Sorry but I just do not believe that in a year or probably 2 years, there will be a single gpu that will give me more power I will get from a used RX 480. Keep in your mind that we talk about ~150 Euro for used RX480 in a year from now and please do not compare the price range in 2 years.
I believe that both companies do not want to give their technologies too fast on the market. For many years they were on 28nm with AMD rebranding stuff and Nvidia which was winning on Dx11 bringing nothing but just more power efficient products. Nothing really new, no risk for the companies. Dx12, Vulkan are risky. See what really happened on Mantle. I like the way they shrinked their dies but I do not believe that for 2-3 years we will have something cool except HBM2.
Anyway, my point of view is that in a year with 150 Euro I will get a nice boost on performance when the 150 Euro GPUs will still be less powerful than a single RX480. However, the thing that you are really on point is that the mGPU setups may not be supported next year ( As developers care about them less and less every year ) . When the time comes I will decide if I will sell my RX480 and plus the 150 Euro budget I will get ~300 Euro GPU or just go for the XFire setup. Anyway, thanks for your opinion and sorry if my manners look bad, didn't want to be rowdy. Peace