Assuming no loss in bandwidth / packets to overhead and that 56K was the actual throughput. No compression. You have storage on the target machine to accept the file. You've got a really nice UPS setup.
I came out with ~4.5 years using 1000... = kilo/mega/giga/tera
If we are assuming 2^y for Tera then
1,099,511,627,776 for Terabyte file and 56K = 57,344bits/second
*8 = 8,796,093,022,208 terabits / 57,344 bits/s = ~153,391,689.14 seconds
=2,556,528.15 Minutes
=42,608.80 hours
=1,775.37 Days
= 253.62 weeks
=4.88 Years minimum.