MiataNC
Platinum Member
- Dec 5, 2007
- 2,215
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My first bike was a 2005 GSXR 1000 straight out of taking the MSF class, and it's still kicking 4 years later (see sig)
There are always exceptions.
Insurance underwriters only care about what is statistically most likely to happen.
A new 1000cc sportbike from a Japanese manufacturer will MSRP @$10-11KUSD. Younger riders are often quoted $2-4k a year to fully cover them. That is barely 2+ years before the replacement cost of the bike is paid into the insurance carrier whether or not a claim is ever filed. It doesn't take a genius to figure out the life expectancy of that particular bike/rider combo.