- Nov 5, 2005
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As I drove to work on Thursday morning, a kamikaze doe decided to ram the side of my car. It smashed in my front side passenger window, destroyed the rear view mirror, bent the hell out of the antenna, and not sure how but cracked the windshield. It also scratched both passenger doors, trunk door, and spoiler. What a mess! I have glass and hair all through my car. Well I had a claims adjuster look at my car and he figured that it would cost about $2500.00 for repairs. I have a $200.00 deductible. So, I will get $2300.00 for repairs.
I guess my question is, if I pay for coverage, why do we the consumer have to pay a deductible?? Also why do we have to pay a co-pay for doctor visits and prescriptions??
I guess my question is, if I pay for coverage, why do we the consumer have to pay a deductible?? Also why do we have to pay a co-pay for doctor visits and prescriptions??