You should get a UPS no matter what, budget it into your spending whenever you buy a machine. You can get power spikes, problems from people working on your electrical system, etc., and a surge protector will often not do jack, cheap UPSs wont even help. What a UPS does, is that it has a large battery, which your line feeds into, and then the UPS feeds out power directly from the battery, giving a much cleaner line. This may seem stupid, but here are some of the things I have heard of them preventing, one of them was a case where someone had an electrical contractor wire a 220v line into their household 115v line, supposedly, everything attached to a wall plug that was not behind a UPS was toast, with few exceptions. Another one, heard from one of the mailing lists I am on, occured when someone on the list had a ceiling fan put into their server room, the electrical guys caused a massive spike in power, which somehow managed to take out all the surge protectors, and the low end UPSs, and toast a few hundred thousand dollars worth of rendering farms. Ouch. These are a few examples to explain why you want a UPS, or at least a surge protector, though surge protectors wont do much for you.