What EOM said.
Some horrible advice and misconceptions about planners in this thread. A good planner offers a lot more than just "taking your money and making themselves money." If your mom has a good chunk of money and is about to retire, things are a little more in depth than "just throw it in an ETF."
And yeah, you could do all that research on your own, but a Certified Financial Planner has years of experience and has spent hundreds of additional hours in the classroom and training. You could also teach yourself to rebuild your own transmission, fly your own plane, and represent yourself in court.
Meet with a few advisers and find a good one you're comfortable with.
Some horrible advice and misconceptions about planners in this thread. A good planner offers a lot more than just "taking your money and making themselves money." If your mom has a good chunk of money and is about to retire, things are a little more in depth than "just throw it in an ETF."
And yeah, you could do all that research on your own, but a Certified Financial Planner has years of experience and has spent hundreds of additional hours in the classroom and training. You could also teach yourself to rebuild your own transmission, fly your own plane, and represent yourself in court.
Meet with a few advisers and find a good one you're comfortable with.