What CC Company do you use?

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jagec

Lifer
Apr 30, 2004
24,442
6
81
Originally posted by: lifeobry
Chase Freedom. Have a few other cards but I never use them.

Same. I only got it for the free $250, but after they killed Citi's program it's been the best.
 

Zugzwang152

Lifer
Oct 30, 2001
12,134
1
0
Citi Dividend Platinum Select MasterCard - Unused since they jacked up the interest rate.
Chase Professional MasterCard - Used for 95% of all bills and purchases.
American Express Clear - Used only at Costco
USAA Platinum MasterCard - Best interest rate by far.
 

silverpig

Lifer
Jul 29, 2001
27,709
11
81
MBNA Mastercard - fucking blows. These bastards phone me several times a month trying to sell me insurance and other shit I don't want. I just screen their calls. Unfortunately I owe them money, and it's my oldest credit card which I have been good at paying so canceling it isn't really an option.

Visa Desjardins - It's alright.

VanCity Visa - Through my credit union. It's pretty good so far.
 

jagec

Lifer
Apr 30, 2004
24,442
6
81
Originally posted by: Zugzwang152
Citi Dividend Platinum Select MasterCard - Unused since they jacked up the interest rate.
Chase Professional MasterCard - Used for 95% of all bills and purchases.
American Express Clear - Used only at Costco
USAA Platinum MasterCard - Best interest rate by far.

What does the interest rate have anything to do with whether or not a credit card is good?
 

Engineer

Elite Member
Oct 9, 1999
39,234
701
126
Chase Rewards Mastercard for Kroger (and some gas) purchases - 5% reward back.
Penfed Platnium Visa for everything else - 5% gas, 2% groceries and 1.25% back on everything else (on the same statement, no waiting).

Well, technically, I use them all. Have lots of their money at zero % earning money in my accounts at up to 4.75%.
 

imported_Lothar

Diamond Member
Aug 10, 2006
4,559
1
0
Originally posted by: jagec
Originally posted by: lifeobry
Chase Freedom. Have a few other cards but I never use them.

Same. I only got it for the free $250, but after they killed Citi's program it's been the best.

There are better cards.
Best among the ones you own perhaps.
 

jagec

Lifer
Apr 30, 2004
24,442
6
81
Originally posted by: Lothar
Originally posted by: jagec
Originally posted by: lifeobry
Chase Freedom. Have a few other cards but I never use them.

Same. I only got it for the free $250, but after they killed Citi's program it's been the best.

There are better cards.
Best among the ones you own perhaps.

That's what I meant, guess I should have been more clear.
 

mugs

Lifer
Apr 29, 2003
48,924
45
91
I was surprised and impressed by Citi's customer service the one time I needed to deal with them.
 

Triumph

Lifer
Oct 9, 1999
15,031
13
81
m4l, I am sick of Citicards and want to try something new. I hate their online website.
 

destrekor

Lifer
Nov 18, 2005
28,799
359
126
Originally posted by: Proprioceptive
Originally posted by: shortylickens
Navy Federal and USAA.
MUCH better than all the others.

FTW! USAA has been the greatest institution I've ever had the pleasure doing business with. Just a few days ago, I found three fraudulent charges on my debit card account... in two days, the card was cancelled, new card issues, all charges refunded... no problemo! They're also actively watching my new card and all accounts in case something pops up. I love these guys.

Yeah I haven't had any fraud on my accounts, but damn... I love USAA. Great bank, online service is amazing, and very helpful with anything that needs to be done.
 

finite automaton

Golden Member
Apr 30, 2008
1,226
0
0
Originally posted by: mugs
I was surprised and impressed by Citi's customer service the one time I needed to deal with them.

My issue with them is:

The other day I went on to pay my bill. Instead of my normal interface, I saw a bunch of red wording stating that my card may have been compromised and that they will be issuing a new one. However, I have been using the card just fine so I was a little confused. I called them to pay my card and the lady was nice enough to waive the normal $15 fee to pay by phone :disgust:

So, to reiterate, their solution to my card being potentially compromised is:
-Prevent user from viewing account online
-Prevent user from making payments online
-Allow user to continue using card

WTF?

Edit: I've been wondering if this is somehow a ploy to get me to stop using my Citi Dividend Platinum card since they've discontinued the card. It's been over a week and I've still not received the new card. You'd think this is something that they'd want to get to me ASAP.
 
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