We each have our own accounts and a joint account that bills come out of. we contribute to the joint account proportionally to our income.
He never asked me directly so I never had a chance to say no. My wife can't say no to her family and I can't say no to her.
I did tell my wife this time would be the last. I know it won't be -- it was too easy for him; a phone call last night and money is there the next day. I wouldn't stop asking if I were in his shoes.
Ya man. It is what it is.
I've seen it with too many work colleagues.
The online dating scene has empowered these homely looking guys to be VERY picky.
Many go on sex binges....because....NOW....they can!
I mentioned this maybe 5-10 years ago here and people were giving me a hard time about it.
We have our own checking accounts (she does make more) and a joint checking that keeps a $500 buffer/minimum and we both transfer our halves when the bills come and I online pay from there. This way, we both still pay equally and both can buy whatever our heart desires (within reason) for ourselves since we still keep our own money. We have a joint credit card that's used 90% of the time (groceries, kids' stuff, etc.).
The only thing "hard" about this is calculating halves once a month, which takes 5 minutes.
What is the point of being married if you don't trust your spouse financially?
Finances.
It's not usually the lack of finances that causes the divorce, but the lack of compatibility in the financial arena.
Opposites can attract but when two people are opposites in the financial department, divorce often ensues. Imagine the conflict if one is a saver and one is a spender. One is focused on the future while the other believes in living for today. One has no problem buying on credit, while the other believes in saving up for what one wants.
Over time, this conflict can reach such heights that divorce seems to be the only logical conclusion.
I'm enjoying reading this thread w/ all the "schemes" involved that aren't just joint.
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I assume the separate account thing is male created/enforced. The male is the "power earner" and creates these rules.
I assume the submissive woman is fine with it b/c the AnandTech engineer makes so much bank that she puts up with this petty, control shyte.
......If I was a woman and the dude I was going to marry told me to put my Walmart check in my account and he put his Google check in his account and also have separate CC's, etc, I would tell him to fuck off and to go play in traffic.
LOLWTF? My wife wanted separate accounts as much as or even more than me.
I don't see the point of having 1 shared savings account and 1 shared checking account. True, it might make more sense if you have kids, but we never plan to have kids and we're both professionals who earn very good livings. Why would we combine them?
Hand check to wife, it disappears, bills get paid.
In theory, there shouldn't be a need to split things... all money that comes in (should be) for both people if they're married.
In the end though, I honestly don't care what other people do, as long as it works for them and everyone is happy, who is anyone to judge?
I don't have a wife yet, but I have thought about it. I think for me the best thing would be to each keep our individual accounts, and then have each of us pay a % into a joint account. Joint would be for the shared bills like utilities, mortgage, and groceries. We'd still have our individual accounts for our own expenses (different cars, different student loans, etc)
That may change once we've been together long enough for everything to be paid off and shared, but for the near future that seems to make sense to me.