on the specific adjuster handling your claim. Getting more than $1-2k if you aren't treating with a professional isn't overly likely.
Trust me, the person working your claim has about 40-80 others on their desk at the exact same time. If they can get yours out the door a little more quickly by offering an extra $500 on top of the determined value of the car, or get you to sign a medical release for an extra grand or two, they are going to do it.
I'm definitely not settling the medical stuff at this stage. It would be silly to settle it any earlier than at least a month later, if not much more. I have two years for the medical.