IndyMac sucks! I paid $390 to lock in the rate at 4.785% with half a point and then they send out a flyer dated Dec. 29. I tried to take advantage of the interest rates in the flyer of 4.500% (4.641% APR) & 4.625% (4.706% APR) which were guaranteed to current customers but they keep saying that these rates were from Dec. 18th and that rate changes everyday so you can't have it at that rate. In the back of the flyer it says "Special pricing is guaranteed by calling this toll free number only" so what's the deal? It's shady what they're trying to do. They bring in customers with that rate and then they tell them nope can't have it at that rate but you can have it at today's rate. I'm going to take my business elsewhere and lose the $390 plus the appraisal fee.
The appraisel can be used at another bank right?
The appraisel can be used at another bank right?