Today I installed W11 24H2 Home on a laptop using USB drive created by Rufus with the customization to not require MS account, but did not select 'create a local account with predefined user name'. However, if you connect to the internet before setup is fully completed, it will download a big update that will override that and force you to sign in using MS account. The oobe \bypassnro thing won't work. I reinstalled but this time did not connect to the internet, when it got to that same page there was a little textual 'I do not have internet' and proceeded to allow creation of a local account. Not sure about how things work on Pro.