Wheres my rent check!?! Updated Daily!

[rudeguy]

Another can of worms has been opened.

Whatever happened to that guy?

 

[waggy]

Whatever happened to that guy?

if someone opened him i doubt anything good..

 

[Schfifty Five]

At first I was starting to think that this thread was dying down....and then now the whole check from Chase shows up which has made this thread interesting again haha.

 

[EagleKeeper]

I'm not reading through the whole thread and I don't see it mentioned in the first post, but did you ever find out who has the money?? Even if the LL lost the check, I would assume whoever deposited it would be in a bit of trouble, responsible for returning the money at least.

The problem is the LL does not want to put the effort into having Chase formally identify where the funds went.

Suspicion by many is that someone with ties to the LL went and put the check into Chase w/ or w/out LL knowledge.

LL previously would not acknowledge ties to Chase, but it looks like he goofed with the image of the check for oil.

Even more it looks like the LL wife tried to get cash after he endorsed the check.
That failed; the wife still had control of the check and then one of them put it through Chase. Because there is an account at Chase (we know that now), Chase did not look closely at the account # on the back of the check.


Edit:
SilverPig put it more eloquently.

 

[Q]

Ho-lee Cow...

I'm not understanding the Chase Bank thing?

 

[rudeguy]

You guys are looking at this all wrong. You keep thinking that the ll wants to find the money. He did that a long time ago. Now he sees this as $2500 extra in his pocket and he is going to work for it.

Truth means nothing to a guy like this, its all about greed. I'm sure it started off a mistake but now in his mind he is entitled to that extra money. He's working to get the bank to pay, so he'll get paid.

 

[TangoJuliet]

Another recap for those that don't want to dig around the thread

For those trying to keep track here are the facts

OP sends rent check to LL early 2/26 (February short month)
OP contacted by LL saying never got check
Check clears OP account on 3/5
OP finds out LL had check no later then 2/29.
LL admits wife tried to deposit on 2/29
Deposited check has LL's account number and signature on it
Check does not have a deposit stamp - meaning it was deposited by ATM or Mobile App
OP's bank does investigation and shows receiving bank is JP Morgan Chase
LL says his bank is HSBC and not Chase
LL admits nobody he knows deposited the check
OP goes to his bank/police and both say renter's obligations have been met
Since it is no longer the OP's obligation the OP asks to be compensated for time spent/wasted
LL disagrees to compensation
OP ceases communications with LL
LL sends OP a couple letters demanding March rent be paid again
OP receives certified letter from LL with a demand that rent be paid
Included is a check for March's oil delivery from LL's account from Chase

So the LL tells me that he doesn't have an account at chase but then I get a check in the mail today from his account at Chase. Does not compute

 

[rudeguy]

Read my post above yours

 

[Lifted]

So these are the follow up messages

LL: Then by all means lets take a trip. Citi told you that the money was deposited into Chase. I do not own a chase account. Once chase sees that the $ was deposited into an account not titled Broleigh they are responsible for it. It was careless of one of there branch employees that did not catch it. I have spoken to a half a dozen citi employees who have all given me the same answer. So I will go speak to Patrick as well.

Along with that letter the LL included a check for his portion of the oil that we split each month. I happened to look at it a little closer......

hmmm Chase Bank??

Epic.

 

[TangoJuliet]

Epic.

Indeed

The routing code on the bottom of the check is 044000804.

Simple google search shows this

http://www.routingtransitnumbers.com/044000804_jpmorgan-chase-bank-na-institution.htm

 

[TangoJuliet]

For those that might be interested

 

[Oil]

For those that might be interested

You might as well send it to all the other TV judge shows...hopefully one of them will do it

 

[Brainonska511]

You might as well send it to all the other TV judge shows...hopefully one of them will do it

I wouldn't do any of those TV judge nonsense things. I wouldn't want the guy to see an additional cent. At least in the case of Judge Judy, there is a $5k pot, that is split after the 'judgement'.

 

[BUTCH1]

Another recap for those that don't want to dig around the thread

For those trying to keep track here are the facts

OP sends rent check to LL early 2/26 (February short month)
OP contacted by LL saying never got check
Check clears OP account on 3/5
OP finds out LL had check no later then 2/29.
LL admits wife tried to deposit on 2/29
Deposited check has LL's account number and signature on it
Check does not have a deposit stamp - meaning it was deposited by ATM or Mobile App
OP's bank does investigation and shows receiving bank is JP Morgan Chase
LL says his bank is HSBC and not Chase
LL admits nobody he knows deposited the check
OP goes to his bank/police and both say renter's obligations have been met
Since it is no longer the OP's obligation the OP asks to be compensated for time spent/wasted
LL disagrees to compensation
OP ceases communications with LL
LL sends OP a couple letters demanding March rent be paid again
OP receives certified letter from LL with a demand that rent be paid
Included is a check for March's oil delivery from LL's account from Chase

So the LL tells me that he doesn't have an account at chase but then I get a check in the mail today from his account at Chase. Does not compute

Thanks for keeping this updated so thoroughly, stick to your guns since your bank can supply you anytime with a copy of the check with his signature and acct# on he's fucked IMO. Your not his personal security guard, if he (or his wife) are so goddam stupid to lose it AFTER endorsing it (I just endorse at the teller window with ID handy, maybe his wife wanted to use an ATM) that's their problem. That's like someone buying a car for cash then the seller wants to get paid again because he got robbed on the way home, yea, right...

 

[EagleKeeper]

Indeed

The routing code on the bottom of the check is 044000804.

Simple google search shows this

http://www.routingtransitnumbers.com/044000804_jpmorgan-chase-bank-na-institution.htm

If the LL continues to press the issue; ask him why he previously stated that he has no accounts at Chase, yet the check for the Oil is drawn on Chase.

Another lie that he has now been caught in.

Now that it has been demonstrated that he does have business with Chase; and the check was processed by Chase; you are completely justified to tell him to pound sand.

 

[alkemyst]

WombatWoman 2012?

 

[Dr. Zaus]

^tail between legs^

PJ: you need to add in the letter the lies that he's committed.
1) I never got the check
2) I don't have a chase account

Let him know that you are sending a copy of this letter to the fraud investigation at Chase (which you should do) that way he can know the jig is up.


also, your letter: Unless your house-repair demands are in your lease agreement OR the escrow-company option is an option under state law: you need to keep paying him directly.

I like the oil move.

Also, get it on legal letter head, get is signed by a lawyer and get it notarized along with a little impressed-stamp thing. Then send it delivery-confirmation mail.


Oh and only send money-orders now. The guy's gotten savvy and will screw you if you hand your account number over to him again.

 

[JD50]

WombatWoman 2012?

Still not giving up huh?

 

[JD50]

Great thread OP!

 

[sactoking]

also, your letter: Unless your house-repair demands are in your lease agreement OR the escrow-company option is an option under state law: you need to keep paying him directly.

Depends on the jurisdiction, but in most cases if the landlord fails to maintain the property in a livable condition the tenant is permitted to:
1) conduct or hire for the repairs themselves and deduct the cost from rent; or
2) place the rent in escrow until such time as the repairs are made; or
3) vacate the premises and forgo rent payments until such time as the repairs are made; or
4) terminate the lease.

Of course, the definition of "livable condition" varies...

 

[DayLaPaul]

Pretty easy solution to see if the LL is defrauding you.

1) Get account number from back of the check
2) Go to LL's bank with your LL
3) Ask for an account statement printout for the last month directly from the teller
4) Examine said account statement for a $2500 deposit.

Hell you can even do this online with a computer/cell phone and skip the whole teller part.

 

[TangoJuliet]

Pretty easy solution to see if the LL is defrauding you.

1) Get account number from back of the check
2) Go to LL's bank with your LL
3) Ask for an account statement printout for the last month directly from the teller
4) Examine said account statement for a $2500 deposit.

Hell you can even do this online with a computer/cell phone and skip the whole teller part.

I really don't want to deal with this LL any further. I especially don't want to take more time out of my day and go anywhere with him.

I plan on calling HSBC and Chase later today and speak with their fraud department

 

[TechBoyJK]

I'd just give up on dealing with the guy, and only spend time sending checks via certified mail. If you aren't doing anything that he can terminate the lease over, I'd just start throwing his letters in your collection and not give it any more thought. You gave him the check, it got cashed, /thread. If there's fraud, it's on him. Continue paying rent as usual, go on with life.

 

[NoCreativity]

Consider rephrasing the first sentence of the last paragraph to something like "This letter is to inform you of the current status of requested repairs and protocol for future communications." Leave out the last sentence. It looks better on you if you simply be blunt and say "Contact my lawyer with any further issues" and leave it at that. Otherwise you are sinking ever so slightly to his level, which looks petty. Maintaining composure always looks better if it gets to court. Let him be the petty one that sits around doing nothing but throwing out threats.

Good advice here.

 

[abaez]

Pretty easy solution to see if the LL is defrauding you.

1) Get account number from back of the check
2) Go to LL's bank with your LL
3) Ask for an account statement printout for the last month directly from the teller
4) Examine said account statement for a $2500 deposit.

Hell you can even do this online with a computer/cell phone and skip the whole teller part.

The problem is the check was deposited into an account that wasn't written on the back.