Why the hell do places ask for ID when paying by credit/debit card ?

[Goosemaster]

1. The Visa Commercials include cards with Pictures so you don;t need SEPERATE ID iirc.

2. I'm surprised they didn't call the cops on you.

 

[xirtam]

Originally posted by: deftron
I wasn't disrespectful till the Taco Bell dude came in with his attitude of "ID or else"

I mean, I give him my card and he just says "I.D." in a forceful tone

What, you can't talk in comeplete sentences?

Ask me nicely, and I might go get it...



To be honest, I'm not one to start any commotion or give anyone a hard time
but this guy was just a jerk and stupid... He didn't even know what I wanted when I said
the "3 taco combo" ... I had to point to to the sign and say #8

Your original post had absolutely nothing to do wtih the guy's tone and everything to do with the fact that they wanted to ID you.

Now what the hell are you doing with your credit card on you, but no ID?

The facts:

1. You walk into their store. It's not fvcking Albertson's. It's Taco Bell. You play by their rules or you leave. If they want to ID you for credit card orders, they can. And if jackasses like you wouldn't throw a ruckus and have to talk to a manager so you can make a snide and completely unhelpful comment about shoving three tacos up an employees ass, it would still be fast food.
2. ...
3. Burn in hell, and take this thread with you. And next time you go to taco bell, bring $3 with you. Or your ID. Your type bitches about not being able to be the line leader on the way to the bathroom in first grade.

 

[yukichigai]

Originally posted by: xirtam
I wish they always forced the ID issue. My card was stolen and used at a liquor store (before I turned 21, no less), and by the time I got my card cancelled, I had over $200 worth of unrecoverable charges on it.

Fun fact: Federal Law protects you from card fraud. You are only liable for the first $50 if your card is stolen, if any amount. That's why I laugh at the card companies that advertise how you're only liable for $50 in charges if your card is stolen; every card is like that. It's like a car company advertising that their car has wheels.

deftron: muchos gracias for the link. I may have to print out a microscopic copy of that and put it in my wallet. I too purchase food with my credit card.

Additionally OP, this begs the question: why the hell were you eating at Taco Bell?

 

[yukichigai]

xirtam: I'll give you the benefit of the doubt and assume you haven't read deftron's post relating to VISA's card use policies. Read 'em, they're interesting.

 

[imported_Mike]

If you sign the back, you can refuse to show ID, but then you're just being an old hag.

 

[imported_Mike]

Originally posted by: deftron
By the way

Link

Are merchants allowed to set a minimum transaction amount for consumers who wish to use their Visa card?
Merchants are prohibited from establishing a minimum transaction amount for all Visa transactions.

Are merchants allowed to ask for identification when using Visa products?
While a merchant may ask for identification if fraud is suspected, it is contrary to Visa policy to require the consumer to show identification as a condition of the sale. If a merchant asks for identification and the consumer is unable or unwilling to produce it, the merchant is still obliged to accept the consumer?s Visa card. Consumers who experience refusal of service based on identification may either call their card issuer to report the problem or call 1-800-VISA-911.

Also put the minimum purchase thing in there cause someone commented about it.

If you have it signed, if you don't have the signed, then you have to show ID...which isn't a problem b/c most people sign their cards anyways.

 

[Mill]

Originally posted by: AStar617

Originally posted by: pyonir

Originally posted by: simms

Originally posted by: AStar617

Originally posted by: laxjax13
You wouldnt like it to much if someone stole your card and used it at tacobell. That "kid" is only protecting your card, u should thank him for asking for an ID.

As someone who's had three cards compromised: :thumbsup:

Originally posted by: AStar617
....

An ounce of common sense, people?

I find it amusing you post this and this. You'd think after the first time it wouldn't happen again.. but 3 times?

That's exactly what i was thinking. Christ...3 times!? You need to learn how to take better care of your cards.

Clearly you are talking out of your asses without having experience on the matter. Nothing to do with taking care of my cards.

1) An unauthorized test charge of $1-and-change for "10drums.com", a dummy dot-com with dummy WHOIS info, showed up on a card shortly after the only website it was used on reported a security breach. Card number changed.

2) My wallet was stolen out of a jacket in what should have been a safe place, and NO CASHIER CHECKED FOR AN ID WHEN $1000 WORTH OF LIQUOR, GROCERIES, AND CRAP FROM BROOKS PHARMACY WAS PURCHASED. Note also that my name is Arabic so it should have been a bit conspicuous for the white person who used my card (as per surveillance videos) to do this, if not for the complacency in society regarding ID checking. Card reissued.

3) I withdrew money from a compromised ATM in Montreal, which pulled all magstrip info from my and my brother's card... months later a clone was created and used to withdraw money at will (they had the PIN due to the magstrip copy). Simple card reissue didn't do it; all cards on the credit union account needed to be reissued and PIN changed.

Now you tell me what you would have done differently. I got back all my money in all occasions, but the reimbursement process (affadavit at best, police report(s) at worst) sure as hell was not how I'd like to spend my free time. And it definitely would have been a lot more difficult in situation #2 for the thief to operate if anyone gave a sh!t about the preventative measures that are in place to be used, not to be ignored.

Magstripe does not have a copy of your PIN.

 

[dabuddha]

God you whiners who complain about having to show ID need to get your credit cards stolen. :roll:

 

[beer]

Originally posted by: deftron

Originally posted by: PaulNEPats
To the OP:

Here's a thought to add to your verbal vomit; why do you not STFU and live with it! You are the dick that walks thru the doors each and every f'ing day which we all dread to deal with and screw up our days. You make the dickheaded comments to an employee who has NOTHING to do with the policy, and come here and think you're the best thing since sliced bread! If you are purchasing $3 worth of tacos on a CREDIT CARD and cannot provide an ID, then carry cash next time. Cut and F'ing dry. Or better yet, carry an ID! If you cannot meet these easy as hell terms please remove your lazy incompetent ass from the gene pool and make the US IQ increase. Yeah, maybe the store shouldn't be asking for an ID, but wouldn't you rather have them err on the side of caution or sell food via CC to any Joe Blow off the street? There are more important things to bitch about! Cut and dry!

Simmer down dude,

you'll probably move up from fry cook some day

Originally posted by: PaulNEPats
HAHAHA I love the personal attacks, especially when they don't know what they are talking about.

whoa, Pot. Kettle. Black.

 

[Ausm]

To proove they can read....

 

[NascarFool]

Originally posted by: deftron
Taco Bell doesn't need to "protect" me ... Visa and my bank cover stolen card purchases.

You better check into that. I don't think you get protection from VISA on a debit card. Only the bank covers that card and it's not the best protection either.

 

[Atomicus]

The point of debit is for the convenience of cash without the cash. IDing would just be dumb because then that convenience is taken away. I seriously doubt that handing them cash requires ID.

 

[Zombie]

I know that Target has stopped checking ID's at all stores.

 

[Spencer278]

Originally posted by: Atomicus
The point of debit is for the convenience of cash without the cash. IDing would just be dumb because then that convenience is taken away. I seriously doubt that handing them cash requires ID.

The point of debit is to allow the merchant to pass on fees to the costumer and to prevent the costumer from having the protect of credit. There is no reason to use debit unless credit isn't accepted.

 

[Tiamat]

If they cant read your signature very clearly, they ask for ID. Also, I purposely dont sign my credit cards (signed "see ID") so that they have to ask for ID. I think its safer this way - a picture to a name.

 

[Atomicus]

Originally posted by: Spencer278

Originally posted by: Atomicus
The point of debit is for the convenience of cash without the cash. IDing would just be dumb because then that convenience is taken away. I seriously doubt that handing them cash requires ID.

The point of debit is to allow the merchant to pass on fees to the costumer and to prevent the costumer from having the protect of credit. There is no reason to use debit unless credit isn't accepted.

Wouldn't the customer choose to use debit rather than credit? IMO, I'd rather use the money I have instead of charging recklessly and having them send me a bill which I cannot afford to pay. Paying by credit is probably the leading cause of debt in the consumer. The "I can just charge it and pay later" paradigm is too appealing to the common consumer.

 

[biostud]

What is really stupid is that until this year our VISA cards had a picture and a signature. Now we have a chip instead of a picture because it's suposedly more secure. I don't understand why they would remove the picture...... except they said it was too expensive to keep.

 

[Atomicus]

Originally posted by: biostud
What is really stupid is that until this year our VISA cards had a picture and a signature. Now we have a chip instead of a picture because it's suposedly more secure. I don't understand why they would remove the picture...... except they said it was too expensive to keep.

LOL? College IDs have pictures on them. Does that mean colleges are using it as an excuse to raise tuition to cover the cost?

 

[Dedpuhl]

Originally posted by: dabuddha
God you whiners who complain about having to show ID need to get your credit cards stolen. :roll:

I've never caused a scene in a store over this. It would be nice, however, if these stores would follow the agreements they make with the credit card companies.

They are IDing you to make sure someone doesn't "borrow" your card, and make purchases, however small. They are doing it to protect you.

They aren't protecting the consumer. They are trying to protect themselves.

 

[Injury]

I still don't see why you can't just flash them an ID and be on your merry way with your tacos. Sure, it may be against the terms but it's not like it's going to hurt to show him some ID. I mean, if you had simply said "I left my ID in my car, you want me to go get it?" He'd probably just let it go.

Is there any reason for him to think you weren't the card's owner? Like an out of state bank issued card, name that doesn't seem to fit the face or something?

 

[Jzero]

Originally posted by: deftron
I wasn't disrespectful till the Taco Bell dude came in with his attitude of "ID or else"

I guess his attitude was justified, because you ended up eating at WaaaahWaaaaaah.

Ask me nicely, and I might go get it...

It's freaking Taco Bell. What do you want, a maitre'd with a towel on his arm saying "Pahdon me, sir, would you do me the honour of presenting me with a token that will thus corroborate that you are indeed the gentlemen for whom this card was issued?"

To be honest, I'm not one to start any commotion or give anyone a hard time
but this guy was just a jerk and stupid... He didn't even know what I wanted when I said
the "3 taco combo" ... I had to point to to the sign and say #8

Because there is no such thing as a "3 Taco Combo." This is a common food service complaint. Don't make up your own name for an item and then get pissed off when the person taking your order asks for clarification because THEY want to make sure YOU get what you really wanted.

The bottom line is that you are evidently one of THOSE kind of customers that make working in food service/retail just plain awful, making a big stink over $3 as if you were single-handedly allowing someone to retire early with your massive purchase.

 

[vood0g]

Originally posted by: Jzero

Originally posted by: deftron
I wasn't disrespectful till the Taco Bell dude came in with his attitude of "ID or else"

I guess his attitude was justified, because you ended up eating at WaaaahWaaaaaah.

Ask me nicely, and I might go get it...

It's freaking Taco Bell. What do you want, a maitre'd with a towel on his arm saying "Pahdon me, sir, would you do me the honour of presenting me with a token that will thus corroborate that you are indeed the gentlemen for whom this card was issued?"

To be honest, I'm not one to start any commotion or give anyone a hard time
but this guy was just a jerk and stupid... He didn't even know what I wanted when I said
the "3 taco combo" ... I had to point to to the sign and say #8

Because there is no such thing as a "3 Taco Combo." This is a common food service complaint. Don't make up your own name for an item and then get pissed off when the person taking your order asks for clarification because THEY want to make sure YOU get what you really wanted.

The bottom line is that you are evidently one of THOSE kind of customers that make working in food service/retail just plain awful, making a big stink over $3 as if you were single-handedly allowing someone to retire early with your massive purchase.

OP = OWNED

 

[biostud]

Originally posted by: Atomicus

Originally posted by: biostud
What is really stupid is that until this year our VISA cards had a picture and a signature. Now we have a chip instead of a picture because it's suposedly more secure. I don't understand why they would remove the picture...... except they said it was too expensive to keep.

LOL? College IDs have pictures on them. Does that mean colleges are using it as an excuse to raise tuition to cover the cost?

The "best" part about it is, that before it was free of charge to use the VISA now it costs 50 øre (~10 cent.)

 

[gopunk]

the price doesn't matter... merchants pay like $15 for chargebacks, so they have an interest in making sure it's not fraud.

 

[TravisT]

I was going to bash deftron as well but realized that there has been a group effort of that already.

I can say that I have a visa, I also get ID'd at some places. Granted, sometimes it is a pain and in many of those places i've used those cards I've tried to use cash most of the time if i'm a regular customer.

I know that people like deftron only made my job when I was a teenager working at a fast food restaraunt a hassle.