TridenT just got in a car accident and his car is done for

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TridenT

Lifer
Sep 4, 2006
16,810
45
91
It's very unlikely you'll be able to collect lost wages because you're unemployed.

They very likely won't lowball you on your vehicle's value, but you'll still be able to negotiate a slightly higher amount without much trouble at all.

Pain and Suffering payouts are far less easy to estimate given they are extremely dependent on the specific adjuster handling your claim. Getting more than $1-2k if you aren't treating with a professional isn't overly likely.

Trust me, the person working your claim has about 40-80 others on their desk at the exact same time. If they can get yours out the door a little more quickly by offering an extra $500 on top of the determined value of the car, or get you to sign a medical release for an extra grand or two, they are going to do it.

I'm definitely not settling the medical stuff at this stage. It would be silly to settle it any earlier than at least a month later, if not much more. I have two years for the medical.
 

QueBert

Lifer
Jan 6, 2002
22,460
775
126
If I got like $8k out of this, I would be okay. It would be enough to take care of getting another car but I'm not going to get a decent car I can rely on for less than $10k.

I don't even know how I got my car for <$4000 5.5 years ago and yet it managed to be what I consider reasonably reliable. I'm definitely not seeing any 2005 Honda Civic EXs for that price and mileage that mine was (or in similar condition. They're all $2000+ more).

Costs $5k to get the equivalent model 2005 civic now. http://www.kbb.com/honda/civic/2005...=sedan&mileage=118898&pricetype=private-party

Wtf. Just "good" condition. Not even very good.

EDIT: Tried to "tone down" profanity because some here might view it as "excessive".

Umm you could get a 2008 Camry for less than 8k and it would last for a long fucking time. Maybe it's not a car you like or would want, that I have no fucking clue seeing how picky you are.
 

Red Squirrel

No Lifer
May 24, 2003
67,907
12,376
126
www.anyf.ca
I paid about 3k for my current car several years ago, it's a 2004 Alero and has served me well so far. I had to get the brakes redone calipers and all but that's about all I had to do on it so far. Oh, and new wipers.
 

TridenT

Lifer
Sep 4, 2006
16,810
45
91
Umm you could get a 2008 Camry for less than 8k and it would last for a long fucking time. Maybe it's not a car you like or would want, that I have no fucking clue seeing how picky you are.

I don't see a 2008 camry for that much. Some base model 2007's for $8200-$8500 at around 110k miles. If anything shows up for $8k or less, it's either older than 2007 or has more than 125k miles. Both of which I am not interested in. After 100k miles, the car really starts to become more of a repair oriented car.

I might buy this though. Looks nice. Definitely within my budget. http://sfbay.craigslist.org/sby/cto/5141114821.html

Blue book on a 94k miles base model 2008 Camry in "good" condition (aka, bad) is $7600. It'd be nice but I won't find one that cheap and it'll be hard to get people to talk down here in the bay area. (Where people are fucking loooooaded)

I bought my 2000 honda civic ex for <$4000 with 116k miles about 5.5 years ago. I'm not paying $8k for a camry with more miles and less options...
 
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tortillasoup

Golden Member
Jan 12, 2011
1,977
3
81
I don't see a 2008 camry for that much. Some base model 2007's for $8200-$8500 at around 110k miles. If anything shows up for $8k or less, it's either older than 2007 or has more than 125k miles. Both of which I am not interested in. After 100k miles, the car really starts to become more of a repair oriented car.

I might buy this though. Looks nice. Definitely within my budget. http://sfbay.craigslist.org/sby/cto/5141114821.html

Blue book on a 94k miles base model 2008 Camry in "good" condition (aka, bad) is $7600. It'd be nice but I won't find one that cheap and it'll be hard to get people to talk down here in the bay area. (Where people are fucking loooooaded)

It pains me to say this, but avoid the all Toyotas with the 2.4L VVTI engines unless you have proof they have replaced the valve stem seals. They leak on these engines. The 2.4L engine can be found on a variety of Toyotas all the way through the 2009 Model Year. If you get the 2.5L engine, I'm not aware of any issues and you get improved fuel economy/performance.

The V6 Camry engines are fine but the 2007-2009 Transmissions with the V6 are problematic and if they haven't been repaired/replaced under warranty at least once, I'd avoid it completely. I have no idea if the rebuilt transmissions will last. (My Lexus ES350 experienced this issue and it's endemic to any vehicles that use that engine/transmission combo) for the years specified.
 

BUTCH1

Lifer
Jul 15, 2000
20,433
1,769
126
He doesn't need collision coverage because HER insurance should pay the retail value for the vehicle. You only need collision coverage if you're at fault. What exactly makes this vehicle undrivable aside from the broken headlights, etc.?

What?, the whole front-end of his vehicle is smashed to hell, did you not see the pic, it's called "totaled" LOL..glad to hear your OK OP.
 

OverVolt

Lifer
Aug 31, 2002
14,278
89
91
What?, the whole front-end of his vehicle is smashed to hell, did you not see the pic, it's called "totaled" LOL..glad to hear your OK OP.

I was going to explain how bad my old car was then realized... nope... don't need to bother.

My old car has been in 3 accidents and the frame was not quite right. Which increases the wear and tear big time on the rotors and wheel bearings.

If he thinks that car needs new headlights then lol. The Prius is likely also totaled because that shit isn't driving straight ever again with the axle and tie rods a mangled mess down there. Inb4 tortillasoup says just needs the camber angle adjusted. Old cars like that are only worth a couple thousand KBB and are easily totaled.
 
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tortillasoup

Golden Member
Jan 12, 2011
1,977
3
81
I was going to explain how bad my old car was then realized... nope... don't need to bother.

My old car has been in 3 accidents and the frame was not quite right. Which increases the wear and tear big time on the rotors and wheel bearings.

If he thinks that car needs new headlights then lol. The Prius is likely also totaled because that shit isn't driving straight ever again with the axle and tie rods a mangled mess down there. Inb4 tortillasoup says just needs the camber angle adjusted. Old cars like that are only worth a couple thousand KBB and are easily totaled.

Prius has a lot of non adjustable suspension components. If you can't get the vehicle's suspension to be true after having it "repaired", you never will unless the body shop does a lot of repairs to the body work. I've seen salvage titled vehicles drive perfectly straight and have perfect alignment despite having little adjustable parts. It just really depends on how well the body shop does its job.

I don't like hearing the words "never" as it's always a case by case basis.
 

tortillasoup

Golden Member
Jan 12, 2011
1,977
3
81
What?, the whole front-end of his vehicle is smashed to hell, did you not see the pic, it's called "totaled" LOL..glad to hear your OK OP.

Yes the whole front end is smashed, but if you're poor, that won't stop you from driving your vehicle unless there is major failures of various components. I've seen vehicles such as this get salvage titled, repaired and put back onto the road, it was a Toyota Echo no less!
 

jlee

Lifer
Sep 12, 2001
48,513
221
106
I don't see a 2008 camry for that much. Some base model 2007's for $8200-$8500 at around 110k miles. If anything shows up for $8k or less, it's either older than 2007 or has more than 125k miles. Both of which I am not interested in. After 100k miles, the car really starts to become more of a repair oriented car.

I might buy this though. Looks nice. Definitely within my budget. http://sfbay.craigslist.org/sby/cto/5141114821.html

Blue book on a 94k miles base model 2008 Camry in "good" condition (aka, bad) is $7600. It'd be nice but I won't find one that cheap and it'll be hard to get people to talk down here in the bay area. (Where people are fucking loooooaded)

I bought my 2000 honda civic ex for <$4000 with 116k miles about 5.5 years ago. I'm not paying $8k for a camry with more miles and less options...

So buy another 2000 Civic.
http://sfbay.craigslist.org/sfc/cto/5141185810.html
http://sfbay.craigslist.org/eby/cto/5140932850.html

Anything you find is probably better maintained than what you had, anyway.
 

yottabit

Golden Member
Jun 5, 2008
1,375
240
116
It pains me to say this, but avoid the all Toyotas with the 2.4L VVTI engines unless you have proof they have replaced the valve stem seals. They leak on these engines. The 2.4L engine can be found on a variety of Toyotas all the way through the 2009 Model Year. If you get the 2.5L engine, I'm not aware of any issues and you get improved fuel economy/performance.

Do you have a source or any background on that? My understanding was the 02-03 2AZ-FE had some issues, but they got them worked out. Even then I've never heard of leaky valves.

My dad has a camry with the 2.4, I have a car with 2.4, lots of friends with the 2.4 who have never had any trouble. Granted none of us are in mega mileage yet

There is still an oil burning problem on the 2AZ, but it's very progressive and one of those things that will get worse if you don't change your oil regularly. But Toyota just released an extended warranty to take care of that if your car is under 10 yrs / 150k mi. Basically the same problem that used to happen on old Saturns, not enough drain holes near the oil ring landing on the piston so oil cakes up there eventually.

Won't argue with the fuel economy part, the 2.4 is a gas hog for it's performance
 

cabri

Diamond Member
Nov 3, 2012
3,616
1
81
I'm definitely not settling the medical stuff at this stage. It would be silly to settle it any earlier than at least a month later, if not much more. I have two years for the medical.

You usually get one chance to settle per incident with the at faukt party.

The loss of the vehicle is between you and your company. Your company will then collect from the other, including deductible if the other is at fault.
 

tortillasoup

Golden Member
Jan 12, 2011
1,977
3
81
Do you have a source or any background on that? My understanding was the 02-03 2AZ-FE had some issues, but they got them worked out. Even then I've never heard of leaky valves.

My dad has a camry with the 2.4, I have a car with 2.4, lots of friends with the 2.4 who have never had any trouble. Granted none of us are in mega mileage yet

There is still an oil burning problem on the 2AZ, but it's very progressive and one of those things that will get worse if you don't change your oil regularly. But Toyota just released an extended warranty to take care of that if your car is under 10 yrs / 150k mi. Basically the same problem that used to happen on old Saturns, not enough drain holes near the oil ring landing on the piston so oil cakes up there eventually.

Won't argue with the fuel economy part, the 2.4 is a gas hog for it's performance

There is a recall on the 2AZ-FE engines by toyota for the oil burning issue. Toyota, like most manufacturers, won't admit that burning 1 quart every 1000 miles is a major problem. This is for 2006-2011 Model year vehicles.

http://www.toyotaproblems.com/trends/excessive-oil-consumption/

http://www.toyoheadquarters.com/threads/excessive-oil-consumption-on-2az-fe-engine-lsc-ze7.362/
 

Red Squirrel

No Lifer
May 24, 2003
67,907
12,376
126
www.anyf.ca
lol, wants a cheap used car, but picky about what kind of car it is. If you want a car for cheap, you take what you can get, especially if you find one that is in good condition, you jump on that. They're out there at that price range, but you don't have a dealership lot full to pick from either.

My first car was a Buick Lesabre, do you really think I picked it for the type of car it was? I was not that crazy about driving a grampa car around, but it was a great deal and I just needed a car to get to work and back. That car was like a tank though, could plow through snow banks no problem. :biggrin: I never even bothered getting winter tires for it.
 
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TridenT

Lifer
Sep 4, 2006
16,810
45
91
<3 my scooter. 75mpg and total monthly operating cost of $30.

Yah, maybe but not really viable for cross country trips. Heck, I doubt a scooter is even good for the 50 mile one way commute I make on the 101. :/
 

Ns1

No Lifer
Jun 17, 2001
55,414
1,574
126
Yah, maybe but not really viable for cross country trips. Heck, I doubt a scooter is even good for the 50 mile one way commute I make on the 101. :/

Can't help poor residential living choices.


For longer trips I just rent a car from Hertz - still cheaper than owning a car 24/7.
 

jlee

Lifer
Sep 12, 2001
48,513
221
106
Yah, maybe but not really viable for cross country trips. Heck, I doubt a scooter is even good for the 50 mile one way commute I make on the 101. :/

How do you have a commute when you don't have a job?
 
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