I know it's a moot point now but my prius has no problem keeping the car cool when the outside temp is 100+.
Credit card debt is still a top 3 debt, so people spend more than they even have and it still doesn't help in this warped version of capitalism that counts on insane profit margins, cheap labor and unsustainable CEO pay.
I don't really buy into the G W Bush go out and buy jewelry philosophy. While I know some goods and services contribute to the economy many things we buy these days don't.
I have a few coffee table books, but no coffee table. Look, how many coffee table books can you support? I have maybe 3 or 4. They are terrific, they are BIG. I don't normally encounter candidates for them in my day to day life.1) Stop buying things you do not need. You don't need coffee table books. You don't need tattoos. You don't need $400 shoes.
2) Do not eat out at restaurants. $10 on breakfast, $15 on lunch, $20 on dinner - $45 a day = $16,425 a year. If you cook at home figure $5,000 a year.
3) Don't buy games on release. Wait for sales and even then, don't buy anything when you have an existing back log.
4) Staycation or go on cheap vacations.
I rarely eat out at restaurants. My yearly expense from doing so has to be under $300.
Oh, so that's why he died. I was wondering.If you just teach a starving man to fish, he has no strength to reel it in. You have basically just caused this fictional man to die and tried to take the high road while doing so.
The only successful method is to give a starving man a fish AND teach him to fish.
Because making money is hard...
Ah, but this is fallacious, is always untrue. That's because there's no limit to the price tag on things. If you have enough money you can buy the largest building in Dubai, but once you have that kind of money almost everything else is in your chump change category. And there are things even more expensive, and it just goes on and on. The richest man on earth has his limits.Here is one of the most powerful sentences that I have ever heard:
I can buy anything I want, any time I want--because I don't.
Giant sucking sound. Replaced US good paying jobs with crappy jobs and then gave those people enough credit to make up the difference. Worked until it didn't......
Agree 10000000000000000000000000000%
The last time I check, the median income of a US family is about $50K to $60K per year BEFORE taxes. So the $10K per month is NOT the norm for sure.
My groceries bill (just for myself) is about $150-$200 per month and I eat very well.
One of the best ways to save money is never have children. Second best way is do not get married unless they make alot more than you.
Earning more money is a given but this thread is about saving.
People are stupid with credit. I make a decent middle class wage now, but even when I was making a fair bit less I didn't "need" the credit to make up any difference. I just lived accordingly, within the means I had. I did fine with under $30k a year, and yes I even had health insurance that I paid for at that time. Granted, that was before Obamacare, now that it jacked rates through the roof it would be a fair bit harder to do. "Affordable" - bull crap.
Who you calling a DINK? :^D
So true, to me credit is for emergency with the only exception being house and car (but buy used car and try to pay it off fast). Even car, if you can live without it, do, but that's not really an option as you need to get to work.
So many people treat credit as an income, and that's how it's marketed. I hear commercials on the radio that make me cringe, they go something like this: "Do you want to buy a RV but you can't afford it? Money Mart is having a sale where you can borrow at a discounted rate, for that down payment. Why wait to buy an RV when you can buy one today!"
Replace RV with pretty much any other item that is not a necessity.
So cute - you are very lucky sir.
Screw that - YOLO: http://www.dodge.com/en/viper/ what color can I put you down for?
Thanks, he's awesome.
And, I appreciate Vipers. The newest revision is very striking on the road. I followed a new Viper SRT Time Attack (TA Orange) from Austin to Dallas, mostly so that any cop shooting radar along I-35 would pull him over instead of me. He was driving very modestly, probably because the thing looked brand new and is one of only 93 made. The few times that he played around, his 645 hp and 3,300 lbs embarrassed my 615 hp and 4,300 lbs.
CTS-V with a pulley/tune?
And yeah they are fast lol...
I play golf, a lot of people think it's a very expensive recreation, but the way I do it, it's really not so much.
I bought used clubs way back when and used them a long time (still have my first putter, never another).
I have bought new clubs, barely used of the internet, cheap, good. I don't feel the need to upgrade. I regrip the clubs myself, when needed.
I bought a pull cart cheap at Costco. It has broken many times, I've fixed it every time using spare this and that and even duct tape several times (I keep a small roll of duct tape in the bag).
I have bought new balls, but for the most part play with balls I find. I have hundreds of balls I've found on the course, many of them top-price balls.
I belong to the senior's club at my home course and pay $125/month to play as many times as I want Monday-Friday as long as it isn't a holiday. I do that maybe 6 months out of the year when the weather's nice.
I have a few costly accessories, a GPS and a rangefinder, but they are one time purchases that together were under $400. I paid for maybe $800 for lessons last year, but am not doing that now.
Playing premium courses or a country club and trips would make it far more expensive, but so far I haven't done that. I really like my home course, it's beautiful (can't see a house anywhere), and 15 minutes from my house.