I still don't own a usb 3.0 item yet have finally taken advantage of sata 6. If i get a m.2 drive sometime this year i guess i have taken maybe full advantage of my B360 motherboard. Only way i guess i would use usb 3.0 is if i can make a bootable W10 thumb but i guess last i heard its only supporting 2.0? I did get my 2.0 to boot and install 10 off a usb 3.0 front port so if things have changed i would be curious to know. I would then have merit in a usb 3.0 drive!
Ehh, you don't own any USB3.0 thumb drives, or USB3.0 portable external HDDs? How do you back up your PC? NAS? How do you back up the NAS?
Seriously, those two items have been USB3.0 (or better?), for years now. At least 5 years. Get with it.
(*Those Adata UV128 Yellow/Black "Slider" USB3.0/3.1 drives, are often on sale at Newegg for $8.99 for a 3-pack, I stock up whenever they have a sale.) They're not hugely reliable for storing random data on, but they make great one-and-done WORM-type boot sticks, their USB3.0 read speeds are great, for boot USBs that's a good thing, and they're so cheap ($3 ea., approx), that if one dies, you just toss it.