Why the hell do places ask for ID when paying by credit/debit card ?

[beer]

God, some of you need to get a life. Yea, you're in the right, they don't require ID as per their card agreement with the banks. But dude - you chose to pick a fight with someone making six bucks an hour. He doesn't give a sh!t about what you have to say, but if he doesn't ask for it, he could get fired, and if you walk across the street, he doesn't give a rat's ass.

Pick your battles - this one was not a good choice.

 

[Svnla]

I rather show ID than have my card stolen and have to go tho all the hasssles (due to fraud) to get everything back to normal.

 

[z0mb13]

be prepared for some "extra" ingredients in your tacos next time you visit there...

 

[simms]

Originally posted by: AStar617

Originally posted by: laxjax13
You wouldnt like it to much if someone stole your card and used it at tacobell. That "kid" is only protecting your card, u should thank him for asking for an ID.

As someone who's had three cards compromised: :thumbsup:

Originally posted by: AStar617
....

An ounce of common sense, people?

I find it amusing you post this and this. You'd think after the first time it wouldn't happen again.. but 3 times?

 

[cosine17]

as a college student whos worked retail related jobs since i was 14. no one is ever happy.

u get the people who write SEE ID on the back and get upset if u dont ask.
the ones like u who get annoyed if we ask out of habit.. WTF I GOTTA GET MY ID!?!?!
the ones who go off on a tangent WHY DO U GOTTA SEE MY ID!! I KNO WHO I AM!! to bad i dont...

my favorites are the ones who write ask for id on the back. but they do it in pen with girly script so at a quick glance u think its a signature. had one lady go off on me about that. told her she should use a sharpie next time.

moral of the story. lighten up, alot of times its a stupid little thing that a company makes its workers do. so theres no need to get upset at them. besides.. i dont understand how any person would be caught dead without id at anytime.

o and ive actually had people say "thank you so much for asking for id. its nice to know SOMEONE is doing their job"

 

[CraigRT]

must be a U.S. thing... I've never had any such thing happen... I'd be absolutely floored if I was asked for ID when paying debit.. that would be so freaking lame!!!

 

[BlamoHammer]

Originally posted by: dionx
i dont care if they dont check ID. using "credit" as oppossed to "Debit", credit card users have chargeback rights that favor the card holder, not the merchant.

The truth ^^^

You would be amazed at how much the retailers have to go through in order to dispute a chargeback. Why if some people knew about the rule shanded down from the credit cards it would make for a huge mess

 

[pyonir]

Originally posted by: simms

Originally posted by: AStar617

Originally posted by: laxjax13
You wouldnt like it to much if someone stole your card and used it at tacobell. That "kid" is only protecting your card, u should thank him for asking for an ID.

As someone who's had three cards compromised: :thumbsup:

Originally posted by: AStar617
....

An ounce of common sense, people?

I find it amusing you post this and this. You'd think after the first time it wouldn't happen again.. but 3 times?

That's exactly what i was thinking. Christ...3 times!? You need to learn how to take better care of your cards.

 

[Injury]

Big freaking deal. Show him some ID, get your tacos and be on your merry way.

My card is nearing its expiration, and the signature panel has rubbed completely off. The damn thing LOOKS like I just found someone's card and scraped off the signature panel. I've gotten used to handing people my ID with it, but you'd be surprised how many people don't even turn the damn card over to see if it is signed. Hell, most people don't even look at the name on the card. I mean, if Whitey McWasperton goes to make a purchase with a credit card bearing the name "Abdulah Raheem Somethingorother", don't you think that at least one or two sirens would go off in the average person's head... ... yeah, too bad they didn't even read it.

Sorry... kinda got off track there.

 

[thirdlegstump]

What the hell are you doing buying $3 worth of food with a credit card? THAT I don't get.

 

[Pacfanweb]

Originally posted by: deathkoba
What the hell are you doing buying $3 worth of food with a credit card? THAT I don't get.

Exactly what I was going to post.

 

[AStar617]

Originally posted by: pyonir

Originally posted by: simms

Originally posted by: AStar617

Originally posted by: laxjax13
You wouldnt like it to much if someone stole your card and used it at tacobell. That "kid" is only protecting your card, u should thank him for asking for an ID.

As someone who's had three cards compromised: :thumbsup:

Originally posted by: AStar617
....

An ounce of common sense, people?

I find it amusing you post this and this. You'd think after the first time it wouldn't happen again.. but 3 times?

That's exactly what i was thinking. Christ...3 times!? You need to learn how to take better care of your cards.

Clearly you are talking out of your asses without having experience on the matter. Nothing to do with taking care of my cards.

1) An unauthorized test charge of $1-and-change for "10drums.com", a dummy dot-com with dummy WHOIS info, showed up on a card shortly after the only website it was used on reported a security breach. Card number changed.

2) My wallet was stolen out of a jacket in what should have been a safe place, and NO CASHIER CHECKED FOR AN ID WHEN $1000 WORTH OF LIQUOR, GROCERIES, AND CRAP FROM BROOKS PHARMACY WAS PURCHASED. Note also that my name is Arabic so it should have been a bit conspicuous for the white person who used my card (as per surveillance videos) to do this, if not for the complacency in society regarding ID checking. Card reissued.

3) I withdrew money from a compromised ATM in Montreal, which pulled all magstrip info from my and my brother's card... months later a clone was created and used to withdraw money at will (they had the PIN due to the magstrip copy). Simple card reissue didn't do it; all cards on the credit union account needed to be reissued and PIN changed.

Now you tell me what you would have done differently. I got back all my money in all occasions, but the reimbursement process (affadavit at best, police report(s) at worst) sure as hell was not how I'd like to spend my free time. And it definitely would have been a lot more difficult in situation #2 for the thief to operate if anyone gave a sh!t about the preventative measures that are in place to be used, not to be ignored.

 

[Anonemous]

Originally posted by: deathkoba
What the hell are you doing buying $3 worth of food with a credit card? THAT I don't get.

beats carrying change. what I don't get is him not having another form of ID in his wallet, driver's license/student id/ etc...

 

[deftron]

It was a check card, I didn't have any cash on me.


Anyways, if companies don't want to abide by their conrtactual agreements with
credit card companies (which for Visa at least, says they cannot require ID ... otherwise they
wouldn't make the commercials with the Barber twins) then they shouldn't accept
cards at all


Half of the places that take cards don't even see it, you swipe it yourself and sign
the elctronic box ... If I can go to Best Buy or Wal-Mart and get a $2,000 TV with a credit card
and the cashier never even sees the the card nor asks for my ID, then I shouldn't
have to show some dork working at Taco Bell my ID for a $3 purchase

 

[Reckoner]

To the OP:

Here's a thought to add to your verbal vomit; why do you not STFU and live with it! You are the dick that walks thru the doors each and every f'ing day which we all dread to deal with and screw up our days. You make the dickheaded comments to an employee who has NOTHING to do with the policy, and come here and think you're the best thing since sliced bread! If you are purchasing $3 worth of tacos on a CREDIT CARD and cannot provide an ID, then carry cash next time. Cut and F'ing dry. Or better yet, carry an ID! If you cannot meet these easy as hell terms please remove your lazy incompetent ass from the gene pool and make the US IQ increase. Yeah, maybe the store shouldn't be asking for an ID, but wouldn't you rather have them err on the side of caution or sell food via CC to any Joe Blow off the street? There are more important things to bitch about!

 

[deftron]

Originally posted by: PaulNEPats
To the OP:

Here's a thought to add to your verbal vomit; why do you not STFU and live with it! You are the dick that walks thru the doors each and every f'ing day which we all dread to deal with and screw up our days. You make the dickheaded comments to an employee who has NOTHING to do with the policy, and come here and think you're the best thing since sliced bread! If you are purchasing $3 worth of tacos on a CREDIT CARD and cannot provide an ID, then carry cash next time. Cut and F'ing dry. Or better yet, carry an ID! If you cannot meet these easy as hell terms please remove your lazy incompetent ass from the gene pool and make the US IQ increase. Yeah, maybe the store shouldn't be asking for an ID, but wouldn't you rather have them err on the side of caution or sell food via CC to any Joe Blow off the street? There are more important things to bitch about! Cut and dry!

Simmer down dude,

you'll probably move up from fry cook some day

 

[Reckoner]

HAHAHA I love the personal attacks, especially when they don't know what they are talking about.

 

[CubicZirconia]

Originally posted by: Pacfanweb

Originally posted by: deathkoba
What the hell are you doing buying $3 worth of food with a credit card? THAT I don't get.

Exactly what I was going to post.

I buy everything with a check card; it serves to keep track of all my expenses. It's not like it takes any longer than paying with cash now anyways.

 

[Kipper]

Originally posted by: deftron
Argghh..


Went to Taco Bell today ... got the cheapest combo (3 tacos & drink / $3)


Gave the guy my check card

He says : "I.D."

I'm thinking wtf ... ID for $3 .. look for ID ... doh ... left in the car .. don't feel like going to get it

I say "no, just do debit then"

He says "Still need ID"

I tell him he doen't need ID ... ask him if he's ever seen the VISA check card commercials
that stress NO ID (he looks clueless) ... then tell him he definitely doesn't need ID if it's debit, the PIN number is the freakin security measure

"Can't sell it to you without ID"

Now it's just principle, I'm not going to get my ID, so I tell him to go get his manager..
She comes out and is like "what's the problem?"

I'm like "I just ordered 3 tacos and I need you to shove them up this kids ass ...
make sure you ID him too so you know you've got the right ass .. Thanks"

Then I went across the street to Wawa

You see, the funny part is, there are people just like you who get pissy if you DON'T check the ID. Either way, why do you have to make life hell for Taco Bell workers? It's not like you went to Taco Bell to be waited on hand and foot...sheesh. Just because they happen to be working a barely minimum-wage job is no reason to disrespect.

 

[AStar617]

Originally posted by: deftron

Originally posted by: PaulNEPats
To the OP:

Here's a thought to add to your verbal vomit; why do you not STFU and live with it! You are the dick that walks thru the doors each and every f'ing day which we all dread to deal with and screw up our days. You make the dickheaded comments to an employee who has NOTHING to do with the policy, and come here and think you're the best thing since sliced bread! If you are purchasing $3 worth of tacos on a CREDIT CARD and cannot provide an ID, then carry cash next time. Cut and F'ing dry. Or better yet, carry an ID! If you cannot meet these easy as hell terms please remove your lazy incompetent ass from the gene pool and make the US IQ increase. Yeah, maybe the store shouldn't be asking for an ID, but wouldn't you rather have them err on the side of caution or sell food via CC to any Joe Blow off the street? There are more important things to bitch about! Cut and dry!

Simmer down dude,

you'll probably move up from fry cook some day

Sorry but that was pretty funny.

 

[deftron]

I wasn't disrespectful till the Taco Bell dude came in with his attitude of "ID or else"

I mean, I give him my card and he just says "I.D." in a forceful tone

What, you can't talk in comeplete sentences?

Ask me nicely, and I might go get it...



To be honest, I'm not one to start any commotion or give anyone a hard time
but this guy was just a jerk and stupid... He didn't even know what I wanted when I said
the "3 taco combo" ... I had to point to to the sign and say #8

 

[AStar617]

Originally posted by: deftron
I wasn't disrespectful till the Taco Bell dude came in with his attitude of "ID or else"

I mean, I give him my card and he just says "I.D." in a forceful tone

What, you can't talk in comeplete sentences?

Ask me nicely, and I might go get it...



To be honest, I'm not one to start any commotion or give anyone a hard time
but this guy was just a jerk and stupid... He didn't even know what I wanted when I said
the "3 taco combo" ... I had to point to to the sign and say #8

This I agree with 100%, though a bit out of the scope of the original gripe. Nothing pisses me off more than people in service-oriented positions who act like dicks for no reason. Granted he was just doing his job and following management orders, and probably took a lot of unwarranted sh!t already from other customers before your transaction, but that should be understood as part of a Taco Bell job.

 

[i3rYs0n]

the people at the mall near hear (pretty new, and fairly large) told me that they don't need id or a pin if the order isn't over 20 dollars. Most times that i go in there (and that is on a rare occasion anyways) i don't even have to sign anything.

 

[deftron]

By the way

Link

Are merchants allowed to set a minimum transaction amount for consumers who wish to use their Visa card?
Merchants are prohibited from establishing a minimum transaction amount for all Visa transactions.

Are merchants allowed to ask for identification when using Visa products?
While a merchant may ask for identification if fraud is suspected, it is contrary to Visa policy to require the consumer to show identification as a condition of the sale. If a merchant asks for identification and the consumer is unable or unwilling to produce it, the merchant is still obliged to accept the consumer?s Visa card. Consumers who experience refusal of service based on identification may either call their card issuer to report the problem or call 1-800-VISA-911.

Also put the minimum purchase thing in there cause someone commented about it.

 

[dionx]

Originally posted by: deathkoba
What the hell are you doing buying $3 worth of food with a credit card? THAT I don't get.

i think i've used a credit card for even as low as something as $1.xx at USPS. it's all about convenience in many ways.

- i don't have to break larger bills into smaller bills which makes my wallet bigger
- i don't have to deal with coins. pennies are almost useless and i've got at least $10 worth in my car that'll last a lifetime. quarters can be useful for things like meters, but if you get too much change, it's worthless because i don't carry them everywhere like paper cash.
- with credit card, i get an itemized statement of purchases made so that i can keep track and monitor my spending habits
- i get the benefits of rewards programs. with my amex, thats 1 airline mile per $1 spent.
- speed. hand the card over, one swipe, possible signature and i'm on my way out. with cash, the cashier would need to count it, count the change, and i'd double check the change handed back to me.
- cleanliness. even though credit cards are handled by many people, at least it doesnt soak up sweat and other things that get absorbed by paper from human touch.
- if i lose my wallet, the cash can't get replaced but the any false credit card charges can be reversed.

and all the convenience is free with the exception of my amex card. i pay in full monthly so even if the APR is 100%, i don't pay a penny on interest.