I have two systems for reference, neither have a very good chip though; most people have better luck than these numbers. Using Anandtech's overclocking method:
i5-4670K 1.31v @ 4.3GHz
i5-4690K 1.3v @ 4.5GHz
Both have similar closed loop liquid cooling (Coolermaster Seidon 120XL, Corsair H70) applied with Arctic Silver 5.
The i5-4670K runs pretty hot. It spikes to 60C after a few minutes of load, but takes awhile to get above 70C. I've had it fail OCCT after a few hours when it hit 85C. Fortunately I never load it that heavy for long periods of time. It's a gaming PC and most games I play don't really tax the CPU.
The i5-4690K runs noticeably cooler at load and doesn't float temperatures as much. I've never gotten it over 70C, even running Prime95 overnight.
Am I the only one that is afraid of leaving my CPU running stress tests overnight? Not necessarily overnight, I'm just afraid of leaving it there running at 100% without my presence in case something goes wrong. I mean, during Prime95, my CPU produces enough heat to overwhelm my H110, so it will rise to over 90C (sometimes hitting 100C and throttling) after about 30 minutes of testing. OCCT/x264/AIDA64 are lighter on the thermals, but I'm still afraid to leave it.
Generally, my way of testing involves opening any monitoring software I need, starting the testing (usually OCCT because reasons), opening my music playlist and leaving it there. I don't watch it or do other things, but I know it crashed if the music stops playing. Not the best way to do it, but I am at peace knowing that if anything happens, I'll be there.
Am I too paranoid about it?