Wife wants to go back to Med School...having troubles with the math on this.

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Sep 7, 2009
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Her first obligation is to you, her second to the children. Anything that negatively impacts her relationships with you and them shouldn't be an option.

Her third obligation is to protect the financial integrity of the family. If she can hang with her current job for a couple of years, get that old debt paid off and some serious money accrued to cover her schooling, that might be a good time to re-evaluation the situation.

But moving away from her husband and kids for two years should never be seriously considered.

Choices have consequences, and she should honor the ones she's already made.


Who are you and what have you done with our six????
 

brainhulk

Diamond Member
Sep 14, 2007
9,418
454
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This plan is going to put too much of a strain on your family.

Putting up with less than ideal conditions at work for the benefit of the family is something I think every bread winner deals with. And because you guys have a family with little kids, she needs to chalk this up as a sacrifice for her family and being there for her kids.
 

sixone

Lifer
May 3, 2004
25,162
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Who are you and what have you done with our six????

Nothing new here. When I post about the OP's obligations to his SO, I'm the devil incarnate. But when I post about the obligations of the SO towards the OP, pigs are flying.
 

vi edit

Elite Member
Super Moderator
Oct 28, 1999
62,403
8,199
126
This plan is going to put too much of a strain on your family.

Putting up with less than ideal conditions at work for the benefit of the family is something I think every bread winner deals with. And because you guys have a family with little kids, she needs to chalk this up as a sacrifice for her family and being there for her kids.

Easy to say as a man. We can turn shit off when we walk out the door. We redirect emotion in different ways. We don't have breakdowns in the middle of a shift or come home in tears after rough days.

Not to say that won't happen to her in a different career, but it will happen for different reasons that are more of a cause of her own actions rather than others. Which is really the root of her frustration right now.
 
Reactions: Arachnotronic

NuroMancer

Golden Member
Nov 8, 2004
1,684
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Possibility, absolutely. Upshot is that where we are is a "good" program but not a desireable one. It's no where near a competive program where your qualified/desirable applicants far outweigh the available positions.

All I can say is good luck dude! Hard decision, but your looking at it the right way so Kudos.
 

Lifted

Diamond Member
Nov 30, 2004
5,752
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Do parents or family live nearby to help with the kids? It seems like it could get rough with her in med school then residency, and you juggling work + kids + house (cooking, cleaning, shopping). Who gets the kid when sick, hurt, school emergency, soccer practice, etc.? Just sounds rough to deal with that for years without another person around.
 
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vi edit

Elite Member
Super Moderator
Oct 28, 1999
62,403
8,199
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Do parents or family live nearby to help with the kids? It seems like it could get rough with her in med school then residency, and you juggling work + kids + house (cooking, cleaning, shopping). Who gets the kid when sick, hurt, school emergency, soccer practice, etc.? Just sounds rough to deal with that for years without another person around.

Yep. My parents are a 5 minute walk from our house. My Mom is retired and does do a lot of emergency babysitting for us right now.
 

surfsatwerk

Lifer
Mar 6, 2008
10,110
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Better to get a divorce now because that's where it's going if she is putting what she wants over the good of the family.
 

Lifted

Diamond Member
Nov 30, 2004
5,752
2
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Yep. My parents are a 5 minute walk from our house. My Mom is retired and does do a lot of emergency babysitting for us right now.

Well that would makes things infinitely more manageable.

Have you asked your mother is she's ready for this 5 year commitment to being a full time mother and wife again? :biggrin:
 

rudder

Lifer
Nov 9, 2000
19,441
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What I can't fully figure out is the cost benefit of this.

If she is able to complete the program and earn the money... why worry about the cost benefit. Would you rather she earn 125K/year and be miserable the rest of her life?
 

Bazake

Member
Feb 13, 2012
137
0
0
Wow! Just did some quick math on one of those 401k calculators and it looks like cashing out $120k and starting over 10 years down the road is a net loss of almost $1.2 mil.

My brain says costs and risk are way too high.

My heart says it's her dream job and she should go for it. After all, it's probably fewer years to your birth than it is to retirement at age 65.
 

SlitheryDee

Lifer
Feb 2, 2005
17,252
19
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That's quite a lot of trouble. Thing is, if she really wants to do this, you pretty much have to make it happen. If you are against her on this, she's probably not going to just say "oh well, it was just a thought" and move on. I'm not sure I would even dwell too much on the burden this will add to your family financially and otherwise. You may well come out behind moneywise regardless of her pay once she's out of school, but it's may not be about money to her anyway.

Tread carefully is the only real advice I have I guess.
 

jagec

Lifer
Apr 30, 2004
24,442
6
81
So she's working a cushy, well-paid job with decent hours, doing something that she likes and is good at, at a place where she is very respected by her coworkers and still has plenty of time for her family, in exchange for working HELLISH hours for years on end, never seeing her kids or you, having little choice on where or when she works, and going into massive debt on top of it? Plus, something tells me that the "dream" would fade once she actually started living it.

Oh, she doesn't like her managers? Why didn't you say so? There's a support group for that. It's called "EVERYBODY," and they meet at the bar.
 
Sep 7, 2009
12,960
3
0
Wow! Just did some quick math on one of those 401k calculators and it looks like cashing out $120k and starting over 10 years down the road is a net loss of almost $1.2 mil.

My brain says costs and risk are way too high.

My heart says it's her dream job and she should go for it. After all, it's probably fewer years to your birth than it is to retirement at age 65.


You don't wait until you're married with babies to chase a dream job - period.

Once you have kids, your obligation is your family. It is not in the family's best interest for her to dump the kids on dad to raise during the most crucial years of their life.

She needs to wait until they're at least 14, 15 years old before doing this.
 

vi edit

Elite Member
Super Moderator
Oct 28, 1999
62,403
8,199
126
Wow! Just did some quick math on one of those 401k calculators and it looks like cashing out $120k and starting over 10 years down the road is a net loss of almost $1.2 mil. My brain says costs and risk are way too high.

That's what I came up with too. And with contribution limits on 401ks and the loss of Roth ability due to income I'd never be able to "catch up" on that loss. I'd be better off cranking another $100k in student loans for living costs and paying that back. But then I'd have close to $400k in loans staring us in the face at the age of 40.

Bleh.
 

Aharami

Lifer
Aug 31, 2001
21,296
149
106
this is a lose-lose situation. but if I were you, I'd find some way to make it work. I'd say even urge her to follow her dream even though you don't want her to do it. The fact that your parents are so close by should make things a bit easier for you. Seems like this is something she needs to do in order to feel pride and a sense of accomplishment in herself. That's a pretty big factor in being happy long term.

Forget cost. What will make both of you happier in the long term?
 

rcpratt

Lifer
Jul 2, 2009
10,433
110
116
So she's working a cushy, well-paid job with decent hours, doing something that she likes and is good at, at a place where she is very respected by her coworkers and still has plenty of time for her family, in exchange for working HELLISH hours for years on end, never seeing her kids or you, having little choice on where or when she works, and going into massive debt on top of it? Plus, something tells me that the "dream" would fade once she actually started living it.

Oh, she doesn't like her managers? Why didn't you say so? There's a support group for that. It's called "EVERYBODY," and they meet at the bar.
These are generally my thoughts, although a little more diplomacy should obviously be exercised.
 

Azraele

Elite Member
Nov 5, 2000
16,524
29
91
All monetary considerations aside, how badly does she want this? How much will she regret it if she doesn't?
 

vi edit

Elite Member
Super Moderator
Oct 28, 1999
62,403
8,199
126
Oh, she doesn't like her managers? Why didn't you say so? There's a support group for that. It's called "EVERYBODY," and they meet at the bar.

It's a little different in healthcare. Management decisions and being spineless to shitty practice actually have an impact on the health and well being of people you are actually taking care of. Not to mention the bully practice of having to deal with power tripping surgeons on a daily basis that administration allows to run wild.
 
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