A few points:
- People react differently to smearing. Even on my 12ms LCD it bothers me while doing somethings, others are perfectly happy with their 40ms or 25ms monitors. It is at least partially a psycho-perceptual thing, so no one should take it personally. I still play games on my 19" CRT. Dual monitors are nice to have
- 1600x1200 is actually very nice and readable on a 19" LCD, certainly better than on a 19" CRT. I suggest still using large fonts in windows, but it's much less eye-strain causing than on a CRT.
- 1280x1024 is still a nice resolution to have, however I have problems with games that wont support that resolution because of it's non-sqaure / non-4:3 ratio. Usually the closest option is 1280x960 if you're lucky or 1152x864 but those cause resizing too. 800x600 is an exact 4:1 resize for a 1600x1200 for when your pc can't run games at 1600. In the end there's always compromises with a fixed resolution panel display.
- Refresh rate is a completely different concept on LCDs. Low refresh rates are fatiguing because CRTs scan one row at a time drawing the screen pixel by pixel. At any given instant the gun is only illuminating a single pixel. The phosphors light up for a time giving the illusion of a solid display. LCDs have the entire display up at once. There is no fatigue at any refresh rate. Don't pick a refresh rate other than the recommended one (i.e. dont pick the maximum supported rate, if its different than the recommended refresh rate), it causes worse smearing problems sometimes (very noticable for me). 60hz on a LCD is perfectly fine, and less fatiguing than even 100hz on a CRT! Definitely do not pick one LCD over another because of maximum supported refresh rates, you are carrying CRT concepts into the LCD world where they do not belong. Look instead at the response rate, rated in ms (25,16,12ms) etc. The lower the better. Hz make no difference.
Good luck to all you monitor buyers!