Chase should have been able to give you the account number where it was deposited. It also should end up printed on the check.
There still could be a clerical issue with the landlord's bank. Until that has been verified you have no fraud case.
It's a wonderful story I suppose, tons are hanging on your every word.
Chase stole your $$.Neither of us have accounts at chase. You can deposit a check anywhere. From what I am being told, that financial institution cannot release personal information if you are not the account holder. Since neither myself or the LL have an account at chase, chase will not disclose that information. My bank (Citi) will not give me that information either. I had a branch manager and a manager at the fraud department tell me the same exact thing.
I'll post this here first and then I'll update the main page.
I called the Citibank fraud number today and explained my situation. Once again they said told me that they have no reason to believe that the check was not deposited into the account that is on the back of the check. The rep said that legally they are not allowed to give me the account number at Chase where the check was deposited since I am not the account owner.
I took some time off of work today and went down to the branch. I spoke with the branch manager there. He pulled up my account and told me the same exact thing. There is no reason to believe that the money was not deposited into his account. If there was an error and the monies were deposited into an account that did not match on the back of the check then those monies would have been credited back to my account by now. He printed out copies of this check and the previous month and both signatures match and have the same exact account number.
The branch manager was getting upset that I was being put into this situation. The branch manager agreed with some AT posters here that I sent him the check, he admitted to having possession of it, he signed it and put his account number on it. After that point it is not my obligation. He gave me his business card and asked the LL to call him personally.
Next stop, the police station. I talked to an officer and asked if I could fill out a report. I explained to him the situation. The officer said we cannot fill out any paperwork because a crime has not been committed between myself and the LL. He said my bank has no reason to believe that the funds are not in his account. Now, if the check was lost or stolen while the LL has possession of it and someone other then himself cashed it then a crime was committed. The officer asked me to speak with the LL and have the both of us come down to fill out paperwork if that is the case. If it turns out that the LL is trying to defraud me then there will be serious consequences by him filling out said paperwork.
As I type this the LL sends me this message
Joe my friend at Citi was able to help me as much as possible. She gave me a form called a affidavit of forgery. It needs to be filled out, signed, notarized and a description of what occurred written in. Would you like me to fill out the entire thing and just have you sign it? I am also a notary, so I could notarize it, if you prefer or you could bring it someplace.
Doe's not compute!
Both checks are endorsed to the same account and the March check is marked as deposit only. Yet Citi is telling you the march check was deposited in a Chase account? yet they are also telling you there is no reason to believe that it wasn't deposited into the account written on the back of the check?
My first question to Citi would be is the account written on the back a Citi account?, and is it owned by the LL?
If the answer is it's not a citi account, then the LL is lying and he or his wife have a chase account and have your march payment.
I think you probably already have enough evidence to hang the LL on attempted fraud.
Well, citibank has told me the check was deposited by Chase. I'm not even sure if you can walk into a Chase bank and have them deposit something into say a citibank account. I doubt thats possible - so its plausible that Chase was the institution that cleared the check and they deposited into an account they manage.
The account number written on the back of the check is the account number of the LL. Its the same account number that is written on the back of February's check to which he had no issues.
I'm not even sure if you can walk into a Chase bank and have them deposit something into say a citibank account.
Jesus, it's still going on.
OP has way more patience then I ever would with this guy.
Where do you live that you're paying $2500 for rent?>
Personally, the fact that the LL started this out by acting like he didn't receive the check makes the entire thing extremely suspicious. I'm still holding onto that the wifey has a secret acct and did this.
Damn, you're a cheerful chap.Maybe it'll turn into a Dateline show in a couple years. The wife will be found out with this secret account, which is intended to fund a hitman to murder the LL. OP will be mistaken and murdered instead on one of these trips to the bank.
Damn, you're a cheerful chap.
Where do you live that you're paying $2500 for rent?>
Tango, what's stopping you from just calling him up right now and telling him that this is no longer your problem? You've done way more than you should have and any way you cut it, you've already "paid" him.
I mean, in your honest opinion, what would he say about that and what's stopping you from doing so?
what...you spend 2K a month on rent to live in FLORIDA? That place better be right on the beach....
Maybe it'll turn into a Dateline show in a couple years. The wife will be found out with this secret account, which is intended to fund a hitman to murder the LL. OP will be mistaken and murdered instead on one of these trips to the bank.