Usually a motherboard will not include any wires to ports like this, and simply provide the header itself. What this means is that there is a header on the motherboard that can support connecting to a wire that is capable of supporting 1 or 2 USB 3.2 Gen 1 ports on the other end of the wire. The wires to connect to that header is usually included with the computer case.
. . . And if not included with the case, you can pick up one of these bad boys for a drive-bay with a front cover-plate providing a 3.5" opening:
Tek Republic TIU-3000 3.5"
I started another thread in Cases & Cooling about my CoolerMaster Stacker 832 -- a 13-year-old case design that offers so many features you'd merely pick and choose between them. I'll be adding to that thread soon, once I've taken some updated snaps.
But here's the point of it. A 13-year-old case design doesn't include USB 3.0 ports on the case front panel. It offers instead four USB 2.0 ports -- still just as useful, but not for devices you want to run at the USB 3 "Super-Speed". I'm not deterred! I've got several cases with the USB limitations of my Stacker, and I've put these front-port bay devices in each and every one.