Wife is losing the checkbook tonight...

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batmang

Diamond Member
Jul 16, 2003
3,020
1
81
Originally posted by: Chaotic42
No offense, and maybe I sound like an ass, but that would seriously make me consider a divorce. I cannot believe that anyone could be so irresponsible and stupid with their money.

word, ditch her. thats just 100% dumbassness.
 

aigomorla

CPU, Cases&Cooling Mod PC Gaming Mod Elite Member
Super Moderator
Sep 28, 2005
20,888
3,239
126
Originally posted by: Pliablemoose
GB & Perknose I hear what you're saying, believe me...

Honestly what it comes down to is this:

1.) Bail another woman/spouse out of debit
2.) Help my daughter through college

By deciding to choose option #2, option # 1 is off the table, and if that means staying single, then so be it. My obligation is first & formost to my daughter, not to some woman who can't make the payments on her Lexus.

:thumbsup: im glad ur one of the responsible people in this world that brought life to someone.
 

Kev

Lifer
Dec 17, 2001
16,367
4
81
i dont even understand how a bank could charge you that much in NSF charges. that is ridiculous.... i would talk to the bank if i were you
 

OutHouse

Lifer
Jun 5, 2000
36,410
616
126
her response was that I don't give her enough money.

no the problem is she is spending TOO MUCH MONEY!!!


on and welcome to colorado. Im up near brighton, ill buy you lunch at my fav mexican joint. the hot green chili will momentary make you forget your money problems.

 

KrillBee

Golden Member
Nov 17, 2005
1,433
0
0
OUch!

I'm sorry to here. I'm glad she gave up the check book though.

Here in our state, checks basically dont get accepted anywhere anymore, lol!

Or at least not at gas stations and restaurants. And at some major retail stores too.
 

salt9876

Banned
Apr 25, 2005
1,095
0
0
Wow i would take her name off the checking account period if she 's that clueless. Wow, just wow
 

Krazy4Real

Lifer
Oct 3, 2003
12,221
55
91
I'm glad you decided to check things out when you did. Who knows what would have happened if this kept going on.
 

SpecialEd

Platinum Member
Jul 18, 2001
2,110
0
0
Originally posted by: farmercal
All this talk about divorce is BS. Look, she obviously made a mistake and perhaps it wasn't intentional. For all you guys know she could be perfect in all other ways except finances. OP perhaps she needs some education on how to manage the checkbook and how to check the balance online which shows exactly how much you have in the back (minus outstanding checks). Talk to the bank and explain what happened and that she didn't know how to check the balance; perhaps they will cut you some slack. You and your wife can get through this. Good Luck and hang in there.



This is exactly what I was thinking reading this thread. Anyone going into a marriage expecting they won't run into issues of this magnitude is living in a dream world. She screwed up, they talked about it, the marriage hopefully grows as a result.
 

DaShen

Lifer
Dec 1, 2000
10,710
1
0
Get her to start working as well. At least part-time (16 hrs/wk at Starbucks or something). She can spend whatever she earns, but no checkbook.
 

LeonarD26

Senior member
Feb 12, 2004
826
1
71
Originally posted by: DaShen
Get her to start working as well. At least part-time (16 hrs/wk at Starbucks or something). She can spend whatever she earns, but no checkbook.


Is this at all possible for you guys or does she stay home with the kids full time??
 

Feldenak

Lifer
Jan 31, 2003
14,090
2
81
Originally posted by: SpecialEd
Originally posted by: farmercal
All this talk about divorce is BS. Look, she obviously made a mistake and perhaps it wasn't intentional. For all you guys know she could be perfect in all other ways except finances. OP perhaps she needs some education on how to manage the checkbook and how to check the balance online which shows exactly how much you have in the back (minus outstanding checks). Talk to the bank and explain what happened and that she didn't know how to check the balance; perhaps they will cut you some slack. You and your wife can get through this. Good Luck and hang in there.



This is exactly what I was thinking reading this thread. Anyone going into a marriage expecting they won't run into issues of this magnitude is living in a dream world. She screwed up, they talked about it, the marriage hopefully grows as a result.

You guys forget the age range of most of the guys here.
 

w00t

Diamond Member
Nov 5, 2004
5,545
0
0
I am just wondering why its 29 dollars everytime and where is it going?
 

JW310

Golden Member
Oct 30, 1999
1,582
0
0
Originally posted by: w00t
I am just wondering why its 29 dollars everytime and where is it going?

The 29 dollars everytime is the fee the bank charges for each overdraft/nonsufficient funds on a check - regardless of how much the check was for
 

w00t

Diamond Member
Nov 5, 2004
5,545
0
0
Originally posted by: JW310
Originally posted by: w00t
I am just wondering why its 29 dollars everytime and where is it going?

The 29 dollars everytime is the fee the bank charges for each overdraft/nonsufficient funds on a check - regardless of how much the check was for

ahhh, ya i dont know anything about checks or banking really but i do know how to save money spend wisely..

 

chuckywang

Lifer
Jan 12, 2004
20,133
1
0
With my bank, it is idiotic not to choose Overdraft Protection. With Overdraft Protection, they cover whatever your overdraft and charge you 29 dollars. The other choice is to not choose overdraft protection, so if you overdraft without protection, you get charged the same 29 dollars as a non-sufficient funds fee and you don't get covered whatever you try to overdraft.

In both cases, you get charged 29 dollars, but with overdraft protection, at least you get covered whatever you overdraft.
 
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