Have you compared what the rapidly rising cost of healthcare was before and after the ACA was enacted to qualify your opinion on this issue? If so, can you share with us what you've found out? It would really bring to light what we're facing at the moment. Just asking.....
Not sure how to accurately answer that question because the ACA is still being implemented. My rising costs were a result of a few factors, some of which were directly related to the ACA. For example, my rates increased because rather than have a $10m cap on my policy, with the ACA, my insurance company now had to cover me with no cap. I was under the impression I could keep my current coverage, but after speaking with a few people, that isn't exactly true.
I got further written notice from the govt that I qualified for other increases in coverage -> more "preventative care" with no out of pocket co-pays for example. So I inquired with my insurance provider about these increased "benefits". I was advise, yes, you definitely have them available to you and we can easily move you into one of these new plans/policy, but they will come with an increase in your premium.
Rather than address the issue of rising costs, we are now simply forcing more people into the pool. Not only that; forcing people like me into policies we wouldn't chose on our own. How does removing a coverage limit or increasing "free" preventative care help me in terms of rising healthcare costs when they
make me pay for it in my premiums?
This bill wrongly increases the responsibility of employers to providing healthcare. since when did having a job you need filled and paying some one a wage now become a requirement to be in the health coverage business? If a business/employer wants to provide coverage for his employees, that is great, but to be forced into it is an entirely different situation.
I don't have all the answers, but every year I reshop my policy.... each year I come up with basically 3 policies that I can choose from by 2 companies. Doesn't even matter if we have a big exchange when the government is telling us what coverage we need to carry. It didn't matter that I had shopped around and bought a policy that I could afford that I felt met my needs.... govt stepped in and said nope, you need more coverage whether you think so or not, and guess what, we will force you to buy it.