Schadenfroh
Elite Member
- Mar 8, 2003
- 38,416
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working
i don't really plan on retiring
i'll work less, at some point, i'll stop working full time and just work contract jobs, something like take a 6 month contract job, then take a couple months off to visit grandkids, then do another 3-9 month contract job, then take time off , etc etc
you guys just made me realize is should stop putting money into 401k
that gets taxed at future tax rates
and i am not planning on retiring (so my income level won't drop a lot when i am older)
that means (since i believe tax rates will be much higher in the future) i am dumb for saving in a 401k
I am taking the madoff online course. Supposedly you can earn 30% returns with his technique.